MIRA
INFORM REPORT
|
Report Date : |
06.11.2007 |
IDENTIFICATION
DETAILS
|
Correct Name : |
SACMI COOPERATIVA
MECCANICI IMOLA A R.L. |
|
|
|
|
Registered Office : |
Via Selice Provinciale, 17/A , 40026 – Imola (BO) -IT- |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.12.2005 |
|
|
|
|
Date of Incorporation : |
02.12.1919 |
|
|
|
|
Legal Form : |
Cooperative Society |
|
|
|
|
Line of Business : |
Production of
refractory materials and ceramic products for technical and industrial use. Manufacture of
machines and equipment for the ceramic industry. |
RATING &
COMMENTS
|
MIRA’s Rating : |
Aa |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
Maximum Credit Limit : |
1.175.500 .Eur. |
|
|
|
|
Status : |
Good |
|
|
|
|
Payment Behaviour : |
Regular |
|
|
|
|
Litigation : |
Clear |
Company Name & Address
|
Sacmi Cooperativa Meccanici Imola a r.l. |
|
Via |
Selice Provinciale, |
17/A |
|
40026 |
- Imola |
(BO) |
-IT- |
SUMMARY
|
Fiscal Code |
: |
00287010375 |
|
Legal Form |
: |
Cooperative society |
|
Start of Activities |
: |
02/12/1919 |
|
Patrimonial Consistence |
: |
Over 2.500.000 Eur |
|
Turnover Range |
: |
over 150.000.000 Eur |
|
Number of Employees |
: |
from 1000 to 1500 |
CREDIT ANALYSIS
|
CREDIT OPINION |
: |
1.175.500 - Eur
|
ACTIVITY
Production of
refractory materials and ceramic products for technical and industrial use.
Manufacture of
machines and equipment for the ceramic industry.
LEGAL DATA
Legal Form : Cooperative
society
|
Fiscal Code : 00287010375 |
|
Foreign Trade Reg. no. : 22203 of Bologna |
|
Foreign Trade Reg. no. : 022203 of Bologna since
01/02/1992 |
|
Chamber of Commerce no. : 8924 of Bologna since 27/04/1925 |
|
Chamber of Commerce no. : 540893 of Milano |
|
Chamber of Commerce no. : 1034824 of Milano |
|
Chamber of Commerce no. : 274481 of Modena |
|
Chamber of Commerce no. : 591547 of Torino |
|
Chamber of Commerce no. : 334799 of Verona |
|
Firms' Register : BO006-2810 since 19/02/1996 |
|
V.A.T. Code : 00498321207 since 01/01/1992 |
|
Court : 2810 of Bologna |
|
Foundation Date |
: 02/12/1919 |
|
|
Establishment Date |
: 02/12/1919 |
|
|
Start of Activities |
: 02/12/1919 |
|
|
Legal Duration Date |
: 31/12/2050 |
|
|
Subscribed Capital |
: 36.278.759 |
Eur |
|
Paid up Capital |
: 35.338.825 |
Eur |
MEMBERS
|
Beltrandi |
Dario |
|
Born in Imola |
on 25/12/1948 |
- Fiscal Code : BLTDRA48T25E289Q |
|
Residence : |
Via |
Gherardi |
, 10 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
09/01/2004 |
|
|
No Protests registered.
|
Pirazzini |
Dante |
|
Born in Lugo |
on 24/06/1950 |
- Fiscal Code : PRZDNT50H24E730V |
|
Residence : |
Via |
Dalla Chiesa |
, 24 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
15/05/2004 |
|
|
No Protests
registered.
|
Machirelli |
Augusto |
|
Born in Imola |
on 15/12/1955 |
- Fiscal Code : MCHGST55T15E289C |
|
Residence : |
Via |
Degli Sminatori |
, 2/C |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
09/01/2004 |
|
|
No Protests
registered.
|
Emiliani |
Eugenio Maria |
|
Born in Castelli |
on 08/02/1950 |
- Fiscal Code : MLNGMR50B08C169V |
|
Residence : |
Corso |
Baccarini |
, 7 |
- 48018 |
Faenza |
(RA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
09/01/2004 |
|
|
No Protests
registered.
|
Cicognani |
Giulio |
|
Born in Imola |
on 22/11/1947 |
- Fiscal Code : CCGGLI47S22E289J |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
09/01/2004 |
|
|
|
General Director |
|
|
|
No Protests
registered.
|
Cocchi |
Loris |
|
Born in Bologna |
on 01/06/1949 |
- Fiscal Code : CCCLRS49H01A944O |
|
Residence : |
Via |
Corticella |
, 1 |
- 40100 |
Bologna |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
09/01/2004 |
|
|
No Protests
registered.
|
Zanoni |
Dino |
|
Born in Imola |
on 25/07/1953 |
- Fiscal Code : ZNNDNI53L25E289E |
|
Residence : |
Via |
Gagliarda |
, 12 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
15/05/2004 |
|
|
|
Assistant board Chairman |
17/05/2004 |
|
|
No Protests
registered.
