MIRA
INFORM REPORT
|
Report Date : |
07.12.2007 |
IDENTIFICATION
DETAILS
|
Name : |
Seyad Majid Behagh |
|
|
|
|
Registered Office : |
No. 50, Kohandejh St, Serah Kohandejh, Isfahan |
|
|
|
|
Country : |
Iran |
|
|
|
|
Date of Incorporation : |
2001 |
|
|
|
|
Legal Form : |
Proprietroship |
|
|
|
|
Line of Business : |
Supplier and Importer of Tea and Rice. |
RATING &
COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
|
Status : |
Small Company |
|
|
|
|
Payment Behaviour : |
No Complaints |
|
|
|
|
Litigation : |
Clear |
company details
Company Name:
Seyad Majid Behagh
Address: No. 50, Kohandejh
St
Serah Kohandejh
Isfahan
Iran
Telephone: + 98 311
2286772
Fax: +
98 311 2286772
Website: -
E-mail: -
Company was originally started on 2001
registration
& legal details
Current Legal Form: Proprietroship
Registration Address: No. 50, Kohandejh
St
Serah
Kohandejh
Isfahan
Iran
Start Date: 2001
Chamber of Commerce Number: 102256
Registration Date: 2001
Registration Town: Isfahan
capital
Currency: Iranian Rials
Nominal capital: 200,000,000.00
shaholders
|
Shareholder Name/Address |
% of Voting |
|
Mr. Seyed Majid Behagh Isfahan Iran |
%100 |
principals
Name: Mr. Seyed Majid Behagh
Position within the company: Managing Director
Country of Birth: Iran
Nationality: Iranian
Can fluently speak: Farsi- English
Name: Mr. Seyed Mojtaba Behagh
Position within the company: Director
Country of Birth: Iran
Nationality: Iranian
Can fluently speak: Farsi
company
activities
Supplier and Importer of Tea and Rice.
Local Reporters consider the investigated company to be Small in their
field of concern.
employees
Company Employs:
5
hq premises
Operates from: Owned: Shop, Warehouse,
Location: Central Business Area, Main Road
imports
Imports :
Finished Goods
Import%:
%75
Import from: Sri
Lanka, India, Pakistan, Thailand
Import terms: letters
of credit
Additional: balance
of 25% purchased via local market
export
Subject dose not have Export.
trading
& selling
Territory: 100
% Nationally
Type of Customer: Group Companies,
Local Authorities
Terms of sales: letters of
credit
Vehicles: Total number of vehicles: 3
related companies
Subject dose not have any related company.
banks
Bank Saderat
Isfahan
Iran
Bank Melli
Isfahan
Iran
financial
information
Information on Financial is not available.
payments
Subject's payments reported to be: NO COMPLAINTS
interview
& reporter comments
Name/Title: Mr. Esfahani(Secretary)
In the interview
conducted with Mr. Esfahani (Secretary), he declined financial information
and bank account numbers citing the grounds of
company confidentiality.
conclusion
Local Reputation: The company being investigated is considered by local reporters to be a HighTrade Risk.
Owner/Shareholders Comments:
All owners
involved in the running of the business
Age of Business: Old Family
Business
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
|
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)