MIRA
INFORM REPORT
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Report Date : |
30.06.2007 |
IDENTIFICATION DETAILS
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Name : |
RAIMUNDO & MAIA LDA |
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Registered Office : |
Estrada da Chaqueda - Prazeres Aljubarrota, Alcobaca, 2460-Alcobaca, Alcobaca, Leiria |
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Country : |
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Financials (as on) : |
31.12.2004 |
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Date of Incorporation : |
16-05-1946 |
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Legal Form : |
Private
Limited Company |
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Line of Business : |
Wholesale of grain, seeds
and animal feeds |
RATING & COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
Euro
37.410 |
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Status : |
Satisfactory |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
Identification
Name RAIMUNDO & MAIA LDA
Address Estrada da Chaqueda - Prazeres Aljubarrota
Locality Alcobaca
Postal Code 2460-ALCOBACA
Municipality ALCOBACA
District LEIRIA
Telephone 262505340
Fax 262597522
E-Mail ramaia@mail.telepac.pt
V.A.T. Number / NIF
500226237
C.A.E.
51211- Wholesale of grain, seeds and animal feeds
All the amounts
are express in Euros, otherwise you will be advised
Summary
Legal Form Private
Limited Company
Constitution 16-05-1946
Employees 50
Sales in :
31-12-2004 28.834.354,00
Credit Recommended
Condition
Financing Not
Determined
Actual
Condition In
activity
V.A.T. Number
/ NIF 500226237
Capital 997.595,79
Shareholders
Funds in: 31-12-2004 8.942.810,00
Credit Limit
37.410,00
Tendency Stationary
Payments Good
Management Bodies
ARMANDO MANUEL SANCHES FERREIRA DA SILVA Managing-Partner
Banks and Financial Institutions
BANCO BPI, SA Leiria
MILLENNIUM BCP Leiria
CAIXA GERAL DE DEPOSITOS, SA Alcobaça
Historical
Start of activity
in : 16-05-1946
Registered on
the Register Record Office of Alcobaca with the Register Number 145 in
16-05-1946
Constitution
celebrated in 16-05-1946 published on Diário da República number 132 of
08-07-1946
To oblige the
company it is necessary 2 signature
Changes to Society
In 11-07-1989 on Diário da República number 184 of 11-08-1989 increase
of capital de 20.000.000$00 para os 200.000.000$00
In 16-12-1981 on Diário da República number 36 of 12-02-1982 social
change
In 04-10-1977 on Diário da República number 247 of 25-10-1977 social
change
Capital
The Capital is 997.595,79
with the following
distribution
MARIA JOSE SANCHES DA SILVA HERDEIROS 15.587,43 1,562
ARMANDO RODRIGUES MAIA HERDEIROS 24.939,89 2,5%
ISABEL TEODORA SANCHES FERREIRA SOUSA
MARIA
PEDRO MANUEL DOMINGUES TRINDADE OLIVEIRA MAIA 99.759,58 10%
JOAO CARLOS DOMINGUES TRINDADE OLIVEIRA MAIA 99.759,58 10%
ARMANDO MANUEL SANCHES FERREIRA DA SILVA 327.336,12 32,81
PAULO FILIPE DOMINGUES TRINDADE OLIVEIRA MAIA 99.759,58 10%
Biographies
Name MARIA
JOSE SANCHES DA SILVA HERDEIROS
Funtion
Partner
Name
Funtion Managing-Partner
Address Urbanização
Qunta da Gafa, lote 4
Locality Alcobaca
Birth Date
1937
Naturality Esgueira –
Aveiro
Civil State Married
Consort Maria Ilidia Domingues Trindade Maia
Professional
Connections The subject has
connections with the following company (ies)
MUNDINAQUA-PRODUTOS
ALIMENTARES E CULTURAIS MARINHAS LDA
as
Managing-Partner .
L.P.L.-LEGUMINOSAS PORTUGAL LDA as Partner with a
participation of
75.000,00
, in a capital of 225.000,00 .
participation
of 199.519,16 , in a capital of 997.595,79 .
Name ARMANDO RODRIGUES
MAIA HERDEIROS
Funtion Partner
Name
ISABEL TEODORA SANCHES FERREIRA SOUSA
Funtion Partner
Locality Alcobaca
Naturality Alcobaça
Civil State Married
Consort Vitor Manuel
de Sousa
Professional Connections The subject has connections with the following company
(ies)
participation
of 82.800,45 , in a capital of 997.595,79 .
Name MARIA
Funtion Partner
Locality Alcobaca
Civil State Married
Consort Martinho da Avo Ribeiro
Professional Connections The subject has connections with the following company
(ies)
participation
of 82.800,45 , in a capital of 997.595,79 .
