MIRA
INFORM REPORT
|
Report Date : |
23.01.2007 |
IDENTIFICATION
DETAILS
|
Name : |
Criofarma Di Maria Fusai Bruttini E C. S .a.s. |
|
|
|
|
Registered Office : |
Strada Del Francese, 97/2/L 10100 – Torino (TO) |
|
|
|
|
Country : |
Italy |
|
|
|
|
Date of Incorporation : |
23/07/1985 |
|
|
|
|
Legal Form : |
Limited Partnership |
|
|
|
|
Line of Business : |
Manufacturing
of electromedical equipment. |
RATING & COMMENTS
|
MIRA’s Rating : |
A |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
56-70 |
A |
Financial & operational base are
regarded healthy. General unfavourable factors will not cause fatal effect.
Satisfactory capability for payment of interest and principal sums |
Fairly Large |
|
Maximum Credit Limit : |
37700 -
Eur |
|
|
|
|
Status : |
Good |
|
|
|
|
Payment Behaviour : |
Regular |
|
|
|
|
Litigation : |
Clear |
name & address
Criofarma Di Maria Fusai Bruttini E C. S .a.s.
Strada Del Francese, 97/2/L
10100 - Torino (TO) -IT-
SUMMARY
|
Fiscal Code |
: |
04891840011 |
|
Legal Form |
: |
Limited partnership |
|
Start of Activities |
: |
23/07/1985 |
|
Turnover Range |
: |
1.000.000/1.250.000 Eur |
|
Number of Employees |
: |
from 11 to 15 |
CREDIT ANALYSIS
|
CREDIT OPINION |
: |
37.700 - Eur |
ACTIVITY
Manufacturing
of electromedical equipment.
LEGAL DATA
Legal
Form : Limited partnership
|
Fiscal Code : 04891840011 |
|
Foreign Trade Reg. no. : TO026350 since
14/01/1992 |
|
Foreign Trade Reg. no. : 026350 of Torino
since 14/01/1992 |
|
Chamber of Commerce no. : 667954 of
Torino since 04/09/1985 |
|
Firms' Register : TO272-1985-4467 since
19/02/1996 |
|
V.A.T. Code : 04891840011 |
|
Establishment Date |
: 23/07/1985 |
|
|
Start of Activities |
: 23/07/1985 |
|
|
Legal Duration Date |
: 31/12/2020 |
|
|
Nominal Capital |
:
390.441 |
Eur |
|
Subscribed Capital |
:
390.441 |
Eur |
|
Paid up Capital |
:
390.441 |
Eur |
MEMBERS
|
Fusai |
Maria |
|
Born in Siena |
on 27/05/1936 |
- Fiscal Code : FSUMRA36E67I726Y |
|
Residence : |
Via |
Boccherini |
, 6 |
- 10100 |
Torino |
(TO) |
- IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
General Partner |
12/07/2000 |
130.147
- Eur |
33,33
|
No
Protests registered.
|
Bruttini |
Lucia |
|
Born in Torino |
on 04/01/1960 |
- Fiscal Code : BRTLCU60A44L219E |
|
Residence : |
Via |
Porpora |
, 47 |
- 10100 |
Torino |
(TO) |
- IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Limited Partner |
23/07/1985 |
130.147
- Eur |
33,33
|
|
Procurator |
21/11/2000 |
130.147
- Eur |
33,33
|
No
Protests registered.
|
Bruttini |
Roberto |
|
Born in Torino |
on 12/09/1961 |
- Fiscal Code : BRTRRT61P12L219I |
|
Residence : |
Via |
Gottardo |
, 103 |
- 10100 |
Torino |
(TO) |
- IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Limited Partner |
23/07/1985 |
130.147
- Eur |
33,33
|
|
Procurator |
21/11/2000 |
130.147
- Eur |
33,33
|
No
Protests registered.
COMPANIES CONNECTED
TO MEMBERS *
*checkings
have been performed on a national scale.
*In this
module are listed the companies in which members hold or held positions.
|
Fusai |
|
|
Bruttini |
|
|
Bruttini |
|
The
indication "REGISTERED" as Firm Status could refere to Firms in
Liquidation, Active, Inactive, etc.
For more
information, in this case, we advise to request further investigations.
DIRECT PARTICIPATIONS
The
Company under review has no participations in other Companies.
STRUCTURE AND COMPANY
ACTIVITY
In order
to carry out its activities the firm uses the following locations:
|
- |
Legal and operative seat |
|
in : |
|
|
|
|
|
Strada |
Del Francese |
, 97/2/L |
- 10100 - |
Torino |
(TO) |
- IT - |
|
|
|
|
|
Trading Style: Criofarma |
|
|
|
|
PHONE |
: 011/4701769 |
|
|
|
|
FAX |
: 011/4701981 |
|
|
|
|
Email |
: criofarma@tin.it |
|
|
|
|
Employees |
: 12 |
|
|
|
|
Fittings and Equipment |
for
a value of 74.886 |
Eur |
|
|
|
|
Stocks |
for
a value of 309.874 |
Eur |
The firm
has a direct commercial organization
Business
are addressed to Northern Italy.
