MIRA INFORM REPORT

 

 

Report Date :

1st March, 2007

                                                         

IDENTIFICATION DETAILS

 

Name :

FERROINVEST I GÖTEBORG

 

 

Registered Office :

Göteborgsvägen 84B, 83363 Savedalen

 

 

Country :

Sweden

 

 

Date of Incorporation :

--

 

 

Legal Form :

Sole Trader

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 


 

 

Company Name & Address

 

Ferroinvest i Göteborg

Göteborgsvägen 84B, 83363 Sävedalen

Tel: 031-215536

 

 

Summary

 

'Sune' Jan Anders Larsson                                              

Stenungsundsgatan 2 B

416 74 Göteborg

National reg. no           600214-5636

Complaints                  Not reg 

Claims                         Not reg 

Number of inquiries     15        

 

Income info for income year 2005

Assessed earned income

440 TSEK

Capital deficit

26 TSEK

Aggregate income after deductions, before tax

414 TSEK

 

Most recent events

 

No events have been registered during the last 12 months.

 

 

General information

 

Marital status

Unmarried

Registered

Västra Götalands county, Göteborg municipality, Björkekärr parish

Registered before 2006-11-01

Västra Götalands county, Göteborg municipality, Björkekärr parish

Runs a business

 

 

Income information

 

In TSEK for year of income

 

 

 

2005

2004

 

Inc. from active business activity

440

351

 

General deductions

0

5

 

Assessed earned income

440

346

 

Capital deficit

26

6

 

Aggregate income after deductions, before tax

414

340

 

Final tax

288

228

 

 

 

Payment complaints and other complaints

 

No complaints have been registered.

 

 

Most recent inquiries

 

During the last 36 months there have been 15 inquiries reg.

 

Up to 8 most recently registered inquiries

Date

Amount SEK

 

Inquirer  Inquirer name not mandatory

2007-01-02

150.000

 

 

 

2006-11-29

 

 

 

Inquired about as businessperson

2006-09-21

1.000

 

 

Inquired about as businessperson

2006-03-15

 

 

 

Inquired about as businessperson

2006-02-21

250.000

 

 

 

2006-02-17

 

 

 

Inquired about as businessperson

2006-02-07

 

 

 

Inquired about as businessperson

2005-07-26

 

 

 

Inquired about as businessperson

 

 

Enclosure 1.


Most recent inquiries

During the last 36 months there have been 15 inquiries reg.

 

Date

Amount SEK

 

Inquirer  Inquirer name not mandatory

2007-01-02

150.000

 

 

 

2006-11-29

 

 

 

Inquired about as businessperson

2006-09-21

1.000

 

 

Inquired about as businessperson

2006-03-15

 

 

 

Inquired about as businessperson

2006-02-21

250.000

 

 

 

2006-02-17

 

 

 

Inquired about as businessperson

2006-02-07

 

 

 

Inquired about as businessperson

2005-07-26

 

 

 

Inquired about as businessperson

2005-05-10

 

 

 

 

2005-04-08

 

 

 

Inquired about as businessperson

2005-04-04

 

 

 

Inquired about as businessperson

2005-01-10

 

 

 

Inquired about as businessperson

2005-01-05

10.000

 

 

 

2004-09-24

18.000

 

 

 

2004-06-08

 

 

 

Inquired about as businessperson

 


 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average/normal.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

NR

In view of the lack of information, we have no basis upon which to recommend credit dealings

No Rating

 

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions