MIRA
INFORM REPORT
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Report Date : |
05.07.2007 |
IDENTIFICATION DETAILS
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Name : |
ZAKIA |
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Registered Office : |
33/1, Shahid Nazrul Islam Sarak, Hatkhola, |
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Country : |
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Date of Incorporation : |
April, 2003 |
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Legal Form : |
Proprietorship |
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Line of Business : |
Importing, selling and also work as marketing agent of
overseas manufacturers. |
RATING & COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Status : |
Satisfactory |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
Report on
ZAKIA
Address
33/1, Shahid Nazrul Islam Sarak,
Hatkhola,
Telephones : 880-2-9554846, 7121646,
Fax : 880-2-7118606
E-mail : zakiaent@dhaka.net
SUMMARY
Established : April, 2003
Incorporation
No. : N/A
Incorporation
Dated : N/A
Proprietor
& CEO : Mr.
Mohammad Raihan
Employees
12
Executives- 2
Junior
Executive- 2
Sales
Staffs- 6
General Staffs- 2
BANK
Dhaka Bank
Limited
Local
Branch,
Motijheel
Commercial Area,
BRANCH
NIL
FACTORY
N/A
OFFICE-CUM-SHOWROOM
750 sq. ft.
(rented)
FACTORY AREA
N/A
WAREHOUSE AREA
1,600 sq. ft
(rented)
PROPRIETOR
Mr. Mohammad
Raihan
HISTORY
The subject
is a established in April, 2003 by Mr. Mohammad Raihan in
BUSINESS
The company is engaged in importing, selling and also work
as marketing agent of overseas manufacturers.
ITEM DEALING IN
Laboratories Instruments
HPLC Colums & Solvents
Laboratory Chemicals & Reagents
Laboratory Glass & Plastic Wares
Laboratory Filtration Products
PRODUCTION POSITION
N/A
IMPORT FROM
TERMS OF SALES
Cash
Credit
NAME OF GROUP
NIL
SISTER CONCERN
NIL
MEMBER
Dhaka Chamber of Commerce & Industries,
LEGAL FORM
The subject is a proprietorship company
FINANCIAL
INFORMATION
2006 2005 2004
Capital
Invested Tk.6 million Tk.6
million Tk.6 million
Turnover
Tk.36 million Tk.35.5 million Tk.35.7 million
Liability NIL NIL NIL
Fixed Assets
Tk.5 million Tk.5 million Tk.5 million
CAPITAL STRUCTURE
Authorized
Capital N/A
Paid up
Capital N/A
Each share
value N/A
EXCHANGE RATE
GB
Pound 1.00=Tk.130.9764
US Dollar 1.00=Tk.
69.8000
Japanese
Yen 1.00=Tk. 0.6098
Australian
Dollar 1.00=Tk.
53.3891
COMMENTS
The subject is a proprietorship company engaged
in the business of importing, selling of
laboratory instruments and related items. The subject is pretty well
known in the local markets.
The proprietor Mr. Mohammad Raihan is well
acquainted in his line of trade. He is also a experienced businessman of good
reputation.
The company is good for normal business
engagements.
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems comparatively
below average/normal. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)