MIRA
INFORM REPORT
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Report Date : |
12.07.2007 |
IDENTIFICATION DETAILS
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Name : |
4HOME, S.R.O. |
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Registered Office : |
Vocelova 1176, 500 02 Hradec Králové |
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Country : |
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Date of Incorporation : |
02.12.2004 |
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Com. Reg. No.: |
C 20592 |
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Legal Form : |
Limited Liability Company |
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Line of Business : |
Retail sale not in stores Retail sale via mail order houses |
RATING & COMMENTS
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MIRA’s Rating : |
B |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average/normal. |
Small |
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Status : |
Moderate |
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Payment Behaviour : |
Slow |
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Litigation : |
Clear |
COMPANY REPORTED
4HOME, S.R.O.
Principal Address
Vocelova 1176
500 02 Hradec Králové
Tel: +420-498 511 617, +420-731 434 554, +420-603
253 857, +420-498 511 611, +420-498 511 619
Fax: +420-498 511 620
Email: zuzana.hrazdirova@4home.cz
Internet: www.4home.cz
Registered office
Vocelova 1176
500 02 Hradec Králové
ICON number
60528240
National ID
27465616
VAT number
CZ27465616
Registration status
02.12.2004 -
registered company
Activity status
01.02.2005 -
active company
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CREDIT INFORMATION
SUMMARY |
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Insolvency Information: |
According to available information sources the company is not in a
insolvency/preliminary/debt regulation proceeding. |
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Payment Practices: |
Payments are made irregularly. |
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Further Rating Information: |
Researched company is categorized as a small company. Positive Cash flow from results of CZK 3.187.000, in the last period
the value was negative. |
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Debt Collection: |
There is no record of any debt collection action against this company
exceeding a single case volume of EUR 500. |
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COMPANY DETAILS |
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Established: |
2004 |
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Registration: |
No. C 20592 02.12.2004 |
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Legal Form: |
02.12.2004 |
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Capital: |
CZK 200.000,00 |
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Shareholders: |
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Management: |
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KEY DATA ON
OPERATIONS |
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Subject of Operation: |
NACE 5260 Retail sale not in stores
5261 Retail sale via mail order houses 2210 Publishing
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Key Data: |
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Workforce: |
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Motor Vehicles: |
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Imports: |
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FINANCIAL
INFORMATION |
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Financials:
The complete financial statements have not been published and are not officially available. The financial data were submitted directly by the management of the researched company. |
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Approximate Exchange Rates: |
2006: 28,343 CZK = 1 EUR 2005: 29,784 CZK = 1 EUR 2004: 31,904 CZK = 1 EUR 2003: 31,844 CZK = 1 EUR 2002: 30,812 CZK = 1 EUR 2006: 22,609 CZK = 1 USD 2005: 23,947 CZK = 1 USD 2004: 25,701 CZK = 1 USD 2003: 28,227 CZK = 1 USD 2002: 32,736 CZK = 1 USD |
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Bankers: |
eBanka, a.s. - Account no. 1937480001/2400 117 19 Praha 1, Na Příkopě 19 |
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Ratios:
Liquidity Ratio - 2.stage: 1,7 Liquidity Ratio - 1.stage: 0,5 ROA: 2,5 % ROE: 5,0 % Receivables Maturity Date: 50 days Liabilities Maturity Date: 55 days Debt Ratio: 65 % |
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ADDITIONAL
INFORMATION |
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Contact With Company: |
Name and surname: Mrs. Zuzana Hrazdírová Function: Managing Director Date: 11.07.2007 Information given in report has been confirmed. |
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average/normal. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)