A financial institution, Bank of Commerce, was considering lending $500,000 to a small business, GreenTech, to support their expansion plans. To assess credit risk, they used a Business Information Report, which included:

- GreenTech's financial statements, showing revenue growth and cash flow.
- Credit reports, highlighting payment history and outstanding debts.
- Industry analysis, indicating a stable and growing market for GreenTech's products.

The financial institution used this information to:

- Evaluate GreenTech's creditworthiness and ability to repay the loan.
- Determine the interest rate and loan terms, including collateral requirements.
- Monitor GreenTech's financial health over the loan term to ensure timely payments.