MIRA
INFORM REPORT
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Report Date : |
05.11.2007 |
IDENTIFICATION
DETAILS
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Name : |
"Germafin
Engineering GmbH" |
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Registered Office : |
Segbachstr.
10, 56743 Thür |
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Country : |
Germany |
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Financials (as on) : |
31.12.2006 |
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Date of Incorporation : |
2004 |
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Com. Reg. No.: |
HRB 15408 |
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Legal Form : |
Private
Limited Company |
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Line of Business : |
Manufacture
of Machines for Non-Specified Use N.E.C. Wholesale of
other machinery (excl. Agricultural machinery) |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
EUR 20.000 |
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Status : |
Satisfactory |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
name & address
"Germafin Engineering GmbH"
Segbachstr. 10
56743 Thür
Telephone: 02652/529430
Telefax: 02652/529131
Homepage: www.germafin.de
E-Mail: info@germafin.de
VAT no.
DE814018903
CONCLUSION
The maximum credit is EUR 20.000,00.
Business relations are permissible.
LEGAL FORM
Private limited company
Date of foundation
2004
Shareholders' agreement
03.05.2004
Registered on
27.05.2004
Commercial Register
Local court 56068 KOBLENZ
Under
HRB 15408
Share capital
EUR 25.000,00
Shareholder
Axel Einig
Bergstr. 23
56743 Thür
born 06.01.1963
Share: EUR 12.500,00
Shareholder
Jürgen Schmitt
56294 Münstermaifeld
born 02.02.1962
Share: EUR 12.500,00
Manager
Axel Einig
Bergstr. 23
56743 Thür
having sole power of representation
born 06.01.1963
Occupation: graduate engineer
Manager
Jürgen Schmitt
56294 Münstermaifeld
having sole power of representation
born 02.02.1962
Occupation: graduate engineer
BUSINESS ACTIVITIES
29240
MANUFACTURE OF MACHINES FOR NON-SPECIFIED USE N.E.C.
5187
Wholesale of other machinery (excl. Agricultural machinery)
FINANCIAL INFORMATION
Payment experience: within
agreed terms
REAL ESTATE
Type of ownership: Tenant
Address Segbachstr. 10
56743 Thür
Private real estate
Name Axel Einig
Type of ownership: proprietor
Share: 100,00 %
Address Bergstr. 23
56743 Thür
Land register documents were not available.
BANKERS
KREISSPARKASSE MAYEN, MAYEN
Sort. code: 57650010
FIGURES
Financial year: 01.01. - 31.12.
Turnover: 2006 EUR 714.000,00
Expected turnover: 2007 EUR
714.000,00
Share capital: EUR 25.000,00
Value of stocks: EUR 20.000,00
Equipment: EUR 50.000,00
Total number of vehicles:
2
Employees: 4
Approximate figures are given.
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)