MIRA
INFORM REPORT
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Report Date : |
09.05.2007 |
IDENTIFICATION DETAILS
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Name : |
ETS THOURAYA JALEL TRABELSI |
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Registered Office : |
Rue Grabelsi (Grasland) 38 Angle Rue Peterson, |
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Country : |
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Date of Incorporation : |
1993 |
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Com. Reg. No.: |
93 A 1200 |
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Legal Form : |
Proprietorship |
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Line of Business : |
Importers and exporters of general merchandise. |
RATING & COMMENTS
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MIRA’s Rating : |
B |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average/normal. |
Small |
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Maximum Credit Limit : |
CFA Fr 5,000,000 |
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Status : |
Small Company |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
COmpany NAME
ETS THOURAYA JALEL
TRABELSI
ADDRESS
Street : Rue Grabelsi (Grasland) 38 Angle Rue Peterson
Town :
Country :
Telephone :
(221) 821 4320
Fax : (221) 821 3608
SENIOR COMPANY
PERSONNEL
Name Position
Jalel Trabelsi Managing Director
Total Employees
12
PAYMENTS
No complaints have been
heard regarding payments from local suppliers or banks.
We consider it is
acceptable to deal with subject for SMALL amounts, although in view of the lack
of financial information international suppliers may wish to exercise a measure
of caution where larger or protracted dealings are envisaged.
Opinion on maximum credit
: CFA Fr 5,000,000 (due attention will be given to the above remarks)
Trade risk assessment :
Opinion on the credit
figure of EUROS 100,000 :
The above figure is much
higher than normally seen in one amount, however could prove admissible in a
series of several transactions provided the total indebtedness is strictly
monitored.
It is normal accepted
practice for international suppliers to deal on fully secured terms with
Senegalese importers.
FINANCIAL INFORMATION
Balance sheets are not
available and the subject interviewed declined to give any financial
information, which the company regards as strictly confidential.
LEGAL STATUS AND
HISTORY
Date Started : 1993
C.R. No. : 93 A 1200
Capital : not applicable
Affaire Personelle
(proprietorship) owned by Jalel Trabelsi.
ACTIVITIES
The Subject is involved
in the following activities :
Importers and exporters
of general merchandise.
FACILITIES
The Subject has the
following facilities :
Office premises located
at the heading address and storage facilities elsewhere in
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit consideration.
Capability to overcome financial difficulties seems comparatively below
average/normal. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)