MIRA
INFORM REPORT
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Report Date : |
09.05.2007 |
IDENTIFICATION DETAILS
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Name : |
AHMED ASGHARI |
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Registered Office : |
3Rd Floor, No. 74 Enghe Lab Sq Tehran Sholevar Alley, Jamal |
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Country : |
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Date of Incorporation : |
2000 |
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Legal Form : |
Proprietorship |
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Line of Business : |
Importers and distributors of chemical raw materials. |
RATING & COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
RIAL 400,000,000 |
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Status : |
Satisfactory |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
COmpany NAME
AHMED ASGHARI
ADDRESS
Street : 3Rd Floor, No. 74 Enghe Lab Sq Tehran
Sholevar Alley
Area : Jamal
Town :
Country :
Telephone :
(98 21) 6659 4699
Fax : (98 21) 6694 1178
Trading Styles
Asghari Bazargani
(Trading)
SENIOR COMPANY
PERSONNEL
Name Position
1. Ahmed Asghari General Manager / Owner
2. Ahad Asghari Sales Manager
Total Employees
11
PAYMENTS
No complaints have been
heard regarding payments from local suppliers or banks.
We consider it is
acceptable to deal with subject for SMALL amounts.
Opinion on maximum credit
: RIAL 400,000,000
Trade risk assessment :
PRINCIPAL BANKERS
NAME :
PARSIAN BANK
Branch :
Centeral Branch
Town :
Telephone :
(98 21) 8897 9333
Fax : (98 21) 8897 934
FINANCIAL INFORMATION
Under Iranian Company Law
companies are not required to publish or disclose balance sheets. However, the
subject interviewed offered the
following information :
Sales Turnover : RIAL 20,000,000,000 - 2006 - exact
Net Profit :
not given
LEGAL STATUS AND
HISTORY
Date Started : 2000
Capital : not applicable
Proprietorship owned by
Ahmed Asghari.
ACTIVITIES
The Subject is involved
in the following activities :
Importers and
distributors of chemical raw materials.
Imports from Asian and European
countries.
FACILITIES
The Subject has the
following facilities :
Owned office premises of
50 sq / meter located at the heading address.
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit consideration.
Capability to overcome financial difficulties seems comparatively below
average/normal. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)