MIRA
INFORM REPORT
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Report Date : |
10.12.2007 |
IDENTIFICATION
DETAILS
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Name : |
Ruf
Maschinenbau GmbH & Co. KG |
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Registered Office : |
Hausener
Str. 101 OT, Zaisertshofen, 86874 Tussenhausen |
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Country : |
Germany |
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Financials (as on) : |
31.12.2006 |
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Date of Incorporation : |
28.06.1990 |
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Com. Reg. No.: |
HRA 5290 |
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Legal Form : |
Limited
partnership with private limited Company as General partner |
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Line of Business : |
Manufacture of Machines for Non-Specified Use N.E.C. |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
EUR 238.000 |
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Status : |
Satisfactory |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
name & address
Ruf Maschinenbau GmbH & Co. KG
Hausener Str. 101 OT
Zaisertshofen
86874 Tussenhausen
Telephone: 08268/90900
Telefax: 08268/909090
Homepage: www.brikettieren.de
E-Mail: info@brikettieren.de
VAT no.
DE129205702
CONCLUSION
The maximum credit is EUR 238.000,00.
Business relations are permissible.
LEGAL FORM
Ltd partnership with priv. ltd. Company as General partner
Date of foundation
28.06.1990
Registered on
28.02.1991
Register of companies
Local court 87700 MEMMINGEN
Under
HRA 5290
Total cap. Contribution
EUR 167.000,00
General Partner
Ruf Maschinenbau Beteiligungs-GmbH
Tussenhausener Str. 6
86874 Tussenhausen
Legal form: Private limited company
Share capital: EUR 25.564,59
Reg. Data: 28.02.1991
HRB 5318
87700 MEMMINGEN
Shareholder
Johann Ruf
Tussenhausener Str. 6
86874 Tussenhausen
born 15.04.1949
Share: EUR 25.053,30
Shareholder
Helga Ruf
Tussenhausener Str. 6
86874 Tussenhausen
Share: EUR 511,29
Manager
Johann Ruf
Tussenhausener Str. 6
86874 Tussenhausen
born 15.04.1949
Occupation: Businessman
Marital status: married
General Partner
Agnes Schmidt
86874 Tussenhausen
born: Zaunberger
born 09.11.1927
Limited Partner
Johann Ruf
Tussenhausener Str. 6
86874 Tussenhausen
born 15.04.1949
Share: EUR 140.400,00
Limited Partner
Agnes Schmidt
86874 Tussenhausen
born: Zaunberger
born 09.11.1927
Share: EUR 26.600,00
BUSINESS HISTORY
30.10.1990
Ruf Maschinenbau GmbH & Co. KG
Tussenhausener Str. 6
86874 Tussenhausen
Ltd partnership with priv. ltd. Company as General partner
BUSINESS ACTIVITIES
29240
MANUFACTURE OF MACHINES FOR NON-SPECIFIED USE N.E.C.
FINANCIAL INFORMATION
Payment experience: within
agreed terms
REAL ESTATE
Type of ownership: Tenant
Address Hausener Str. 101
86874 Tussenhausen
Land register documents were not available.
BANKERS
BAYER HYPO- UND VEREINSBANK, KRUMBACH (SCHWABEN)
Sort. code: 72020070
RAIFFEISENBANK TUSSENH-ZAIS NDL D RBK TÜRKHEIM, TUSSENHAUSEN
Sort. code: 70169575
FIGURES
Financial year: 01.01. - 31.12.
Turnover: 2005 EUR 6.785.000,00
2006 EUR 14.000.000,00
Expected turnover: 2007 EUR 15.000.000,00
Total cap. contribution: EUR 167.000,00
Value of stocks: EUR 410.000,00
Equipment: EUR 500.000,00
Total number of vehicles:
11
- Cars (owned): 9
- Special-purpose vehicles:
2
Employees: 94
- Salaried employees: 85
- Part-time employees: 2
- Trainees: 3
- Freelance: 2
- Temporary workers: 2
Approximate figures are given.
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit consideration.
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)