Name PEDRO MANUEL
DOMINGUES TRINDADE OLIVEIRA MAIA
Funtion
Partner
Address Avenida Engenheiro
Bernardo
Locality Alcobaca
Birth Date 01-11-1961
Naturality Alcobaça
Civil State Married
Consort Maria
Irene Rocha
Professional Connections The subject has connections with the following company
(ies)
QUINTA
DO MATAO LDA as Managing-Partner with a participation of 5.000,00 ,
in
a capital of 10.000,00 .
SOCIEDADE
AGRICOLA CASAL LISBOA LDA as Managing-Partner with a
participation
of 4.987,98 , in a capital of 9.975,96 .
participation
of 99.759,58 , in a capital of 997.595,79 .
Name JOAO CARLOS
DOMINGUES TRINDADE OLIVEIRA MAIA
Funtion
Partner
Address Avenida dos
Combatentes, Lote 3-2º Dto.
Locality
Alcobaca
Birth Date 01-09-1966
Naturality Lisboa
Civil State Married
Consort Anabela de
Jesus Oliveira Ramos
Professional Connections The subject has connections with the following company (ies)
QUINTA
DO MATAO LDA as Managing-Partner with a participation of 5.000,00 ,
in
a capital of 10.000,00 .
AGROALCOA-SOCIEDADE
AGRICOLA LDA as Managing-Partner with a
participation
of 5.000,00 , in a capital of 10.000,00 .
SOCIEDADE
AGRICOLA CASAL LISBOA LDA as Managing-Partner with a
participation
of 4.987,98 , in a capital of 9.975,96 .
Partner
with a participation of 99.759,58 , in a capital of 997.595,79 .
Name ARMANDO
MANUEL SANCHES FERREIRA DA SILVA
Funtion Managing-Partner
Address Rua Castelo,
5 1º.
Locality Alcobaca
Birth Date 1948
Naturality Alcobaça
Civil State Married
Consort Ana Maria de
Jesus
Professional Connections The subject has connections with the following company
(ies)
SOCIEDADE
AGRO-PECUARIA DA ASSANHA LDA as Partner with a
participation
of 2.493,99 , in a capital of 7.481,97 .
L.P.L.-LEGUMINOSAS
PORTUGAL LDA as Partner with a participation of
75.000,00
, in a capital of 225.000,00 .
Partner
with a participation of 333.197,00 , in a capital of 997.595,79 .
Name PAULO
FILIPE DOMINGUES TRINDADE OLIVEIRA MAIA
Funtion Partner
Address Avenida Engenheiro
Bernardo
Locality Alcobaca
Birth Date 26-05-1964
Naturality Alcobaça
Civil State Married
Consort Sandra Maria
Oliveira Maia
Professional Connections The subject has connections with the following company
(ies)
MUNDINAQUA-PRODUTOS
ALIMENTARES E CULTURAIS MARINHAS LDA
as
Managing-Partner with a participation of 2.500,00 , in a capital of 5.000,00 .
participation
of 99.759,58 , in a capital of 997.595,79 .
Vehicles
Trade Mark Quantity License Number
Possui veiculos 15
Insurance
Company
Império Bonança Companhia de Seguros SA
Activities
Line of Business Percentage
Wholesale of grain, seeds and animal feeds 100%
Type of Clients Retailers/Wholesalers
Sales Conditions Credit
Sales Area
Country 50% Foreign 50%
Imports 50%
Exports 50%
Employees
Total 50
Head Office and Installations
Had installations Rua 16 de Outubro, 3 - 5 - 5 - A, Alcobaca, 2460,
ALCOBACA
Had head office Rua Dom Pedro V, 39 , Alcobaca, 2460, ALCOBACA
Head office and factory owned Estrada da Chaqueda em Prazeres
Aljubarrota, Alcobaca, 2460, ALCOBACA, Tel:262505340, Fax:262597522
Office owned Rua Cintura Porto de Lisboa, Modulo F - Bloco 3, LISBOA,
1950-323, LISBOA, Tel:218682842, Fax:218682871
Has installations Lugar dos Antigos Armazéns Cofta Telefone: 262 577
872, Vale de Frades, 5230, VALE DE FRADES
Incidents
Legal Actions
Date: 09-02-2004
Judicial District Lisboa
Type: Ordinária
Author: Marítima do Oriente-Consignação de Navios Lda.
Credit Recommendation
Consulted sources say that the
subject has been respecting its payments and commercial commitments, so credit
connections with this company are recommended.