|
Billi |
Paolo |
|
Born in Bologna |
on 26/11/1959 |
- Fiscal Code : BLLPLA59S26A944P |
|
Residence : |
Via |
Boccaccio |
, 31 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
09/01/2004 |
|
|
No Protests
registered.
|
Dall'olio |
Elisabetta |
|
Born in Imola |
on 23/11/1962 |
- Fiscal Code : DLLLBT62S63E289C |
|
Residence : |
Via |
Sgalarazza |
, 30 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
09/01/2004 |
|
|
No Protests
registered.
|
Ferri |
Mauro |
|
Born in Bologna |
on 04/11/1964 |
- Fiscal Code : FRRMRA64S04A944C |
|
Residence : |
Via |
Del Faggiolo |
, 59 |
- 40100 |
Bologna |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
04/05/2004 |
|
|
No Protests
registered.
|
Rondinini |
Giacomo |
|
Born in Brisighella |
on 24/05/1959 |
- Fiscal Code : RNDGCM59E24B188R |
|
Residence : |
Via |
Monticino |
, 3 |
- 48013 |
Brisighella |
(RA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
09/01/2004 |
|
|
No Protests
registered.
|
Berantelli |
Mauro |
|
Born in Bolzano |
on 06/07/1957 |
- Fiscal Code : BRNMRA57L06A952X |
|
Residence : |
Via |
Santa Lucia |
, 21/C |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
09/01/2004 |
|
|
No Protests
registered.
|
Campolungo |
Giovanni |
|
Born in Montecassiano |
on 27/07/1962 |
- Fiscal Code : CMPGNN62L27F454X |
|
Residence : |
Via |
Di Frino |
, 16 |
- 40100 |
Bologna |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
09/01/2004 |
|
|
No Protests
registered.
|
Foschini |
Stefano |
|
Born in Faenza |
on 19/04/1963 |
- Fiscal Code : FSCSFN63D19D458H |
|
Residence : |
Via |
Malpighi |
, 29 |
- 48018 |
Faenza |
(RA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
09/01/2004 |
|
|
No Protests
registered.
|
Mongardi |
Paolo |
|
Born in IMOLA |
on 23/03/1964 |
- Fiscal Code : MNGPLA64C23E289G |
|
Residence : |
Via |
ZANOTTI |
, 3/M |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
15/05/2004 |
|
|
No Protests
registered.
|
Airoli |
Giuliano |
|
Born in IMOLA |
on 16/01/1967 |
- Fiscal Code : RLAGLN67A16E289Q |
|
Residence : |
Via |
FAROLFI |
, 24 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
15/05/2004 |
|
|
No Protests
registered.
|
Cassani |
Pietro |
|
Born in Imola |
on 12/11/1968 |
- Fiscal Code : CSSPTR68S12E289E |
|
Residence : |
Via |
Casola Canina |
, 51 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
23/05/2006 |
|
|
No Protests
registered.
|
Lesce |
Giuseppe |
|
Born in Senigallia |
on 01/09/1959 |
- Fiscal Code : LSCGPP59P01I608O |
|
Residence : |
Via |
Delle Ceramiche |
, 20 |
- 48018 |
Faenza |
(RA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
09/01/2004 |
|
|
No Protests
registered.
|
Olivieri |
Domenico |
|
Born in Imola |
on 23/01/1956 |
- Fiscal Code : LVRDNC56A23E289V |
|
Residence : |
Via |
Nuova |
, 55 |
- 40023 |
Castel Guelfo di Bologna |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
15/05/2004 |
|
|
|
Board Chairman |
17/05/2004 |
|
|
No Protests
registered.
|
Marani |
Claudio |
|
Born in Bologna |
on 03/11/1951 |
- Fiscal Code : MRNCLD51S03A944B |
|
Residence : |
Via |
Galassi |
, 47 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
09/01/2004 |
|
|
No Protests
registered.
COMPANIES CONNECTED TO MEMBERS *
*checkings have
been performed on a national scale.
*In this module are
listed the companies in which members hold or held positions.
