MIRA
INFORM REPORT
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Report Date : |
10.05.2007 |
IDENTIFICATION DETAILS
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Name : |
ADISH DIAMONDS
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Registered Office : |
Rm 1203, 12/F, |
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Country : |
Hong Kong |
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Date of Incorporation : |
16-12-1993 |
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Com. Reg. No.: |
17623174 |
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Legal Form : |
Sole
Proprietorship |
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Line of Business : |
Precious Stones. |
RATING & COMMENTS
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MIRA’s Rating : |
NR |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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Status : |
Undetermined |
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Payment Behaviour : |
-- |
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Litigation : |
-- |
name & address
ADISH DIAMONDS
RM 1203, 12/F,
TEL: NOT
REGISTERED
FAX: NOT
REGISTERED
Narrative report
This refers to a type of report whose format is different from that of a
standard report. Such type of report is provided when:
l
Information
obtained is insufficient for compiling a standard report.
l
The
enquired co has been out of business or its business address has been
untraceable.
It should be noted
that the time and manpower spent on preparing such type of report might be
greater than those on a standard report. On many occasions, the information in
this type of report still indicates the current status of the enquired co. and
serves as a useful reference to assess its credit standing.
Your given name is
not registered in Business Registration office in
SC was established
under Business Registration Certificate no. 17623174 on 16-12-1993 with present
status as sole proprietorship.
Currently obtained
BR copy indicates the particulars of SC's principal(s) as follows:
Name(s) & ID /
Passport No. Registered
address
- Nahar Ashok Kumar Unit
B, 5/F, Wing Lok House,
/ A728775 11
Lock Road, Tsimshatsui,
Kong.
This section will
contain the civil litigations & winding-up petitions filed against SC for
the last 6 years (as stored in our database), and the mortgage/charge filed by
SC for the last 2 years. In
Civil
litigation/winding-up petitions : None in our database.
Mortgage/charge
record(s) : In Hong Kong, unlimited companies are not required to file its
charge particulars for public search.
Nahar Ashok Kumar,
sole proprietor: He is by Indian
nationality.
Credit history
check : This refers to a check of our
database whether the said person has been involved in any of the following
records stored by us within the last 6 years:
Civil litigation as
defendants : None in our database
Bankruptcy/winding-up
petitions : None in our database
Delinquent payment
records : None in our database
Debt collection
records : No overdue amount owed by the said
person was placed to us for collection
As per SC's Business
Registration copy currently obtained, the nature of business is described as
precious stones. Detailed information
regarding its activities is not available.
SC is not known to
have any subsidiary at present.
A visit to the
premises at the heading business address by our field reporter revealed the
following:
The address is a
residential premises outside of which no company name was seen on display.
The outer door of
the premises was locked. No one responded
to our reporter's calls.
Our reporter
inserted our co brochure and questionnaire to the premises through the space
below the door.
So far, we have not
yet received any reply.
Our current inquiry
reveals that no such name as SC is registered as a current user of local fixed
line telephone companies.
Despite having
exhausted all our effort, we are unable to obtain sufficient information to
assess SC's credit standing.
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average/normal. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)