Financial Elements
31-12-2004
Intangible Assets 2.495,00
Tangible Assets 5.452.432,00
Investments 305.928,00
Stocks 3.639.813,00
Short Term
Receivable 10.846.925,00
Trading
Securities 1.880.580,00
Banks and Cash
1.092.485,00
Accruals and
Deferrals 102.852,00
Total Assets 23.323.510,00
Shareholder's
Funds 8.942.810,00
Medium and
Long Term Payable 1.097.482,00
Short Term
Payable 13.089.460,00
Accruals and
Deferrals 193.758,00
Total
Liabilities and Shareholder's Funds
23.323.510,00
Cost of Goods
and Consumable Materials 23.361.831,00
Outside
Supplies and Services 2.227.415,00
Personnel
Costs 1.213.313,00
Sales 28.834.354,00
Comparatives
31-12-2002
31-12-2004
Net Sales 30.214.113,00 28.834.354,00
Net Income For the Year 339.440,00 737.871,00
Current Assets 17.147.082,00 17.562.655,00
Short Term Payables 11.603.099,00 13.089.460,00
Cash Flow 5.543.983,00 4.473.195,00
Total Assets 20.305.221,00 23.323.510,00
Total Liabilities 11.849.687,00 14.380.700,00
Shareholders Funds 8.455.534,00 8.942.810,00
Personnel Costs 1.212.754,00
1.213.313,00
Ratios
31-12-2002 31-12-2003 31-12-2004
FINANCIAL SITUATION
General Liquidity 1,48 1,34
Immediate Liquidity 0,93 1,06
Financial Autonomy 0,42 0,38
Solvency 0,71 0,62
RENTABILITY
Sales Rentability 1,12 % 2,56
%
EFFICIÊNCY
Assets Turnover 1,49 1,24
Balance Sheet and Income Statement
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Balance Sheet |
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CoinEURO |
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Date31-12-2004 |
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Gross Assets |
Depreciations /
Provisions |
Net Assets |
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Intangible Assets |
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Subtotal |
14.703,00 |
12.208,00 |
2.495,00 |
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Tangible Assets |
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Subtotal |
10.136.997,00 |
4.684.565,00 |
5.452.432,00 |
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Financial Investments |
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Subtotal |
372.494,00 |
66.566,00 |
305.928,00 |
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Stocks |
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Subtotal |
3.639.813,00 |
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3.639.813,00 |
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Short Term Receivable |
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Subtotal |
11.428.158,00 |
581.233,00 |
10.846.925,00 |
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Trading Securities |
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Subtotal |
1.880.580,00 |
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1.880.580,00 |
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Bank Deposits and Cash |
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Cash |
51.904,00 |
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51.904,00 |
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Bank Deposites |
1.040.581,00 |
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1.040.581,00 |
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Subtotal |
1.092.485,00 |
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1.092.485,00 |
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Accruals and Deferrals |
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Accrued Income |
5.611,00 |
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5.611,00 |
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Deferred Cost |
97.241,00 |
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97.241,00 |
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Subtotal |
102.852,00 |
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102.852,00 |
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Total Assets |
28.668.082,00 |
5.344.572,00 |
23.323.510,00 |
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Shareholders Funds and
Liabilities |
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Shareholders Funds |
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Capital |
7.481.968,00 |
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Treasury Stock: |
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Reserves : |
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Legal |
383.352,00 |
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Free |
56.362,00 |
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Net Retained |
283.257,00 |
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Net Income For the Year |
737.871,00 |
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Total |
8.942.810,00 |
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Short Term Payable |
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Bank Loans |
9.922.010,00 |
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Supliers Fixed Asset |
1.404.250,00 |
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State and Other Public
Bodies |
133.727,00 |
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Other Creditors |
543.768,00 |
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Trade Creditors |
1.085.705,00 |
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Subtotal |
13.089.460,00 |
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Medium and Long Term
Payable |
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Subtotal |
1.097.482,00 |
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Accruals and Deferrals |
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Accrued Charges |
193.758,00 |
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Subtotal |
193.758,00 |
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TOTAL LIABILITIES |
14.380.700,00 |
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TOTAL LIABILITIES AND
SHAREHOLDERS FUNDS |
23.323.510,00 |
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Income Statement |
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Costs and Losses |
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Cost of : |
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Subtotal |
23.361.831,00 |
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Outside Supplies and
Services |
2.227.415,00 |
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Personnel Costs |
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Subtotal |
1.213.313,00 |
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Depreciation |
590.182,00 |
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Provisions |
86.499,00 |
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Subtotal |
676.681,00 |
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Other Operating Costs |
58.497,00 |
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Int. and Similar Costs: |
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Subtotal |
506.581,00 |
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Ext. Costs and Losses |
220.779,00 |
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Taxation Over Income |
276.181,00 |
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Net Income For the Year |
737.871,00 |
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Income and Profits |
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Sales of : |
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Products |
28.834.334,00 |
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Services Provided |
20,00 |
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Subtotal |
28.834.354,00 |
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Other Operating Income
and Gains |
4.547,00 |
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Subtotal |
4.547,00 |
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Trading Securities Income
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Int. and Similar Costs |
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Other |
363.624,00 |
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Extra Income and Gains |
76.625,00 |
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Net Income For the Year |
737.871,00 |
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RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average/normal. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)