MIRA
INFORM REPORT
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Report Date : |
26th
May 2006 |
IDENTIFICATION
DETAILS
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Name : |
DIRART CREATORS SAGL |
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Registered Office : |
via Campo Marzio 11 6900 Lugano/TI Switzerland |
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Country : |
Switzerland |
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Date of Incorporation : |
10-05-2004 |
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Legal Form : |
Limited liability company |
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Line of Business : |
Engaged
in import and trading of carpets |
RATING & COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal.
Capable to meet normal commitments. |
Satisfactory |
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Maximum Credit Limit : |
EUR 7.000 |
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Status : |
Satisfactory |
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Payment Behaviour : |
Regular
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Litigation : |
Clear |
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Detail assessment:
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Payments: |
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The financial affairs are considered to
be in order. |
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individual credit
limit*: |
EUR 7.000.-- |
Name
DIRART CREATORS SAGL
Line of Business
Teppichhandel
Legal domicile
via Campo Marzio 11
6900 Lugano/TI
Switzerland
Telephone:
091 9724566
Fax: 091
9716193
CREDIT ADVICE
Credit opinion:
A maximum credit of EUR 7.000 is
considered in order.
This credit advice is based on information
available at the time of conducting the research, being the above indicated
date.
All amounts in this report are given in
Swiss Francs (CHF) unless otherwise stated.
GENERAL COMPANY DATA
OFFICIAL DATA:
Legal form: Limited
liability company
Registration: 10-05-2004
First Publication: 14-05-2004
Last Publication: 21-05-2004
Original capital: 20.000
Paid up: 20.000
Company Management: Lucette de Picciotto
Raffaele
de Picciotto
ACTIVITY:
Line of business: Trade
in carpets
Sector: Wholesale
Activity: The
scope of business encompasses the import and trading of carpets.
Import/Export: The company is active in Import, but not in Export.
Import: Asia,
Africa
EMPLOYEES:
Number of employees: 6
The company employs 5 to 6 people.
PAYMENT AND FINANCIAL DATA
PAYMENT EXPERIENCES:
Legal actions: Information only available against proof of interest with a
valid signature.
There are no complaints about the mode of
payment and business conduct.
There is a lack of comprehensive
experience as regards the payment conduct.
FINANCIAL DATA:
Financial position: The
financial affairs are considered to be in order.
Financial Statements: The company does not disclose any financial
statements.
Third parties are not permitted any
detailed insight into the financial affairs.
Banker(-s): UBS Ltd,
6900 Lugano
Premises: The
premises at the above mentioned address are rented.
Real estate property: No real estate is owned.
Fiscal taxation: No information
is available due to the local tax authority regulation.
COMPANY AND PERSON RELATIONS
COMPANY CONNECTIONS:
PARTNER:
Lucette de Picciotto, from Lugano, in
Lugano/TI/Switzerland,
Partner, General Manager, sole signature.
Capital share: CHF 10'000.--.
Raffaele de Picciotto, from Italy, in
Lugano/TI/Switzerland,
Partner, sole signature.
Capital share: CHF 10'000.--.
PERSONNEL INFORMATION:
Lucette de Picciotto, born on 06.04.1958,
is single and lives at the Via Tesserete 65 in 6900
Lugano.
Raffaele de Picciotto, born on 10.11.1963,
is married to Janet, nee Slotow, and is resident at the via Monte Carmen 15 in
6900 Lugano. He is Lucette's brother.
The father of Lucette and Raffaele was
Lelio de Picciotto, born on 21.09.1925, died on 29.03.2004.
There are no detrimental reports on the
mentioned persons' business conduct.
FURTHER MANDATES:
Lucette de Picciotto:
- Dirart SA, Lugano
- Union Artisans Sagl, Lugano
Raffaele de Picciotto:
- Union Artisans Sagl, Lugano
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial
base with the strongest capability for timely payment of interest and
principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No
caution needed for credit transaction. It has above average (strong)
capability for payment of interest and principal sums |
Large |
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56-70 |
A |
Financial & operational base are
regarded healthy. General unfavourable factors will not cause fatal effect.
Satisfactory capability for payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal.
Capable to meet normal commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors
carry similar weight in credit consideration. Capability to overcome
financial difficulties seems comparatively below average/normal. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of
interest and principal sums in default or expected to be in default upon
maturity |
Limited with full security |
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<10 |
C |
Absolute credit risk exists. Caution
needed to be exercised |
Credit not recommended |