MIRA INFORM REPORT

Report Date :

04.12.2007

IDENTIFICATION DETAILS

Name :	DINURJE CORP
Registered Office :	19 W 44th St Ste 300, New York, Ny 10036-5900
Country :	United States
Date of Incorporation :	05/21/1999
Legal Form :	Institutions
Line of Business :	Retail Building Material. Jewelry & Precious Stones Wholesaling.

RATING & COMMENTS

MIRA’s Rating :

Ba

RATING		STATUS	PROPOSED CREDIT LINE
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory

Status :	Satisfactory
Payment Behaviour :	No Complaints
Litigation :	Clear

Company Information

DINURJE CORP
19 W 44TH ST STE 300
NEW YORK, NY 10036-5900
(212) 944-1200

Business Identification Number:

709959194

File Established:

06/2001

Date of Incorporation:

05/21/1999

SIC code:

RETAIL-BLDG MATLS & GARDEN SUPP - 5200

Executive Summary

  Intelliscore for DINURJE CORP

70.77

0-32.47

32.48-58.63

58.64-70.19

70.2-77.71

77.72-100

0

100

High risk

Low risk

LOW TO MEDIUM RISK
66% of businesses indicate a higher risk of becoming seriously delinquent than this business

Key score factors:

	RATIO OF BALANCE ON DELINQUENT ACCOUNTS TO ALL BALANCES
	NUMBER OF TRADES WITH A HIGH BALANCE TO HIGH CREDIT RATIO
	SMALL, IF ANY, RATIO OF REGULAR TRADES TO TOTAL TRADES
	RATIO OF BALANCE ON SLOW PAYING ACCOUNTS TO ALL BALANCES

Research Tips
	Additional information may be available on this business. Other recommended searches: Order Public Record

Legal Filings and Collections

Bankruptcy filings:

0

Tax lien filings:

0

Judgment filings:

0

Total collections:

0

Sum of legal filings:

$0

UCC filings: details (FILED 07/04)

1

Cautionary UCC filings present?

Yes**

Trade Information

Monthly average DBT:

0

Highest DBT previous 6 months:

0

Highest DBT previous 5 quarters:

0

Total continuous trades:

3

Current continuous trade balance:

$200

Trade balance of all trades (6):

$1,700

Average balance previous 5 quarters:

$340

Highest credit amount extended: details

$900

6 month balance range:

$0 - $0

** Cautionary UCC Filings include one or more of the following collateral: Accounts, Accounts Receivables, Contract Rights, Hereafter Acquired Property, Inventory, Leases, Notes Receivable or Proceeds.

Trade Payment Information

Trade Payment Experiences (Trade Lines With an (*) after date are newly reported)						Account Status Days Beyond Terms
Business Category	Date Reported	Last Sale	Payment Terms	Recent High Credit	Balance	Cur	1-30	31-60	61-90	91+	Comments
+AIR TRANS	10/2007			$900	$100	100%					CUST 9 YR
+BUS SERVCS	11/2007		NET 30	$100	$100	100%
COMPUTERS	11/2007	03/2007	CREDIT	$500	$0

Trade Payment Totals

Trade Payment Experiences				Account Status Days Beyond Terms
Type	Lines Reported	Recent High Credit	Balance	Cur	1-30	31-60	61-90	91+	Comments
Continuously Reported	3	$1,500	$200	100%					DBT: 0
Newly Reported	0								DBT:
Trade Lines Totals	3	$1,500	$200	100%					DBT: 0

Additional Payment Experiences

Trade Payment Experiences (Trade Lines With an (*) after date are newly reported)						Account Status Days Beyond Terms
Business Category	Date Reported	Last Sale	Payment Terms	Recent High Credit	Balance	Cur	1-30	31-60	61-90	91+	Comments
AIR TRANS	11/2006		NET 30		$0						CUST 1 YR
-GENERAL	02/2005	10/2004	NET 30	$1,500	$1,500	50%	32%		8%	10%	CUST 2 YR
LEASING	01/2005		CONTRCT	$3,400	$0						CUST 1 YR

Monthly Payment Trends

Payment Trends Analysis
RETAIL-BLDG MATLS & GARDEN SUPP INDUSTRY SIC: 5200

Account Status
Days Beyond Terms

Date Reported

Industry

Cur

DBT

Business
DBT

Balance

Cur

1-30

31-60

61-90

91+

CURRENT

N/A

N/A

0

$200

100%

OCT07

82%

7

0

$200

100%

SEP07

83%

7

0

$200

100%

AUG07

82%

7

0

$100

100%

JUL07

83%

6

0

$100

100%

JUN07

84%

6

0

$0

MAY07

86%

5

0

$100

100%

Quarterly Payment Trends

Payment History - Quarterly Averages				Account Status Days Beyond Terms
Quarter	Months	DBT	Balance	Cur	1-30	31-60	61-90	91+
Q3 - 07	JUL-SEP	0	$100	100%
Q2 - 07	APR-JUN	0	$0
Q1 - 07	JAN-MAR	0	$1,000	100%
Q4 - 06	OCT-DEC	0	$600	100%
Q3 - 06	JUL-SEP	0	$0

UCC Profile

The UCC Filings are summarized and listed below.

UCC Summary		Filings
Date Range	Year	Cautionary UCCs^**	Total Filed	Released/ Term'd	Cont	Amended/ Assigned
JUL - PRESENT	2007
JAN - JUN	2007
JUL - DEC	2006
JAN - JUN	2006
JUL - DEC	2005
PRIOR TO JUL	2005	1	1
Total		1	1

** Cautionary UCC Filings include one or more of the following collateral: Accounts, Accounts Receivables, Contract Rights, Hereafter Acquired Property, Inventory, Leases, Notes Receivable or Proceeds.

  UCC Filings

UCC FILED Date: 07/14/2004

Filing Number: 200407145584547

Jurisdiction: SEC OF STATE NEW YOR

Secured Party: HSBC BANK USA, NATIONAL ASSOCIATION NY BUFFALO 14203 ONE HSB

Collateral: HEREAFTER AQUIRED PROP, UNDEFINED

Company Background Information

  Additional Company Background Information

Key Personnel

Principal(s):	PREMAL SHAH, PRESIDENT
	SHAH UPADHYAY, CHIEF EXEC
	AMI SHAH, CEO

Operating Information

Business Type: Institutions

Primary SIC Code: RETAIL-BLDG MATLS & GARDEN SUPP - 5200

Secondary SIC Code: JEWELRY & PRECIOUS STONES WHLSNG - 5094

Number of Employees: 7

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
NR		In view of the lack of information, we have no basis upon which to recommend credit dealings	No Rating

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions