MIRA
INFORM REPORT
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Report Date : |
26.04.2007 |
IDENTIFICATION
DETAILS
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Name : |
MAN GRAPHIC |
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Registered Office : |
No.10,3rd floor,Bahar Bldg, Southern Bahar Street, Enqelab Ave., Tehran 10000 |
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Country : |
Iran |
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Date of Incorporation : |
1986 |
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Legal Form : |
General Partnership |
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Line of Business : |
Importers and distributors of printing machinery and papers. |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
RIAL 250,000,000 |
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Status : |
Satisfactory |
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Payment Behaviour : |
Usually correct |
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Litigation : |
Clear |
COmpany NAME
MAN GRAPHIC (Correct)
GOHAR NAMA KALA CO
(Requested)
ADDRESS
Building :
No.10,3rd floor,Bahar Bldg
Street : Southern Bahar Street
Area : Enqelab Ave.
Town : Tehran 10000
Country : Iran
Telephone :
(98 21) 8884 8551 / 912 111 9839
Fax : (98 21) 8884 8554
SENIOR COMPANY
PERSONNEL
Name Position
1. Majid Hashemi General Manager
2. Mehran Aryafar Manager
Total Employees
5 (administration)
PAYMENTS
No complaints have been
heard regarding payments from local suppliers or banks.
We consider it is
acceptable to deal with subject for SMALL amounts.
Opinion on maximum credit
: RIAL 250,000,000
Trade risk assessment :
Normal
PRINCIPAL BANKERS
NAME :
BANK SEPAH IRAN
Branch :
Imam Khomeini Square
PO Box :
9569
Town :
Tehran 11369
Telephone : (98 21) 3311 6382
Fax :
(98 21) 3331 1275
SWIFT :
SEPB IR TH
The company also has an
account with other local banks.
FINANCIAL INFORMATION
Under Iranian Company Law
companies are not required to publish or disclose balance sheets and the
subject interviewed declined to give any financial information, which the company
regards as strictly confidential.
LEGAL STATUS AND
HISTORY
Date Started : 1986
Capital : not applicable
Sherkat Tazamoni (general
partnership) with the following partners :
1. Majid Hashemi
2. Mehran Aryafar
ACTIVITIES
The Subject is involved
in the following activities :
Importers and
distributors of printing machinery and papers.
Imports from Asian and
Europan countries.
Agent for:
-Graphitek (U.K)
-Graphimat
(Belgium)
FACILITIES
The Subject has the
following facilities :
Office premises located
at the heading address.
SPECIAL NOTE
You
enquired on : Gohar Nama Kala Co. Please note that the name Gohar Nama Kala Co
is a holder of an imports license and that it sometimes rents its import license
to the subject. The telephone number which you provided belong to Man Graphicl
its officials declined to provide any information on "Gohar Nama Kala
Co"
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit consideration.
Capability to overcome financial difficulties seems comparatively below
average/normal. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)