MIRA
INFORM REPORT
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Report Date : |
08.08.2007 |
IDENTIFICATION DETAILS
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Name : |
RAVENE SA |
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Registered Office : |
Ports |
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Country : |
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Date of Incorporation : |
29.01.1987 |
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Legal Form : |
Joint Stock Company |
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Line of Business : |
Diamants, |
RATING & COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Status : |
Satisfactory |
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Payment Behaviour : |
Slow but Correct |
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Litigation : |
Clear |
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detail
assessment: |
payments: |
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Payments are said to be partly slow, the
course of business however, is not criticised. |
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individual
credit limit*: |
EUR 10.000.-- |
Name
Ravene SA
Line of Business
Diamants,
Legal domicile
Place du Molard 9
1204 Geneve/GE
Telephone : 022 3123151
Fax : 022 3123212
CREDIT ADVICE
Credit opinion :
A maximum credit of EUR 10.000 is considered in order.
This credit advice is
based on information available at the time of conducting the research, being
the above indicated date.
All
amounts in this report are given in Swiss
Francs (CHF) unless otherwise stated
GENERAL COMPANY DATA
OFFICIAL DATA:
Legal form :
Joint stock company
Registration :
29-01-1987
First Publication : 13-02-1987
Last Publication :
21-10-1997
Share capital :
200.000
Paid up :
200.000
Divided into :
200 Registered shares of 1.000
History :
20-04-1998 200.000 Capital
increase
100.000
Previous capital
Company Management : Raphael Cohen
ACTIVITY:
Sector :
Wholesale
Activity :
The company is involved in the distribution of diamonds and precious
stones.
Course of business : Compared to the previous year the course of
business remained stable.
EMPLOYEES
: Number of employees: 5
PAYMENT AND FINANCIAL DATA
PAYMENT EXPERIENCES:
Legal actions :
Position per 19-03-2007.
Report from 19-03-2007, in 1200 Geneve.
2005 2006 2007
No. Amount
No. Amount No.
Amount
Betreibungen None 0 6
556.099 None 0
Report from 10-08-2001, in 1211 Geneve 1.
Report from 10-08-2001, in 1211 Geneve 1.
The legal actions in 2006 have been instigated
by the Swiss Confederation and the State of Geneva.
Payments are said to be partly slow, the course
of business however, is not criticised.
Given the said legal actions, caution is advised
for financial transactions.
FINANCIAL DATA
Financial position : The financial situation and the development
remains to be followed.
Financial Statements : The company does not disclose any financial statements.
Banker(-s) :
Cantonal Bank of
Auditors :
Experco Partenaires SA, Geneve
Premises :
The premises at the above mentioned address are rented.
At place du Molard 9 Ravene SA is renting two
locations with Comptoir Genevois Immobilier. The monthly rents are paid on a
regular basis.
In addition the company is also renting a
location with Port Franc de l'Aeroport de Geneve, rue Voie-de-Traz 2, office
1054 D.
Fiscal taxation :
No information is available due to the local tax authority regulation.
COMPANY AND PERSON RELATIONS
COMPANY CONNECTIONS:
Shareholder(s) :
Raphael Cohen (Majority shareholder).
BOARD OF DIRECTORS : Raphael Cohen, from
President,
sole signature.
Stephane Iso, from Geneve/GE/Switzerland,
Secretary, collective signature.
Monique Cohen-Amon, from
Member, collective signature.
PERSONNEL INFORMATION:
Raphael Cohen was born on 22 December 1949. He
is originally of French nationality and married to Monique nee Amon, born on 18
November 1954.She is the daughter of Albert Amon, a wealthy family which
controls the SICPA Group in Prilly/VD. He lives in 1223 Cologny, ch.
Tour-Carree 9, in a villa owned by his wife. Together with Ramon Iso, born on
08.12.1960, Raphael Cohen is proprietor of real estate at the address chemin de
la Mousse 16 in Chene-Bourg, location of the company SERCAB SA. Ramon Iso is
president with individual signature and Raphael Cohen board member with
individual signature of this company. He is also board member with collective
signature of Diagem SA, place du Molard 9 in Geneva and partner and managing
director with individual signature, with a capital share of CHF 11,000.--, of
the company TOM SARL, place du Molard 9 in Geneva. Stephane ISO was born on 1
June 1965. He is married to Augustina Lurdes nee MARTE ALVARADO, born in 1962.
He is an auditor by profession and conducts his
professional activities within the company Comptatec SARL, place du Molard 9,
FURTHER MANDATES:
Raphael
Cohen:
- H. Finger AG, Lengnau BE
- Monraco SA, Geneve
- Quattro Style SA, Geneve
- SERCAB SA, Chene-Bourg
- Val'Heure SA, Le Chenit
Stephane Iso:
- A.RDC.DIESEL SA, Geneve
- Diagem SA, Geneve
- RDC Ravitaillement Diesel Chantier SA, Meyrin
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average/normal. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)