MIRA
INFORM REPORT
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Report Date : |
02.08.2007 |
IDENTIFICATION DETAILS
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Name : |
ETS JAMAL
TAWIL |
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Registered Office : |
Ilot |
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Country : |
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Date of Incorporation : |
1997 |
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Legal Form : |
Proprietorship |
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Line of Business : |
Floor
covering stores and retailers |
RATING & COMMENTS
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MIRA’s Rating : |
NR |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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Status : |
Undetermined |
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Payment Behaviour : |
Unknown |
name
ETS JAMAL
TAWIL
Registration Briefing
Registration Number: N/A
Registration Date: 1997
Legal Form: PROPRIETORSHIP
Latest Financials: N/A
Financial Briefing
Nominal
Capital: N/A
Issued
Capital: N/A
Turnover: N/A
Net Profit: N/A
Net Worth: N/A
Rating Briefing
Current Rating: NN
Former Rating: N/A
Current
Recommended Credit: N/A
Former
Recommended Credit: N/A
Rating Trend: RATING TRENDS CANNOT BE CONFIRMED
Payment
Record: UNDETERMINED
Original Investigation Details
Company Name: ETS JAMAL TAWIL
Country: MM
Street Name: AVENUE KENNEDY ILOT K 238
City Code:
Post Code: POB 1519
Phone Number: 2225251776/5257405
Fax Number: 2225251776
Company Details
Company Name: ETS JAMAL TAWIL
Headquarter
Address: Ilot
Postal
Address:
Telephone: +222 5251775
+222 5251776
+222 5257405
Fax: +222 5251776
Company was
originally started on 1997
Registration & Legal Details
Current Legal
Form: PROPRIETORSHIP
Registration
Address: Ilot
Registration
Date: 1997
Year/Date
Company Established: 1997
Capital
Capital is NOT
disclosed.
Shareholders
Information on
Shareholders is not available/applicable
Principals
Name: Mr Jamal
Tawil
Position
within the company: Proprietor
Country of
Birth:
Nationality: Mauritanian
Company Activities
Sic Codes: 5713 Floor
covering stores and retailers
Local
Reporters consider the investigated company to be SMALL in their field of
concern.
Employees
Company
Employs: 6
HQ Premises
Operates from: Owned Office , Shop
Location: Central Business Area,
Imports
Import % and
type of product: 100% Finished Goods
Imports From:
Importing
Terms: Bank
transfer
Exports
Export % and
type of product: Subject does not
export
Trading & Selling
Territory: 100% Nationally
Related Companies
Information on
Related Companies is not available/applicable
Bankers
Chinguitty
Bank
BP 626,
Financial Information
Financial
information is not available/applicable
Payments
Subject's
payments reported to be: UNDETERMINED
Interview & Reporter Comments
Comment: Subject has confirmed the general
details shown in the report.
Conclusions
Local
Reputation: Local
informants have not adequate information to assess the Subject's
local
reputation.
Owner/Shareholders
Comments: All or most of the owners /
shareholders have an active participation in
the
running of the business.
Age of
Business: The
company is long established in the local market.
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average/normal. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)