MIRA INFORM REPORT

 

Report Date :

29.05.2007

 

IDENTIFICATION DETAILS

 

Name :

Dietholf Schröder Klaus Bittermann GbR

 

 

Registered Office :

Zum Helfenstein 11, 97753 Karlstadt

 

 

Country :

Germany

 

 

Date of Incorporation :

--

 

 

Legal Form :

Partnership under the Civil Code

 

 

Line of Business :

Wholesale Of Textiles

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

EUR 2.500

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually correct

 

 

Litigation :

Clear

 

 


name & address

 

Dietholf Schröder Klaus Bittermann GbR

Zum Helfenstein 11

97753 Karlstadt

Telephone:        09353/9099731

Telefax:             09353/9099735

Homepage:        www.dbs-business.com

 

 

CONCLUSION

 

The maximum credit is EUR 2.500,00.

 

Business relations are permissible.

 

 

LEGAL FORM  

 

Partnership under the Civil Code

 

 

General Partner

 

Dietholf Schröder

97753 Karlstadt

Occupation: Businessman

 

 

General Partner

 

Klaus Bittermann

Friedenstr. 4a

97816 Lohr

born 01.07.1960

Occupation: Businessman

 

 

Further functions/participations of

Dietholf Schröder (General Partner)

 

Shareholder:

TZR Telematikzentrum Retzstadt

Dienstleistungs- und Ver- waltungs-GmbH

Wethstr. 1

97282 Retzstadt

Legal form: Private limited company

dissolved by official decree

Share capital:     EUR             25.564,59

Share:             EUR              1.789,52

Reg. Data:  11.11.1997

HRB 6022

97070 WÜRZBURG

 

 

BUSINESS ACTIVITIES

 

5141

WHOLESALE OF TEXTILES

 

51903

Non-specialized wholesale of finished goods

 

 

FINANCIAL INFORMATION

 

Payment experience:  without complaints

 

 

REAL ESTATE

 

Type of ownership:         Tenant

Address                        Zum Helfenstein 11

                                    97753 Karlstadt

 

Land register documents were not available.

 

 

BANKERS

 

SPARKASSE MAINFRANKEN WÜRZBURG, KARLSTADT, MAIN

Sort. code: 79050000

 

 

FIGURES

 

Financial year:      01.01. - 31.12.

No full-time employees are employed.

Branch number:       5141 / 51903


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average/normal.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

NR

In view of the lack of information, we have no basis upon which to recommend credit dealings

No Rating

 

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions