MIRA
INFORM REPORT
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Report Date : |
4th
January, 2007 |
IDENTIFICATION
DETAILS
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Name : |
INOX SARDEGNA DI MARRATZU ANGELO E C. S.
N.C. |
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Registered Office : |
Localita' Istolo, ZONA INDUSTRIALE, 08026 – Orani (NU) -IT- |
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Country : |
Italy |
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Date of Incorporation : |
07.07.1998 |
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Legal Form : |
General Partnership |
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Line of Business : |
Production
of various material resulting from wire processing. |
RATING & COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal.
Capable to meet normal commitments. |
Satisfactory |
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Maximum Credit Limit : |
9.800 -
Eur |
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Status : |
Satisfactory |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
Company Name & Address
Inox
Sardegna Di Marratzu Angelo E C. S. N.c.
Localita' Istolo, ZONA INDUSTRIALE
08026 - Orani (NU) -IT-
SUMMARY
Fiscal Code : 01051880910
Legal Form : General partnership
Start of Activities : 30/04/2004
Turnover Range : 375.000/500.000 Eur
Number of Employees : from 1 to 5
CREDIT ANALYSIS
CREDIT OPINION : 9.800 - Eur
ACTIVITY
Production
of various material resulting from wire processing.
LEGAL DATA
Legal
Form :
General partnership
Register
of Handcraft firms :
31281 of Nuoro
Fiscal
Code :
01051880910
Chamber
of Commerce no. :
71263 of Nuoro since 24/07/1998
V.A.T.
Code :
01051880910
Establishment Date : 07/07/1998
Start of Activities : 30/04/2004
Legal Duration Date : 31/12/2050
Nominal Capital : 5.164 Eur
Subscribed Capital : 5.164 Eur
Paid up Capital : 5.164 Eur
MEMBERS
Fadda Marina
Born in Orani on 07/04/1972 - Fiscal
Code : FDDMRN72D47F979B
Via Grazia Deledda , 7 - 08026 Orani (NU)- IT -
Position Since Shares Amount % Ownership
Partner 07/07/1998 2.065 - Eur 40,00
No
Protests registered.
Marratzu Angelo
Born in Sassari on 26/06/1979 - Fiscal Code : MRRNGL79H26I452N
Via Grazia Deledda , 7 - 08026 Orani (NU)- IT -
Position Since Shares Amount % Ownership
Director 07/07/1998 2.065 - Eur 40,00
Partner 07/07/1998 2.065 - Eur 40,00
No
Protests registered.
Feredil Di Marratzu Francesco E C S.n.c.
- Fiscal
Code : 00820920916
Position Since Shares Amount % Ownership
Partner 07/07/1998
No
Protests registered.
COMPANIES CONNECTED TO MEMBERS *
*checkings
have been performed on a national scale.
The
Members of the subject firm are not reported to be Members in other companies.
DIRECT PARTICIPATIONS
The
Company under review has no participations in other Companies.
STRUCTURE AND COMPANY ACTIVITY
In order
to carry out its activities the firm uses the following locations:
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Legal and operative seat in :
Localita' Istolo , Loc. ZONA
INDUSTRIALE - 08026 - Orani (NU)- IT -
PHONE
: 0782/730015
Employees
: 4
Fittings and Equipment for a
value of 67.139 Eur
Stocks for a value of 61.974 Eur
CREDIT REVOLVING
During
last Year, the subject of inquiry has not been monitored by our company.
PROTESTS
Protests
checking on the subject firm has given a negative result.
LEGAL PROCEDURES
None
reported, standing to the last received edition of the Official Publications.
IMMOVABLES *
*No
specific (mortgage/cadastrial registrations) inspections have been requested.
None
reported in the name of the Firm.
FINANCIAL AND ECONOMICAL ANALYSIS
The
enterprise began operating a few years ago.
Fairly
good liquid assets are at firm's disposal: they permit
a
regular business management.
Regular
developments in the trend. Nothing detrimental has come
to light
as to paying habits.
Debts
towards banks and suppliers are kept to limited extent.
Current
financial charges are limited.
Not bad
profit capacity.
No
irregularities are registered.
Business
connections are quite regular.
FINANCIAL DATA
Complete balance-sheet for the year as at (in Eur x 1 )
Item Type Amount Source
Sales 413.165 estimated
by our analyst
CREDIT OPINION DETERMINATION
The
credit opinion determination is divided into two phases :
1) Risk
analysis (Score).
2)
Reliability score identification.
RELIABILITY SCORE
Considering
also subject's structural and behavioural characteristics its credit margin
rate (from 0 to 100%) is equal to 59%, in respect of a sector average of 54%.
CREDIT OPINION
On the
basis of the above mentioned, and the sales volume obtained, we deem that the
maximum exposure for short and medium term transactions ( 90 - 120 days ) could
be of:
9.800
.Eur.
REMARKS
1)
Protests checking (relative to the last five years) performed by crossing and
matching the members names and the Firm's Style with the reported addresses, is
supplied by the Informatic Registry managed by the Italian Chamber of Commerce.
If the fiscal code is not indicated, the eventual homonymous cases are
submitted to expert staff evaluation in order to limit wrong matching risks.
2) The
Legal Data, supplied and retrived from the Firm's Registry of the Italian
Chamber of Commerce, are in line with the last registered modifications.
SOURCES
- Our
historical data
- Public
Administration
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Reporters
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Newspapers
- Users
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Statistics Bodies
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Financial Project Editions
N.B.:
Data from the Public Administration present in the report are updated since the
last available edition.
MARKET / TERRITORY DATA
Population living in the province : 263.437
Population living in the region : 1.650.052
Number of families in the region : 619.253
Monthly
family expences average in the region (in Eur.) :
- per food products : 473
- per non food products : 1.624
- per energy consume : 109
SECTOR DATA
The
values are calculated on a base of 316 significant companies.
The
companies cash their credits on an average of 128 dd.
The
average duration of suppliers debts is about 145 dd.
The
sector's profitability is on an average of 4,03%.
The
labour cost affects the turnover in the measure of 14,23%.
Goods
are held in stock in a range of 50 dd.
The
difference between the sales volume and the resources used to realize it is
about 1,24.
The
employees costs represent the 14,37% of the production costs.
STATISTICAL DETRIMENTAL DATA
Risk
level in the branch of activity: statistically average.
Risk
rate in the territory: statistically average.
In the
region 8.487 protested subjects are found; in the province they count to 1.243.
The
insolvency index for the region is 0,52, while for the province it is 0,47.
Total
Bankrupt companies in the province : 367.
Total
Bankrupt companies in the region : 5.266.
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial
base with the strongest capability for timely payment of interest and
principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No
caution needed for credit transaction. It has above average (strong)
capability for payment of interest and principal sums |
Large |
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56-70 |
A |
Financial & operational base are
regarded healthy. General unfavourable factors will not cause fatal effect.
Satisfactory capability for payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal.
Capable to meet normal commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors
carry similar weight in credit consideration. Capability to overcome
financial difficulties seems comparatively below average/normal. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of
interest and principal sums in default or expected to be in default upon
maturity |
Limited with full security |
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<10 |
C |
Absolute credit risk exists. Caution
needed to be exercised |
Credit not recommended |
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NR |
In view of the lack of information, we
have no basis upon which to recommend credit dealings |
No Rating |
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