MIRA
INFORM REPORT
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Report Date : |
14th February, 2007 |
IDENTIFICATION
DETAILS
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Name : |
HAMAMI EL MAHFOUD |
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Registered Office : |
Carretera
Dique Sur, 1 52006 Melilla (Melilla) |
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Country : |
Spain |
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Date of Incorporation : |
01.01.2003 |
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Legal Form : |
Sole Proprietorship |
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Line of Business : |
Ø
Retail sale of food & drinks Ø Retail
sale of food, beverages and tobacco in specialized stores |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Status : |
Small Company |
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Payment Behaviour : |
-- |
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Litigation : |
Clear |
Identification and
Characteristics
Tax
Number X2281916V
NAME HAMAMI
EL MAHFOUD
TRADE
NAME COMERCIAL
SUSI
BUSINESS
ADDRESS CARRETERA
DIQUE SUR, 1
Postcode 52006
MELILLA (MELILLA)
TELEPHONE
952678748
FAX
952676249
LEGAL
FORM SOLE
PROPRIETORSHIP
DATE
FOUNDED 01/01/2003
NUMBER
OF EMPLOYEES 3
ACTIVITY 1647100 - Retail
sale of food & drinks
CNAE 5220 - Retail
sale of food, beverages and tobacco in specialized stores
IMPORT
COMPANY YES
* Characteristics of the
main address
According
to our investigations dated 13/03/2007 these premises are used
as store located in a main commercial area .
Synthesis
INCIDENTS
COMMITMENTS 9/9 Respected
INCIDENTS 9/9 None
or Negligible
PREVIOUS
EXPERIENCE
PREVIOUS EXPERIENCE 7/9 Normal
Credit Appraisal
CREDIT
ACCORDING TO OBJECTIVE DATA (From 0 to 6.000.000,00 Euros):
FAVOURABLE
TOWARDS 4.002,74 Max.
Legal Actions
No
legal incidences registered for this company in the official source
No
claims registered for this company in the official sources
AFFECTED
BY: No significant elemento
Remarks for customer
Here is our final commercial report
since individuals are not obliged to file their balance sheet in the Official
Mercantile Register.
Commercial Experience
General Information
Foundation Year 2000
Founder BENI TAUZIN CB
PURCHASES
Imports::
BELGICA, FRANCIA..
Bank Entities
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Entity |
Branch |
Branch
Address |
Town |
Province |
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BANCO POPULAR ESPAÑOL, S.A. |
0015 |
AV.
JUAN CARLOS I REY, 14 |
MELILLA |
MELILLA |
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit consideration.
Capability to overcome financial difficulties seems comparatively below
average/normal. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)