MIRA
INFORM REPORT
|
Report Date : |
06.12.2007 |
IDENTIFICATION
DETAILS
|
Name : |
Spiral Tech S.a.s.
Di Castelnuovo Irma E C. |
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|
|
|
Registered Office : |
Via Padre Domenico Mazzucconi, 30/A, 23900
– Lecco (LC) -IT- |
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Country : |
Italy |
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Date of Incorporation : |
05/05/2006 |
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Legal Form : |
Limited Partnership |
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Line of Business : |
Manufacturing and installation of equipment for lifting and transport
plants. |
RATING &
COMMENTS
|
MIRA’s Rating : |
C |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
Maximum Credit Limit : |
500 - Eur |
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Status : |
New Company |
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Payment Behaviour : |
Unknown |
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Litigation : |
Clear |
name & address
Spiral Tech S.a.s. Di Castelnuovo Irma E C.
Via Padre
Domenico Mazzucconi, 30/A
23900 - Lecco (LC) -IT-
SUMMARY
|
Legal Form |
: |
Limited partnership |
|
Start of Activities |
: |
05/05/2006 |
|
Turnover Range |
: |
100.000/150.000 Eur |
|
Number of Employees |
: |
from 1 to 5 |
CREDIT ANALYSIS
|
CREDIT OPINION |
: |
500 - Eur |
|
Score |
: |
Risk high |
ACTIVITY
Manufacturing and installation of equipment for lifting and transport
plants.
LEGAL DATA
Legal Form : Limited partnership
|
Register of Handcraft firms : 117816 of Lecco |
|
Fiscal Code : 02958650133 |
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Chamber of Commerce no. : 303028 of Lecco since 09/03/2006 |
|
Establishment Date |
: 08/03/2006 |
|
|
Start of Activities |
: 05/05/2006 |
|
|
Legal Duration Date |
: 31/12/2030 |
|
|
Nominal Capital |
: 1.000 |
Eur |
|
Subscribed Capital |
: 1.000 |
Eur |
|
Paid up Capital |
: 1.000 |
Eur |
MEMBERS
|
Castelnuovo |
Irma |
|
Born in Lecco |
(CO) |
on 07/04/1963 |
- Fiscal Code : CSTRMI63D47E507E |
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Residence : |
Via |
Massimo D'azeglio |
, 2 |
- 23811 |
Ballabio |
(LC) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
General Partner |
08/03/2006 |
500 - Eur |
50,00 |
No Protests registered.
|
Valsecchi |
Mauro |
|
Born in Lecco |
(CO) |
on 29/07/1961 |
- Fiscal Code : VLSMRA61L29E507A |
|
Residence : |
Via |
Massimo D'azeglio |
, 2 |
- 23811 |
Ballabio |
(LC) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Limited Partner |
08/03/2006 |
500 - Eur |
50,00 |
No Protests registered.
COMPANIES CONNECTED TO MEMBERS *
*checkings have been performed on a national scale.
*In this module are listed the companies in which members hold or held
positions.
|
VALSECCHI |
MAURO |
|
Company Style |
Legal Seat |
Fiscal Code |
Position |
Position Status |
Firm Status |
|
VALSECCHI MAURO |
Ballabio (CO) - IT - |
VLSMRA61L29E507A |
Proprietor |
- |
Ceased |
|
VALSECCHI MAURO |
Ballabio (LC) - IT - |
VLSMRA61L29E507A |
Proprietor |
- |
Ceased |
|
VALSECCHI MAURO |
Ballabio (LC) - IT - |
VLSMRA61L29E507A |
Proprietor |
Active |
Registered |
The indication "REGISTERED" as Firm Status could refere to
Firms in Liquidation, Active, Inactive, etc.
For more information, in this case, we advise to request further
investigations.
DIRECT PARTICIPATIONS
The Company under review has no participations in other Companies.
STRUCTURE AND COMPANY ACTIVITY
In order to carry out its activities the firm uses the following
locations:
|
- |
Legal and operative seat |
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in : |
|
|
|
|
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Via |
Padre Domenico Mazzucconi |
, 30/A |
- 23900 - |
Lecco |
(LC) |
- IT - |
|
|
|
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Assistants |
: 1 |
|
|
|
|
Fittings and Equipment |
for a value of
5.164 |
Eur |
|
|
|
|
Stocks |
for a value of
25.822 |
Eur |
CREDIT REVOLVING
During last Year, the subject of inquiry has not been monitored by our
company.
PROTESTS
Protests checking on the subject firm has given a negative result.
LEGAL PROCEDURES
None reported, standing to the last received edition of the Official
Publications.
IMMOVABLES *
*No specific (mortgage/cadastrial registrations) inspections have been
requested.
None reported in the name of the Firm.
FINANCIAL AND ECONOMICAL ANALYSIS
Owing to its recent starting, the subject seems to be still in a
settlement phase.
Liquid assets do not always fulfill subject's managerial needs.
Payments are settled within agreed terms and conditions.
The indebtedness rate is slightly above the average.
Business connections are quite regular.
FINANCIAL DATA
|
Complete balance-sheet for the year as at |
|
(in Eur |
x 1 ) |
|
Item Type |
Amount |
Source |
|
Sales |
103.291 |
estimated by our analyst |
CREDIT OPINION
On the basis of the above mentioned, and the sales volume obtained, we
deem that the maximum exposure for short and medium term transactions ( 90 -
120 days ) could be of:
500 .Eur.
MARKET / TERRITORY DATA
|
Population living in the province |
: |
322.150 |
|
Population living in the region |
: |
9.393.092 |
|
Number of families in the region |
: |
3.858.736 |
Monthly family expenses average in the region (in Eur.) :
|
- per food products |
: |
460 |
|
- per non food products |
: |
2.090 |
|
- per energy consume |
: |
114 |
SECTOR DATA
The values are calculated on a base of 923 significant companies.
The companies cash their credits on an average of 133 dd.
The average duration of suppliers debts is about 153 dd.
The sector's profitability is on an average of 3,70%.
The labour cost affects the turnover in the measure of 18,55%.
Goods are held in stock in a range of 60 dd.
The difference between the sales volume and the resources used to
realize it is about 1,18.
The employees costs represent the 19,51% of the production costs.
STATISTICAL DETRIMENTAL DATA
Statistically the trade activity shows periods of crisis.
The area is statistically considered moderately risky.
In the region 50.886 protested subjects are found; in the province they
count to 1.666.
The insolvency index for the region is 0,55, while for the province it
is 0,52.
Total Bankrupt companies in the province : 940.
Total Bankrupt companies in the region : 39.612.
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
|
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)