MIRA
INFORM REPORT
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Report Date : |
10.05.2007 |
IDENTIFICATION DETAILS
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Name : |
CRYSTURAL GEMS |
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Registered Office : |
Flat D, 6/F, |
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Country : |
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Date of Incorporation : |
23-9-1999 |
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Com. Reg. No.: |
30389498 |
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Legal Form : |
Sole Proprietorship |
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Line of Business : |
-- |
RATING & COMMENTS
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MIRA’s Rating : |
NR |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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Status : |
Undetermined |
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Payment Behaviour : |
-- |
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Litigation : |
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name & address
CRYSTURAL GEMS
FLAT D, 6/F,
21 YAU ON ST., SHATIN,
N.T., HK. (AS REGISTERED)
TEL : NOT REGISTERED
FAX : NOT REGISTERED
Narrative report
This refers to a type of report whose format is different from that of a
standard report. Such type of report is provided when:
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Information obtained is insufficient for compiling
a standard report.
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The enquired co has been out of business or its
business address has been untraceable.
It should be noted that the time and manpower spent on preparing such
type of report might be greater than those on a standard report. On many
occasions, the information in this type of report still indicates the current
status of the enquired co. and serves as a useful reference to assess its
credit standing.
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The complete address of SC is the heading one instead of "Unit M,
1/F, MAU Lam Commercial Building, 16-18 Mau Lam St., Jorden, Kowloon,
HK" given by you. |
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SC was established under Business Registration Certificate no. 30389498
on 23-9-1999 with present status as sole proprietorship. |
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Currently obtained BR copy indicates the particulars of SC's
principal(s) |
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as follows:Name(s) & ID / Passport No. |
Registered address |
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- Paymaster Gaurang Ramesh |
Flat C, 4/F, Blk 3, Site 4, |
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/ P762260(4) |
Palm Mansion, Whampoa Garden, |
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Hung Hom, Kowloon, HK. |
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A visit to the premises at the heading business address by our field
reporter revealed the following: |
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The address is a residential premises outside of which no company name
was seen on display. |
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As the said address is a residential premises to which visit is not
feasible, we have sent our questionnaire to the said address by mail. |
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So far, we have not yet received any reply. |
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Our current inquiry reveals that no such name as SC is registered as a
current user of local fixed line telephone companies. |
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This section will contain the civil litigations & winding-up
petitions filed against SC for the last 6 years (as stored in our database),
and the mortgage/charge filed by SC for the last 2 years. In Hong Kong,
creation of such mortgage/charges by an unlimited co is not required to be
registered in the public records. |
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Civil litigation/winding-up
petitions : |
None in our database. |
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Mortgage/charge record(s) : |
None filed since its incorporation date. |
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Paymaster Gaurang Ramesh, sole proprietor. |
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Registered residential address: As stated in "Registration
Information" |
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Property ownership: Current land
search indicates that the said premises ownership as follows: |
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- Owner(s) : Pendleton Robert Alexander |
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- Date of purchase & consideration : 8-10-1999 / $4.65M (pt.) |
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- Date of mortgage & secured amount : NA |
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- Mortgagee : NA |
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Credit history check : |
This refers to a check of our database whether the said person has been
involved in any of the following records stored by us within the last 6
years: |
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Civil litigation as defendants |
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None in our database |
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Bankruptcy/winding-up petitions |
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None in our database |
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Delinquent payment records |
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None in our database |
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Debt collection records |
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No overdue amount owed by the said person was placed to us for
collection |
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Detailed information regarding its activities is not available. |
SC is not known to have any subsidiary at present.
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Despite having exhausted all our effort, we are unable to obtain
sufficient information to assess SC's credit standing. |
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average/normal. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)