|
BELTRANDI |
|
|
DARIO Company Style |
Legal Seat |
Fiscal Code |
Position |
Firm Status |
|
BM-BIRAGHI S.P.A. |
Monza (MI) - IT - |
00812460152 |
Director |
Registered |
|
RAYTEC VISION S.P.A. |
Collecchio (PR) -
IT - |
02219260342 |
Board Chairman |
Registered |
|
SACMI FILLING S.P.A. |
Bologna (BO) - IT - |
02130821206 |
Director |
Registered |
|
SACMI LABELLING SCM
S.P.A. |
Marmirolo (MN) - IT
- |
02040210201 |
Director |
Registered |
|
MACHIRELLI |
|
|
AUGUSTO Company Style |
Legal Seat |
Fiscal Code |
Position |
Firm Status |
|
BANCA POPOLARE ITALIANA
- BANCA POPOLAREDI LODI - SOCIETA' COOPERATIVA |
Lodi (LO) - IT - |
00691360150 |
Director |
Registered |
|
HOLDING PARTECIPAZIONI
SACMI S.P.A. OVVERO PIU' BRE |
Imola (BO) - IT - |
00871481206 |
Managing Director |
Registered |
|
HOLDING PARTECIPAZIONI
SACMI S.P.A. OVVERO PIU' BRE |
Imola (BO) - IT - |
00871481206 |
Director |
Registered |
|
HOLDING PARTECIPAZIONI
SACMI S.P.A. OVVERO PIU' BRE |
Imola (BO) - IT - |
00871481206 |
Board Chairman |
Registered |
|
IMOLA 2000 SOCIETA' A
RESPONSABILITA' LIMITATA |
Imola (BO) - IT - |
00913730792 |
Vice-Chairman |
Registered |
|
IMOLA 2000 SOCIETA' A
RESPONSABILITA' LIMITATA |
Imola (BO) - IT - |
00913730792 |
Director |
Registered |
|
NEGRI BOSSI S.P.A. |
Cologno Monzese
(MI) - IT - |
00760090159 |
Director |
Registered |
|
NEGRI BOSSI S.P.A. |
Cologno Monzese
(MI) - IT - |
00760090159 |
Board Chairman |
Registered |
|
S.C. LEASING S.P.A. |
Modena (MO) - IT - |
02819160363 |
Managing Director |
Registered |
|
S.C. LEASING S.P.A. |
Modena (MO) - IT - |
02819160363 |
Director |
Registered |
|
S.C. LEASING S.P.A. |
Modena (MO) - IT - |
02819160363 |
Board Chairman |
Registered |
|
SACMI E CATELLI S.P.A. |
Parma (PR) - IT - |
02144581200 |
Assistant board
Chairman |
Registered |
|
EMILIANI |
|
|
EUGENIO MARIA Company Style |
Legal Seat |
Fiscal Code |
Position |
Firm Status |
|
ARKTYPE SOCIETA' A
RESPONSABILITA' LIMITATA |
Bologna (BO) - IT - |
02105021204 |
Director |
Ceased |
|
ARKTYPE SOCIETA' A
RESPONSABILITA' LIMITATA |
Bologna (BO) - IT - |
02105021204 |
Board Chairman |
Ceased |
|
CICOGNANI |
|
|
GIULIO Company Style |
Legal Seat |
Fiscal Code |
Position |
Firm Status |
|
BANCA BIPIELLE
ADRIATICO S.P.A. |
Imola (BO) - IT - |
01501691206 |
Director |
Ceased |
|
BANCA POPOLARE
DELL'EMILIA ROMAGNA, SOCIETA' COOPERATIVA |
Modena (MO) - IT - |
01153230360 |
Director |
Registered |
|
BELPIANO IMMOBILIARE
S.R.L. |
Imola (BO) - IT - |
02177431208 |
Director |
Registered |
|
BM-BIRAGHI S.P.A. |
Monza (MI) - IT - |
00812460152 |
Director |
Registered |
|
BM-BIRAGHI S.P.A. |
Monza (MI) - IT - |
00812460152 |
Board Chairman |
Registered |
|
CEG S.P.A. |
Rozzano (MI) - IT - |
04704190158 |
Director |
Registered |
|
CEG S.P.A. |
Rozzano (MI) - IT - |
04704190158 |
Board Chairman |
Registered |
|
F B R - ELPO - SOCIETA'
PER AZIONI |
Parma (PR) - IT - |
01659700346 |
Director |
Registered |
|
F B R - ELPO - SOCIETA'
PER AZIONI |
Parma (PR) - IT - |
01659700346 |
Board Chairman |
Registered |
|
IMOLASCALO S.P.A. |
Imola (BO) - IT - |
01966691204 |
Director |
Registered |
|
KEYBRICK SISTEM S.R.L. |
Asti (AT) - IT - |
00614740058 |
Director |
Ceased |
|
MONTECATONE
REHABILITATION INSTITUTE S.P.A. (IN SIGLA MONTECATONE R.I |
Imola (BO) - IT - |
01789031208 |
Director |
Registered |
|
PROMA-PACK SRL |
Cinisello Balsamo
(MI) - IT - |
08001660151 |
Director |
Registered |
|
SACMI E CATELLI S.P.A. |
Parma (PR) - IT - |
02144581200 |
Director |
Registered |
|
SACMI FILLING S.P.A. |
Bologna (BO) - IT - |
02130821206 |
Director |
Registered |
|
SACMI FILLING S.P.A. |
Bologna (BO) - IT - |
02130821206 |
Board Chairman |
Registered |
|
SACMI LABELLING S.P.A. |
Bologna (BO) - IT - |
01479640391 |
Director |
Registered |
|
SACMI LABELLING S.P.A. |
Bologna (BO) - IT - |
01479640391 |
Board Chairman |
Registered |
|
SACMI PACKAGING S.P.A. |
Imola (BO) - IT - |
02527510370 |
Managing Director |
Registered |
|
SACMI PACKAGING S.P.A. |
Imola (BO) - IT - |
02527510370 |
Director |
Registered |
|
SACMI PACKAGING S.P.A. |
Imola (BO) - IT - |
02527510370 |
Board Chairman |
Registered |
|
COCCHI |
|
|
LORIS Company Style |
Legal Seat |
Fiscal Code |
Position |
Firm Status |
|
ALSTOM TRANSPORT S.P.A.
|
Bologna (BO) - IT - |
03840100378 |
Procurator |
Ceased |
|
ZANONI |
|
|
DINO Company Style |
Legal Seat |
Fiscal Code |
Position |
Firm Status |
|
BENCO PACK S.P.A. |
Piacenza (PC) - IT
- |
03887910374 |
Director |
Registered |
|
CEG S.P.A. |
Rozzano (MI) - IT - |
04704190158 |
Director |
Registered |
|
EUROTECH S.P.A. |
Fiorano Modenese
(MO) - IT - |
00148560352 |
Director |
Ceased |
|
NEGRI BOSSI S.P.A. |
Cologno Monzese
(MI) - IT - |
00760090159 |
Director |
Registered |
|
OIMA S.P.A. |
Asolo (TV) - IT - |
00523150266 |
Director |
Registered |
|
S.C. LEASING S.P.A. |
Modena (MO) - IT - |
02819160363 |
Director |
Registered |
|
SACMI E CATELLI S.P.A. |
Parma (PR) - IT - |
02144581200 |
Director |
Registered |
|
SACMI FILLING S.P.A. |
Bologna (BO) - IT - |
02130821206 |
Director |
Registered |
|
SACMI LABELLING SCM
S.P.A. |
Marmirolo (MN) - IT
- |
02040210201 |
Director |
Registered |
|
SACMI PACKAGING S.P.A. |
Imola (BO) - IT - |
02527510370 |
Director |
Registered |
|
BILLI |
|
|
PAOLO Company Style |
Legal Seat |
Fiscal Code |
Position |
Firm Status |
|
BILLI PAOLO |
Dozza (BO) - IT - |
BLLPLA59S26A944P |
Proprietor |
Ceased |
|
BM-BIRAGHI S.P.A. |
Monza (MI) - IT - |
00812460152 |
Attorney with
special power |
Registered |
|
NEGRI BOSSI S.P.A. |
Cologno Monzese
(MI) - IT - |
00760090159 |
Director |
Registered |
|
NEGRI BOSSI S.P.A. |
Cologno Monzese
(MI) - IT - |
00760090159 |
Managing Director |
Registered |
|
OIMA S.P.A. |
Asolo (TV) - IT - |
00523150266 |
Director |
Registered |
|
OIMA S.P.A. |
Asolo (TV) - IT - |
00523150266 |
Managing Director |
Registered |
|
RONDININI |
|
|
GIACOMO Company Style |
Legal Seat |
Fiscal Code |
Position |
Firm Status |
|
ENERGIMOLA |
Imola (BO) - IT - |
02032921203 |
Liquidator |
Registered |
|
OIMA S.P.A. |
Asolo (TV) - IT - |
00523150266 |
Director |
Registered |
|
BERANTELLI |
|
|
MAURO Company Style |
Legal Seat |
Fiscal Code |
Position |
Firm Status |
|
S.IN.E.R.G.I.A. S.P.A.
IN BREVE SINERGIA S.P.A. |
Imola (BO) - IT - |
10991600155 |
Director |
Registered |
|
CAMPOLUNGO |
|
|
GIOVANNI Company Style |
Legal Seat |
Fiscal Code |
Position |
Firm Status |
|
IESCIANI COSTRUZIONI
S.R.L. |
Montecassiano (MC)
- IT - |
01471020436 |
Director |
Registered |
|
IMMOBILIARE CAMPOLUNGO
S.R.L. |
Montecassiano (MC)
- IT - |
01432510434 |
Director |
Registered |
|
IMMOBILIARE CAMPOLUNGO
S.R.L. |
Montecassiano (MC)
- IT - |
01432510434 |
Board Chairman |
Registered |
|
ITALIANSPED S.P.A. |
Imola (BO) - IT - |
00265650101 |
Director |
Registered |
|
ITALIANSPED S.P.A. |
Imola (BO) - IT - |
00265650101 |
Board Chairman |
Registered |
|
MIMOSA S.R.L. |
Civitanova Marche
(MC) - IT - |
01122650433 |
Director |
Registered |
|
PROTOTIPO S.P.A. |
Imola (BO) - IT - |
01700031204 |
Director |
Registered |
|
PROTOTIPO S.P.A. |
Imola (BO) - IT - |
01700031204 |
Board Chairman |
Registered |
|
S.IN.E.R.G.I.A. S.P.A.
IN BREVE SINERGIA S.P.A. |
Imola (BO) - IT - |
10991600155 |
Director |
Registered |
|
S.IN.E.R.G.I.A. S.P.A.
IN BREVE SINERGIA S.P.A. |
Imola (BO) - IT - |
10991600155 |
Board Chairman |
Registered |
|
SACMI E CATELLI S.P.A. |
Parma (PR) - IT - |
02144581200 |
Sole Director |
Registered |
|
SACMI LABELLING S.P.A. |
Bologna (BO) - IT - |
01479640391 |
Director |
Registered |
|
SACMI LABELLING S.P.A. |
Bologna (BO) - IT - |
01479640391 |
Board Chairman |
Registered |
|
SERIE S.R.L. |
Imola (BO) - IT - |
02001941208 |
Sole Director |
Registered |
|
FOSCHINI |
|
|
STEFANO Company Style |
Legal Seat |
Fiscal Code |
Position |
Firm Status |
|
PROTESA S.P.A. |
Imola (BO) - IT - |
02120631201 |
Director |
Registered |
|
S.IN.E.R.G.I.A. S.P.A.
IN BREVE SINERGIA S.P.A. |
Imola (BO) - IT - |
10991600155 |
Director |
Registered |
|
CASSANI |
|
|
PIETRO Company Style |
Legal Seat |
Fiscal Code |
Position |
Firm Status |
|
GAIOTTO AUTOMATION
S.P.A. |
Vaiano Cremasco
(CR) - IT - |
12533840158 |
Director |
Registered |
|
GAIOTTO AUTOMATION
S.P.A. |
Vaiano Cremasco
(CR) - IT - |
12533840158 |
Board Chairman |
Registered |
|
NIV VERONA S.P.A. |
Mozzecane (VR) - IT
- |
00232790238 |
Director |
Registered |
|
NIV VERONA S.P.A. |
Mozzecane (VR) - IT
- |
00232790238 |
Board Chairman |
Registered |
|
SERVIZI ASSOCIATIVI
LOGISTICI DELL'ACIMAC S.R.L. - SOCIETA' A RESPONSABILITA' |
Modena (MO) - IT - |
02016070365 |
Director |
Registered |
|
LESCE |
|
|
GIUSEPPE Company Style |
Legal Seat |
Fiscal Code |
Position |
Firm Status |
|
F B R - ELPO - SOCIETA' PER AZIONI |
Parma (PR) - IT - |
01659700346 |
Director |
Registered |
|
S.IN.E.R.G.I.A. S.P.A. IN BREVE SINERGIA S.P.A. |
Imola (BO) - IT - |
10991600155 |
Director |
Registered |
|
MARANI |
|
|
CLAUDIO Company Style |
Legal Seat |
Fiscal Code |
Position |
Firm Status |
|
KEMAC S.P.A. |
Casalgrande (RE) -
IT - |
01351320393 |
Director |
Registered |
|
KEMAC S.P.A. |
Casalgrande (RE) -
IT - |
01351320393 |
Board Chairman |
Registered |
|
SACMI FORNI S.P.A. |
Bologna (BO) - IT - |
02471770376 |
Director |
Registered |
|
SACMI FORNI S.P.A. |
Bologna (BO) - IT - |
02471770376 |
Board Chairman |
Registered |
The indication "REGISTERED" as Firm Status could refere to
Firms in Liquidation, Active, Inactive, etc.
For more information, in this case, we advise to request further
investigations.
DIRECT PARTICIPATIONS
|
Company Style |
Legal Seat |
Fiscal Code |
Owned Shares |
% of Ownership |
|
Holding Partecipazioni
Sacmi S.p.a. Ovvero Piu' Bre |
Imola - IT - |
00871481206 |
90.000.000 .Eur |
100,00 |
|
SITECH S.P.A. |
Camaiore - IT - |
01387890468 |
|
|
|
Imolascalo S.p.a. |
Imola - IT - |
01966691204 |
520.640 .Eur |
12,79 |
|
CERMET - CERTIFICAZIONE
E RICERCA PER LA QUALITA' SOC. CONS. A R.L. |
Granarolo
dell'Emilia - IT - |
03502820370 |
207 .Eur |
0,05 |
|
Agenzia Polo Ceramico
Societa' ConsortilE A R.l. |
Faenza - IT - |
01060610399 |
248 .Eur |
1,41 |
|
Centuria Rit Romagna
Innovazione TecnoliGia Soc.consortile A R.l. |
Cesena - IT - |
02327720401 |
7.500 .Eur |
2,44 |
|
Rit - Romagna
Innovazione Tecnologia - SOc. Consortile A R.l. |
Faenza - IT - |
02048730390 |
15.000 .Eur |
4,29 |
STRUCTURE AND COMPANY ACTIVITY
In order to carry
out its activities the firm uses the following locations:
|
- |
Legal and operative seat |
|
in : |
|
|
|
|
|
Via |
Selice Provinciale |
, 17/A |
- 40026 - |
Imola |
(BO) |
- IT - |
|
- |
Branch |
(Warehouse ) |
since 05/11/1998 |
in : |
|
|
|
|
|
Via |
Riccione |
, 4 |
- 40026 - |
Imola |
(BO) |
- IT - |
|
- |
Branch |
(Store ) |
since 19/02/1998 |
in : |
|
|
|
|
|
Via |
Ghiarola Nuova |
, 22 |
- 41042 - |
Fiorano Modenese |
(MO) |
- IT - |
|
- |
Branch |
(Warehouse ) |
since 01/04/2002 |
in : |
|
|
|
|
|
Via |
Donati |
, 3 |
- 40026 - |
Imola |
(BO) |
- IT - |
|
- |
Branch |
(Store ) |
since 01/04/2003 |
in : |
|
|
|
|
|
Via |
Piancastelli |
, 3 |
- 40026 - |
Imola |
(BO) |
- IT - |
|
- |
Branch |
(Warehouse ) |
since 01/01/2005 |
in : |
|
|
|
|
|
Strada |
Statale Selice |
, 47 |
- 40026 - |
Imola |
(BO) |
- IT - |
|
- |
Branch |
(Store ) |
since 04/08/1987 |
in : |
|
|
|
|
|
Via |
Togliatti |
, 33 |
- 40026 - |
Imola |
(BO) |
- IT - |
|
|
|
|
Employees |
: 1.019 |
|
|
|
|
Fittings and Equipment |
for a value of
40.074.473 |
Eur |
|
|
|
|
Stocks |
for a value of
166.983.426 |
Eur |
|
|
|
|
Furniture and fittings |
for a value of
196.253 |
Eur |
|
|
|
|
Vehicles |
for a value of
387.342 |
Eur |
Trade organization:
direct or by agents.
The subject works
in Italy and abroad
The firm operates
abroad as exporter.
Export represents
more than 50% of the global turnover.
Products abroad are
placed by :
|
- its own foreign branches |
Import comes
generally from the following nations:
|
- Germania |
|
- Spagna |
|
- Gran Bretagna |
|
- Francia |
|
- Belgio |
Export is mainly
towards:
|
- Gabon |
|
- Islanda |
|
- Irlanda |
|
- Isole Bermuda |
|
- Austria |
|
- Francia |
|
- Gran Bretagna |
Traded Brands /
Suppliers:
|
- SACMI |
HISTORICAL INFORMATION AND/OR FIRM'S STATUS
|
Changes to the
legal form |
|
Former legal form |
New legal form |
Changement Date |
|
Cooperative society |
Cooperative society |
28/12/2004 |
|
Ex-Members /
Ex-Positions |
|
Beltrandi |
Dario |
|
Born in Imola |
on 25/12/1948 |
- Fiscal Code : BLTDRA48T25E289Q |
|
Residence : |
Via |
Gherardi |
, 10 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
|
Procurator |
|
Sullalti |
Loretto |
|
Born in MORDANO |
on 01/12/1952 |
- Fiscal Code : SLLLTT52T01F718M |
|
Residence : |
Via |
LABRIOLA |
, 37 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
|
Chairman |
|
Director |
|
Pischedda |
Valentino |
|
Born in IMOLA |
on 24/06/1946 |
- Fiscal Code : PSCVNT46H24E289L |
|
Residence : |
Via |
GOCCIANELLO |
, 36/A |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
|
Attorney with special power |
|
Procurator |
|
Pirazzini |
Dante |
|
Born in Lugo |
on 24/06/1950 |
- Fiscal Code : PRZDNT50H24E730V |
|
Residence : |
Via |
Dalla Chiesa |
, 24 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
|
Procurator |
|
Cortecchia |
Carlo |
|
Born in Imola |
on 20/01/1955 |
- Fiscal Code : CRTCRL55A20E289N |
|
Residence : |
Via |
Patuelli |
, 6/A |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
|
Director |
|
Assistant board Chairman |
|
Machirelli |
Augusto |
|
Born in Imola |
on 15/12/1955 |
- Fiscal Code : MCHGST55T15E289C |
|
Residence : |
Via |
Degli Sminatori |
, 2/C |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
|
Procurator |
|
Solferini |
Claudio |
|
Born in Bologna |
on 07/07/1960 |
- Fiscal Code : SLFCLD60L07I827X |
|
Residence : |
Via |
S. Mamolo |
, 145/3 |
- 40100 |
Bologna |
(BO) |
- IT - |
|
Position |
|
Temporary Auditor |
|
Mingotti |
Luciano |
|
Born in Imola |
on 03/01/1944 |
- Fiscal Code : MNGLCN44A03E289E |
|
Residence : |
Viale |
De Amicis |
, 79 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
|
Vice-Chairman |
|
Director |
|
Baldisseri |
Demos |
|
Born in IMOLA |
on 04/11/1949 |
- Fiscal Code : BLDDMS49S04E289E |
|
Residence : |
Via |
M. ZANOTTI |
, 5/N |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
|
Director |
|
Procurator |
|
Board Chairman |
|
Sarti |
Armando |
|
Born in San Giovanni In Persiceto |
on 10/02/1927 |
- Fiscal Code : SRTRND27B10G467E |
|
Residence : |
Via |
Solferino |
, 17 |
- 40100 |
Bologna |
(BO) |
- IT - |
|
Position |
|
Chairman of the Board of Aud. |
|
Emiliani |
Eugenio Maria |
|
Born in Castelli |
on 08/02/1950 |
- Fiscal Code : MLNGMR50B08C169V |
|
Residence : |
Corso |
Baccarini |
, 7 |
- 48018 |
Faenza |
(RA) |
- IT - |
|
Position |
|
Procurator |
|
Cicognani |
Giulio |
|
Born in Imola |
on 22/11/1947 |
- Fiscal Code : CCGGLI47S22E289J |
|
Position |
|
Procurator |
|
Santilli |
Gianfranco |
|
Born in Bologna |
on 12/01/1947 |
- Fiscal Code : SNTGFR47A12H784J |
|
Residence : |
Via |
P. Pomponazzi |
, 9 |
- 40100 |
Bologna |
(BO) |
- IT - |
|
Position |
|
Permanent Auditor |
|
Billi |
Mauro |
|
Born in Casola Valsenio |
on 01/07/1930 |
- Fiscal Code : BLLMRA30L01B982D |
|
Residence : |
Via |
Volta |
, 28 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
|
Permanent Auditor |
|
Marchi |
Daniele |
|
Born in IMOLA |
on 21/02/1957 |
- Fiscal Code : MRCDNL57B21E289E |
|
Residence : |
Via |
LA TORRE |
, 25 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
|
Director |
|
Billi |
Paolo |
|
Born in Bologna |
on 26/11/1959 |
- Fiscal Code : BLLPLA59S26A944P |
|
Residence : |
Via |
Boccaccio |
, 31 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
|
Procurator |
|
Dall'olio |
Elisabetta |
|
Born in Imola |
on 23/11/1962 |
- Fiscal Code : DLLLBT62S63E289C |
|
Residence : |
Via |
Sgalarazza |
, 30 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
|
Procurator |
|
Bendanti |
Francesco |
|
Born in Imola |
on 31/01/1941 |
- Fiscal Code : BNDFNC41A31E289V |
|
Residence : |
Viale |
Amendola |
, 84 |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
|
Procurator |
|
Ferri |
Mauro |
|
Born in Bologna |
on 04/11/1964 |
- Fiscal Code : FRRMRA64S04A944C |
|
Residence : |
Via |
Del Faggiolo |
, 59 |
- 40100 |
Bologna |
(BO) |
- IT - |
|
Position |
|
Procurator |
|
Rondinini |
Giacomo |
|
Born in Brisighella |
on 24/05/1959 |
- Fiscal Code : RNDGCM59E24B188R |
|
Residence : |
Via |
Monticino |
, 3 |
- 48013 |
Brisighella |
(RA) |
- IT - |
|
Position |
|
Procurator |
|
Berantelli |
Mauro |
|
Born in Bolzano |
on 06/07/1957 |
- Fiscal Code : BRNMRA57L06A952X |
|
Residence : |
Via |
Santa Lucia |
, 21/C |
- 40026 |
Imola |
(BO) |
- IT - |
|
Position |
|
Procurator |
|
Campolungo |
Giovanni |
|
Born in Montecassiano |
on 27/07/1962 |
- Fiscal Code : CMPGNN62L27F454X |
|
Residence : |
Via |
Di Frino |
, 16 |
- 40100 |
Bologna |
(BO) |
- IT - |
|
Position |
|
Procurator |
|
Bandini |
Pietro |
|
Born in SOLAROLO |
on 21/07/1958 |
- Fiscal Code : BNDPTR58L21I787N |
|
Residence : |
Via |
MARTINONA |
, 9 |
- 48027 |
Solarolo |
(RA) |
- IT - |
|
Position |
|
Procurator |
|
Foschini |
Stefano |
|
Born in Faenza |
on 19/04/1963 |
- Fiscal Code : FSCSFN63D19D458H |
|
Residence : |
Via |
Malpighi |
, 29 |
- 48018 |
Faenza |
(RA) |
- IT - |
|
Position |
|
Procurator |
|
CICOGNANI |
GIULIO |
|
Born in IMOLA |
on 22/11/1947 |
- Fiscal Code : CCGGLI47S22E289J |
|
Residence : |
Via |
ULIVI |
, 4/A |
- 40020 |
Casalfiumanese |
(BO) |
- IT - |
|
Position |
|
General Director |
|
FERRAGINA |
EUGENIO |
|
Born in CATANZARO |
on 30/11/1953 |
- Fiscal Code : FRRGNE53S30C352P |
|
Residence : |
Via |
MARCO POLO |
, 50 |
- 40100 |
Bologna |
(BO) |
- IT - |
|
Position |
|
Attorney with special power |
|
Procurator |
|
Former seats |
|
- |
Secondary office |
|
since 12/12/1980 |
until 24/04/1996 |
|
|
|
|
|
Via |
Moncalvo |
- 10100 |
- Torino |
(TO) |
- IT - |
|
- |
Branch |
(Warehouse ) |
since 15/06/2004 |
|
|
|
|
|
Via |
Dell'industria |
- 37060 |
- Mozzecane |
(VR) |
- IT - |
|
- |
Branch |
(Store ) |
since 14/01/1994 |
until 27/09/1999 |
|
|
|
|
|
Via |
Statale Selice |
- 40026 |
- Imola |
(BO) |
- IT - |
|
- |
Branch |
|
since 05/02/1980 |
until 30/06/2000 |
|
|
|
|
|
Via |
Grossi Tommaso |
- 20100 |
- Milano |
(MI) |
- IT - |
|
- |
Branch |
(Store ) |
since 01/04/1994 |
until 01/03/1996 |
|
|
|
|
|
Via |
Radici In Piano |
- 41049 |
- Sassuolo |
(MO) |
- IT - |
PAYMENTS ANALYSIS
The average term of
debts to suppliers is shorter than the sector one.
