MIRA
INFORM REPORT
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Report Date : |
28.02.2007 |
IDENTIFICATION
DETAILS
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Name : |
LEON LAVIN ANTONIO |
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Registered Office : |
Calle General Rey, 8, 13001 Ciudad Real (Ciudad
Real) |
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Country : |
Spain |
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Date of Incorporation : |
01/01/2000 |
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Legal Form : |
Sole Proprietorship |
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Line of Business : |
Retail sale of clothes |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Status : |
Satisfactory |
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Payment Behaviour : |
Usually correct |
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Litigation : |
Clear |
Identification and
Characteristics
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Tax Number |
5611890M |
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NAME |
LEON LAVIN ANTONIO |
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BUSINESS
ADDRESS |
CALLE GENERAL REY, 8 |
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Postcode |
13001 CIUDAD REAL (CIUDAD
REAL) |
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TELEPHONE |
926254559 |
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LEGAL FORM |
SOLE PROPRIETORSHIP |
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DATE FOUNDED |
01/01/2000 |
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NUMBER OF
EMPLOYEES |
2 |
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ACTIVITY |
1651200 - Retail sale of clothes
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CNAE |
5242 - Retail sale of clothing |
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* Characteristics of the main address |
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According to our investigations
dated 28/02/2007 these premises are owned; with no official
confirmation of 60 square meters used
as shop, warehouse located in a main commercial
area . |
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Synthesis
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INCIDENTS |
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COMMITMENTS |
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Respected |
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INCIDENTS |
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None or Negligible |
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PREVIOUS EXPERIENCE |
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PREVIOUS
EXPERIENCE |
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Normal |
Credit Appraisal
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CREDIT ACCORDING TO OBJECTIVE DATA (From 0
to 6.000.000,00 Euros): |
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FAVOURABLE TOWARDS 7.001,79
Max. |
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SOLVENCY RATING: |
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(BASED ON HOMOGENEOUS FORMULATION) |
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Legal Actions
No legal incidences registered for this
company in the official source
No claims registered for this company in the
official sources
AFFECTED BY: No significant elemento
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Commercial Experience |
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SALES |
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Collection (estimated) |
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Cash sales percentage
100 % |
Bank Entities
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Entity |
Branch |
Branch Address |
Town |
Province |
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CAJA R. DE CIUDAD REAL, S.C.C. |
0082 |
ALFONSO X EL
SABIO,9 |
CIUDAD REAL |
CIUDAD REAL |
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M.P. Y CAJA DE AHORROS DE HUELVA Y SEVILLA |
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RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average/normal. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions