MIRA INFORM REPORT

 

 

Report Date :

05.04.2007

 

IDENTIFICATION DETAILS

 

Name :

QUIROGA PICOS MARIA

 

 

Registered Office :

CALLE  MARIANA PINEDA, 40 18320  SANTA FE  (GRANADA)

 

 

Country :

Spain

 

 

Date of Incorporation :

01/01/2002

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Wholesale of drugstore products

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Small Company

 

 

Payment Behaviour :

Usually correct

 

 

Litigation :

Clear

 

 


Identification and Characteristics

 

    Tax Number

50282459C

     NAME

QUIROGA PICOS MARIA

      BUSINESS ADDRESS

CALLE  MARIANA PINEDA, 40

    Postcode

18320  SANTA FE  (GRANADA)

      FORMER ADDRESS

CALLE  LLUIS FABREGAS, 3

    Postcode

07014  PALMA DE MALLORCA  (BALEARES )

    TELEPHONE 

958440483

    LEGAL FORM

SOLE PROPRIETORSHIP

    DATE FOUNDED

01/01/2002

    NUMBER OF EMPLOYEES

1

    ACTIVITY

1614200 - Wholesale of drugstore products

    CNAE

5145 - Wholesale of perfume and cosmetics

    

No information on this company has been received in the last 24 months. We cannot say that it is doing any business at present.

 

 

Synthesis

 

INCIDENTS

 

 

    COMMITMENTS

 

Respected

    INCIDENTS

 

None or Negligible

PREVIOUS EXPERIENCE

 

 

    PREVIOUS EXPERIENCE

 

Normal

 

 

Credit Appraisal

 

CREDIT ACCORDING TO OBJECTIVE DATA (From 0 to 6.000.000,00 Euros):

FAVOURABLE TOWARDS 2.999,05  Max. 

SOLVENCY RATING:

(BASED ON HOMOGENEOUS FORMULATION)

 

 

 

 

Legal Actions

 

No legal incidences registered for this company in the official source

No claims registered for this company in the official sources

AFFECTED BY:  No significant elemento

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average/normal.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

NR

In view of the lack of information, we have no basis upon which to recommend credit dealings

No Rating

 

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions