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Report Date : |
08.12.2007 |
IDENTIFICATION
DETAILS
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Name : |
PRZEDSIĘBIORSTWO PRODUKCYJNO-HANDLOWO-USŁUGOWE "TOMASZ KAŁUŻNY |
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Registered Office : |
Milejowiec 19, 97-340 Rozprza |
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Country : |
Poland |
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Date of Incorporation : |
1995/07/01 |
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Legal Form : |
Proprietorship |
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Line of Business : |
Agents specializing in the sale of particular products or ranges of products. Agents involved in the sale of a variety of goods |
RATING &
COMMENTS
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MIRA’s Rating : |
Ca |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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Status : |
Moderate |
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Payment Behaviour : |
Unknown |
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Litigation : |
Clear |
PRZEDSIĘBIORSTWO PRODUKCYJNO-HANDLOWO-USŁUGOWE "TOMASZ KAŁUŻNY
MILEJOWIEC 19
97-340 ROZPRZA
Tel. 044/6466502
Fax. 044/6466502
http:// www.kaluzny.com.pl
mobile: 0604914415
E-mail: tomasz.kaluzny@eranet.pl
REGONCODE 590363889
VAT: 771-100-86-08
Legal form: PROPRIETORSHIP
Status: ACTIVE
Start of activity: 1995/07/01
Registering agency LOCAL ADMINISTRATION OF ROZPRZA
Type : DIRECTORY OF BUSINESS ACTIVITY
Number 546/95
Date of registration: 1995/07/01
NACE code 51.18
Agents specializing in the sale of particular products or ranges of products
Import
NACE code 51.19
Agents involved in the sale of a variety of goods
HS/CN code 5204----
COTTON
Cotton sewing thread, whether or not put up for retail sale
OWNER:
Surname : KAŁUŻNY
Names : TOMASZ
PESEL : 67070810658
Citizenship : Poland
Addr.:
Country code : Poland
Zip code : 97-300
City : PIOTRKÓW TRYBUNALS
Street : SŁOWACKIEGO 144/B.201/24
MANAG.:
PROPRIETOR
Representation : SOLE SIGNATURE
Surname : KAŁUŻNY
Names : TOMASZ
PESEL : 67070810658
Citizenship : Poland
Addr.:
Country code : Poland
Zip code : 97-300
City : PIOTRKÓW TRYBUNALS
Street : SŁOWACKIEGO 144/B.201/24
No data
Total (MIN MAX) Productive(MIN MAX) Unprod.(MIN MAX) DATE FROM DATE TO
2-5 - - 2007/01/01-2007/12/01
No data
The company classified as small according to the Polish regulations there is no legal requirement for the companies with a yearly turnover less than 800.000 EUR to prepare the balance sheet
(2005 - 3.133.280 PLN, 30.09.2005 - 1 EUR = 3,9166 PLN)
(2004 - 3.506.560 PLN, 30.09.2004 - 1 EUR = 4,3832 PLN)
(2003 - 3.714.800 PLN, 30.09.2003 - 1 EUR = 4,6435 PLN)
(2002 - 3.262.560 PLN, 30.09.2003 - 1 EUR = 4,0782 PLN)
(2001 - 3.104.800 PLN, 28.09.2001 - 1 EUR = 3,8810 PLN)
No change in the legal form has been reported
No significant trade experience has been reported thus far
Details not available
Note reported
Officially not available
Any other information officially not available
Name: Kredyt Bank S.A. , Łódź
Officially not available
When directly contacted representative of the company Mr Tomasz Kałużny declined to present any additional data
USD EUR
29.12.2006 2,9105 3,8312
30.12.2005 3,2613 3,8598
31.12.2004 2,9904 4,0790
31.12.2003 3,7405 4,7170
31.12.2002 3,8388 4,0202
31.12.2001 3,9863 3,5219
Business relations on credit basis are not permissible.
all figure quoted in PLN
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)