CREDIT REVOLVING
During
last Year, the subject of inquiry has not been monitored by our company.
PROTESTS
Protests
checking on the subject firm has given a negative result.
LEGAL PROCEDURES
None
reported, standing to the last received edition of the Official Publications.
BANKERS
|
Bank
Name |
Agency
Name |
Address |
ZIP
Code |
City |
ABI
Code |
CAB
Code |
|
BANCA NAZIONALE DEL LAVORO SPA |
|
|
|
|
1005 |
0 |
IMMOVABLES *
*No
specific (mortgage/cadastrial registrations) inspections have been requested.
None
reported in the name of the Firm.
FINANCIAL AND
ECONOMICAL ANALYSIS
Long-established
enterprise, which is operating on local market and in the specific field for
many years.
The cash
stage enables the subject company to run its activity in a regular way.
Constantly
but slowly upward trend. Payment experiences gathered are gratifying. It
settles its engagments on fixed terms.
Contained
indebtedness towards banks. Now and then, they exceed towards suppliers,
although managerial imbalance aren't registered.
Sufficient
profitability.
No
irregularities are registered.
Business
connections are quite regular.
FINANCIAL DATA
|
Complete balance-sheet for the year as at
|
|
(in Eur |
x 1 ) |
|
Item
Type |
Amount |
Source |
|
Sales |
1.239.496 |
estimated by our analyst |
CREDIT OPINION
DETERMINATION
The
credit opinion determination is divided into two phases :
1) Risk
analysis (Score).
2)
Reliability score identification.
RELIABILITY SCORE
Considering
also subject's structural and behavioural characteristics its credit margin
rate (from 0 to 100%) is equal to 76%, in respect of a sector average of 48%.
CREDIT OPINION
On the
basis of the above mentioned, and the sales volume obtained, we deem that the
maximum exposure for short and medium term transactions ( 90 - 120 days ) could
be of:
37.700 .Eur.
REMARKS
1)
Protests checking (relative to the last five years) performed by crossing and
matching the members names and the Firm's Style with the reported addresses, is
supplied by the Informatic Registry managed by the Italian Chamber of Commerce.
If the fiscal code is not indicated, the eventual homonymous cases are
submitted to expert staff evaluation in order to limit wrong matching risks.
2) The
Legal Data, supplied and retrived from the Firm's Registry of the Italian
Chamber of Commerce, are in line with the last registered modifications.
MARKET / TERRITORY
DATA
|
Population living in the province |
: |
2.236.941 |
|
Population living in the region |
: |
4.330.172 |
|
Number of families in the region |
: |
1.889.207 |
Monthly
family expenses average in the region (in Eur.) :
|
- per food products |
: |
429 |
|
- per non food products |
: |
1.789 |
|
- per energy consume |
: |
135 |
SECTOR DATA
The
values are calculated on a base of 594 significant companies.
The
companies cash their credits on an average of 144 dd.
The
average duration of suppliers debts is about 159 dd.
The
sector's profitability is on an average of 4,08%.
The
labour cost affects the turnover in the measure of 19,67%.
Goods
are held in stock in a range of 51 dd.
The
difference between the sales volume and the resources used to realize it is
about 1,17.
The
employees costs represent the 20,74% of the production costs.
STATISTICAL
DETRIMENTAL DATA
Average
values concerning the risk level as to the field the subject operates into.
Risk
rate recorded in the territory where the subject is placed: average.
In the
region 27.019 protested subjects are found; in the province they count to
16.723.
The
insolvency index for the region is 0,63, while for the province it is 0,76.
Total
Bankrupt companies in the province : 7.726.
Total
Bankrupt companies in the region : 14.165.
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial
base with the strongest capability for timely payment of interest and
principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No
caution needed for credit transaction. It has above average (strong)
capability for payment of interest and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are
regarded healthy. General unfavourable factors will not cause fatal effect.
Satisfactory capability for payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal.
Capable to meet normal commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry
similar weight in credit consideration. Capability to overcome financial
difficulties seems comparatively below average/normal. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of
interest and principal sums in default or expected to be in default upon
maturity |
Limited with full security |
|
<10 |
C |
Absolute credit risk exists. Caution
needed to be exercised |
Credit not recommended |
|
NR |
In view of the lack of information, we
have no basis upon which to recommend credit dealings |
No Rating |
|