MIRA INFORM REPORT

 

 

Report Date :

08.12.2007

 

IDENTIFICATION DETAILS

 

Name :

PRZEDSIĘBIORSTWO PRODUKCYJNO-HANDLOWO-USŁUGOWE "TOMASZ KAŁUŻNY                 

 

 

Registered Office :

Milejowiec 19, 97-340 Rozprza                                                              

 

 

Country :

Poland

 

 

Date of Incorporation :

1995/07/01

 

 

Legal Form :

Proprietorship

 

 

Line of Business :

Agents specializing in the sale of particular products or ranges of products.

Agents involved in the sale of a variety of goods                          

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear


name & ADDRESS DATA

 

PRZEDSIĘBIORSTWO PRODUKCYJNO-HANDLOWO-USŁUGOWE "TOMASZ KAŁUŻNY                 

MILEJOWIEC 19                                                              

97-340 ROZPRZA                                                              

Tel. 044/6466502                                                           

Fax. 044/6466502                                                           

http:// www.kaluzny.com.pl                                                 

mobile: 0604914415                                                          

E-mail: tomasz.kaluzny@eranet.pl                                           

 

 

BASIC DATA

 

REGONCODE 590363889                                           

VAT: 771-100-86-08                                                          

Legal form: PROPRIETORSHIP                                                 

Status: ACTIVE                                                             

Start of activity: 1995/07/01                                               

Registering agency LOCAL ADMINISTRATION OF ROZPRZA                                

Type  : DIRECTORY OF BUSINESS ACTIVITY                                     

Number 546/95                                                              

Date of registration: 1995/07/01                                           

NACE code 51.18                                                            

Agents specializing in the sale of particular products or ranges of products

Import                                                                      

NACE code 51.19                                                            

Agents involved in the sale of a variety of goods                          

HS/CN code 5204----                                                         

COTTON                                                                     

Cotton sewing thread, whether or not put up for retail sale                

 

 

ORGANIZATIONAL-LEGAL DATA

                                                                            

OWNER:                                                               

Surname                       : KAŁUŻNY                                              

Names             : TOMASZ                                               

PESEL                         : 67070810658                                          

Citizenship                    : Poland                                               

Addr.:                                                                     

Country code    : Poland                                                

Zip code                        : 97-300                                               

City                  : PIOTRKÓW TRYBUNALS                                   

Street              : SŁOWACKIEGO 144/B.201/24                              

                                                                           

MANAG.:                                                                    

PROPRIETOR                                                                 

Representation  : SOLE SIGNATURE                                       

Surname            : KAŁUŻNY                                              

Names               : TOMASZ                                               

PESEL               : 67070810658                                           

Citizenship         : Poland                                               

Addr.:                                                                     

Country code    : Poland                                                

Zip code           : 97-300                                               

City                  : PIOTRKÓW TRYBUNALS                                   

Street              : SŁOWACKIEGO 144/B.201/24                             

 

 

SHARES IN OTHER COMPANIES

 

No data                                                                    

 

 

EMPLOYMENT

 

Total (MIN MAX)  Productive(MIN MAX)  Unprod.(MIN MAX) DATE FROM  DATE TO  

       2-5                              -                                   -                  2007/01/01-2007/12/01

 

 

REAL ESTATE

 

No data                                                                    

 

 

FINANCIAL DATA

 

The company classified as small according to the Polish regulations there is no legal requirement for the companies with a yearly turnover less than 800.000 EUR to prepare the balance sheet                                   

 

 (2005 - 3.133.280 PLN, 30.09.2005 - 1 EUR = 3,9166 PLN)                   

 (2004 - 3.506.560 PLN, 30.09.2004 - 1 EUR = 4,3832 PLN)                   

 (2003 - 3.714.800 PLN, 30.09.2003 - 1 EUR = 4,6435 PLN)                   

 (2002 - 3.262.560 PLN, 30.09.2003 - 1 EUR = 4,0782 PLN)                   

 (2001 - 3.104.800 PLN, 28.09.2001 - 1 EUR = 3,8810 PLN)                   

 

 

HISTORICAL DATA

 

No change in the legal form has been reported                              

 

 

PAYMENTS

 

No significant trade experience has been reported thus far                 

 

 

TRADE PARTNERS

 

Details not available                                                       

 

 

RELATED FIRMS

 

Note reported                                                              

 

 

PROCEDURES

 

Officially not available                                                   

 

 

ADDITIONAL INFORMATION

 

Any other information officially not available                             

 

 

BANK

 

Name: Kredyt Bank S.A. , Łódź                                                    

 

 

CUSTOMERS/SUPPLIERS

 

Officially not available                                                   

 

 

CONTACT WITH THE COMPANY

 

When directly contacted representative of the company Mr Tomasz Kałużny declined to present any additional data                                    

 

 

EXCHANGE RATES

 

                        USD    EUR                                                     

 29.12.2006       2,9105 3,8312                                                  

 30.12.2005       3,2613 3,8598                                                  

 31.12.2004       2,9904 4,0790                                                  

 31.12.2003       3,7405 4,7170                                                  

 31.12.2002       3,8388 4,0202                                                  

 31.12.2001       3,9863 3,5219                                                  

 

 

CREDIT RATING

 

Business relations on credit basis are not permissible.                  

                                                                           

all figure quoted in PLN                                                  


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

NR

In view of the lack of information, we have no basis upon which to recommend credit dealings

No Rating

 

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions