MIRA
INFORM REPORT
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Report Date : |
05.04.2007 |
IDENTIFICATION
DETAILS
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Name : |
FIRMA ZIELARSKA MAREK LEWANDOWSKI |
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Registered Office : |
Kruszynek 10, 87-853 Kruszyn |
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Country : |
Poland |
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Date of Incorporation : |
1992/08/01 |
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Legal Form : |
Proprietorship |
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Line of Business : |
Agents involved in the sale of food, beverages and tobacco Wholesale of grain, seeds and animal feeds |
RATING &
COMMENTS
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MIRA’s Rating : |
B |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average/normal. |
Small |
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Status : |
Moderate |
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Payment Behaviour : |
Moderate |
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Litigation : |
Clear |
ADDRESS DATA
FIRMA ZIELARSKA MAREK LEWANDOWSKI
KRUSZYNEK 10
87-853 KRUSZYN
Tel. 054/2528467
Fax. 054/2528467
http:// www.mlewandowski.com.pl
E-mail: ml@lewandowski.com.pl
BASIC DATA
STATISTICAL CODE 910512394
VAT: 888-02-018-28
Legal form: PROPRIETORSHIP
Start of activity: 1992/09/
Registering agency COMMUNE
WŁOCŁAWEK
Type : DIRECTORY OF BUSINESS ACTIVITY
Number 259/92
Date of registration: 1992/08/01
NACE code 51.17
Agents involved in the sale of food, beverages and tobacco
NACE code 51.21
Wholesale of grain, seeds and animal feeds
HS/CN code 0712----
EDIBLE VEGETABLES AND CERTAIN ROOTS AND TUBERS
Dried vegetables, whole, cut, sliced, broken or in powder, but not
further prepared
EXPORT: Germany, Belgium, Spain, Switzerland
ORGANIZATIONAL-LEGAL
DATA
MANAG.:
PROPRIETOR
Surname : LEWANDOWSKI
Names : MAREK
PESEL :
56102410276
Citizenship : Poland
Addr.:
Country code : Poland
Zip code : 87-853
City : KRUSZYN
Street : KRUSZYNEK 10
SHARES IN OTHER
COMPANIES:
No data
EMPLOYMENT
Total (MIN MAX) Productive(MIN
MAX) Unprod.(MIN MAX) DATE FROM DATE TO
40-40 - -
2005/01/01-2005/12/31
REAL ESTATE
No data
FINANCIAL DATA
Turnover: ca’
2003 2004 2005
8000000.00
12000000.00 16000000.00 PLN
Officially not available - there is no legal requirements for
proprietorships to file its accountancy with the Registry
*********
HISTORICAL DATA
No change in the legal form has been reported
PAYMENTS
No significant trade experience has been reported thus far
TRADE PARTNERS
PARTNERS:
Chemists shops
RELATED FIRMS
Note reported
PROCEDURES
Officially not available
BANK
Name: Bank Gospodarki Żywnościowej SA
Addr.: 87-800 Włocławek ul.Polskiej Orga.Wojs. 20
CONTACT WITH THE
COMPANY
When directly contacted representative of the company Mr Marek
Lewandowski declined to present any additional data
CREDIT RATING
We report nothing unfavorable about the Company;
We cannot give an opinion as to the granting of a credit in this
particular case
Maximum Credit: ---
Insufficient data to estimate the amount of credit recommended.
The lack of current financial data is not to be constructed to classify
a maximum credit;
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average/normal. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)