MIRA
INFORM REPORT
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Report Date : |
14.12.2007 |
IDENTIFICATION
DETAILS
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Name : |
Saphir Product SA |
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Registered Office : |
Pl. de St-Gervais 1, 1201 Geneve/GE |
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Country : |
Switzerland |
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Date of Incorporation : |
11-01-1979 |
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Legal Form : |
Joint Stock Company |
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Line of Business : |
Sale of sapphire crystals in Switzerland as well as the
export business. |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
EUR 50.000 |
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Status : |
Satisfactory |
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Payment Behaviour : |
No Complaints |
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Litigation : |
Clear |
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Detail assessment: |
Payments: |
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There are no
complaints about the mode of payment and business conduct. |
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Individual credit
limit*: |
EUR 50.000.-- |
Name
Saphir Product SA
Line
of Business
Pierres synthetiques
Legal
domicile
c/o Philippe Dalloz
Chemin du
Pommier 32
1218 Le
Grand-Saconnex/GE
Business
address
Pl. de St-Gervais 1
1201 Geneve/GE
Switzerland
Homepage: http://www.saphirproduct.ch
CREDIT
ADVICE
Credit opinion : A maximum credit of EUR 50.000 is considered in order.
This credit advice is based on information available at the time of
conducting the research, being the above indicated date.
All amounts in this report are given in Swiss Francs (CHF) unless
otherwise stated.
GENERAL
COMPANY DATA
OFFICIAL DATA:
Legal form: Joint stock company
Registration: 11-01-1979
First Publication: 29-01-1979
Last Publication: 17-03-2005
Share capital: 50.000
Paid up: 50.000
Divided into: 50 Bearer shares of 1.000
Shareholders: Shareholders are the family Dalloz.
Company Management: Philippe
Dalloz
Registered name 21-07-1999 Saphir Product SA
15-07-1999 Saphir Product SA
Previous Diamond Distribution
SJ.
ESTABLISHMENT DETAILS
Office: Rue de Geneve 84, 1004
Lausanne
Telephone: 021
6232701, Fax: 021 6232726
ACTIVITY:
Activity:
Saphir Product SA is a member of the French-based Dalloz Group, acts as
a commercial link for the company Ets Dalloz Industrie Lapidaire, founded in
1960, and is responsible for the sale of sapphire crystals in Switzerland as
well as the export business.
The company has a subsidiary branch at the rue de Geneve 84 in Lausanne,
which was registered in the commercial register on 3 August 1999.
EMPLOYEES:
Number of employees: 1
PAYMENT
AND FINANCIAL DATA
PAYMENT EXPERIENCES:
Legal actions: Information only
available against proof of interest with a valid signature.
There are no complaints about the mode of payment and business conduct.
FINANCIAL DATA:
Financial position: The
financial affairs are considered to be in order.
Financial Statements: The company does not disclose any financial
statements.
Banker(-s): Credit Suisse
(CS), 1200 Geneve
Credit
Suisse (CS), 1000 Lausanne
UBS Ltd,
1000 Lausanne
Auditors: Fehlmann &
Associes SA, Geneve
Premises: The premises at
the above mentioned address are rented.
The building at rue de Geneve 84 in Geneva is owned by the company
Durafourg SA.
COMPANY
AND PERSON RELATIONS
COMPANY CONNECTIONS:
Associated companies: Durafourg SA, Lausanne/VD
Dalloz Freres, France/FR
Durafourg SA was registered in the commercial register on 10 July 1989
and operates with a full-liberalized share capital of CHF 4,100,000. Purpose:
trading and manufacturing of synthetic stones, etc.
Dalloz Freres in the French Jura region conducts its activity in the
same field of business as Durafourg SA. The latter employs more than 200
people.
BOARD OF DIRECTORS:
Philippe Dalloz, from Geneve, in Le Grand-Saconnex/GE/Switzerland,
Sole Member, sole signature.
PERSONNEL INFORMATION:
Philippe Dalloz, born on 15 November 1955, lives in 1218 Le
Grand-Saconnex, at chemin du Pommier 32.
He is sole member of the Board of Directors with individual signature of
the following companies:
- Durafourg SA, Lausanne
- Les Fils de John Perret, societe anonyme, les Ponts-de-Martel
- Novo Cristal SA, la Chaux-de-Fonds
- Philippe Dalloz Investissements SA, Delemont
- Remy Montavon SA, Boecourt
- Tavon Holding SA, Boecourt
He is also a Board member with collective signature of the following
companies:
- Bastina Holding SA, Delemont
- TechnoCut SA, Bassecourt
- Technopoli SA, Bonfol
- VV SA, Delemont
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)