PAYMENTS SCORE : -
No insolvency
CREDIT REVOLVING
During last Year,
the subject of inquiry has not been monitored by our company.
PROTESTS
Protests checking
on the subject firm has given a negative result.
LEGAL PROCEDURES
None reported,
standing to the last received edition of the Official Publications.
BANKERS
The firm operates
with the main Banks.
IMMOVABLES *
*No specific (mortgage/cadastrial registrations) inspections have been
requested.
|
Immovable Type |
Value |
|
Real estates |
80.275.335 .Eur |
NB.: For Capital
Companies the value of the Immovables is the one reported in the last available
financial documents.
FINANCIAL AND ECONOMICAL ANALYSIS
The company is
active since 1919
Under an economic
point of view, profits were registered during the last years with a r.o.e. of
3,45% in 2005 with a good increase in turnover (+12,1% in 2005 compared to 2004
and +19,92% in 2004 compared to 2003).
The operating
result in 2005 was positive (4,47%) and in line with the sector's average.
From a financial
aspect the company's status covers total short-term debts; the indebtedness
volume in 2005 is in fact 0,35 improved in comparison with the year before
(0,48.).
Financial debts
exposure is under control while the recourse to commercial credit is rather
frequent anyway better than the field's average.
Liquidity is good
(2,18)
FINANCIAL DATA
|
Complete balance-sheet for the year as at |
31/12/2005 |
(in Eur |
x 1 ) |
|
Item Type |
Amount |
Source |
|
Sales |
667.932.854 |
filed balance sheet |
|
Profit (Loss) for the period |
18.553.238 |
filed balance sheet |
|
Complete balance-sheet for the year as at |
31/12/2004 |
(in Eur |
x 1 ) |
|
Item Type |
Amount |
Source |
|
Sales |
595.788.029 |
filed balance sheet |
|
Profit (Loss) for the period |
23.192.538 |
filed balance sheet |
|
Complete balance-sheet for the year as at |
31/12/2003 |
(in Eur |
x 1 ) |
|
Item Type |
Amount |
Source |
|
Sales |
496.809.988 |
filed balance sheet |
|
Profit (Loss) for the period |
21.009.893 |
filed balance sheet |
|
Complete balance-sheet for the year as at |
31/12/2002 |
(in Eur |
x 1 ) |
|
Item Type |
Amount |
Source |
|
Sales |
480.417.868 |
filed balance sheet |
|
Profit (Loss) for the period |
23.005.992 |
filed balance sheet |
|
Complete balance-sheet for the year as at |
31/12/2001 |
(in Eur |
x 1 ) |
|
Item Type |
Amount |
Source |
|
Sales |
411.877.483 |
filed balance sheet |
|
Profit (Loss) for the period |
23.693.987 |
filed balance sheet |
BALANCE SHEETS
From our constant
monitoring of the Public Administration, actually, no more recent balance
sheets result to be filed.
Balance Sheet as at
31/12/2005 - Months 12 - Currency Eur - Amounts x 1
Balance Sheet as at
31/12/2004 - Months 12 - Currency Eur - Amounts x 1
|
Years |
|
|
2005 |
2004 |
|
BALANCE SHEET ACCOUNTS |
||||
|
. |
|
|
|
|
|
ASSETS |
|
|
|
|
|
CREDITS TO SHAREHOLDERS |
|
|
939.934 |
741.618 |
|
FIXED ASSETS ( NET ) |
|
|
243.454.169 |
229.400.345 |
|
. Intangible assets |
|
|
17.263.575 |
15.677.057 |
|
. Tangible fixed assets |
|
|
119.454.006 |
114.755.454 |
|
. . Land and buildings |
|
|
80.275.335 |
84.892.296 |
|
. . Plants, Equipm.and Machinery |
|
|
24.164.346 |
14.321.747 |
|
. Long-term Investments |
|
|
106.736.588 |
98.967.834 |
|
. . Financial loans |
|
|
102.353.136 |
94.843.176 |
|
. . Own shares |
|
|
|
|
|
CURRENT ASSETS |
|
|
677.725.339 |
693.465.907 |
|
. Stock |
|
|
126.197.919 |
131.267.498 |
|
. Credits |
|
|
272.672.408 |
298.513.278 |
|
. . Credits to clients |
|
|
249.707.941 |
255.245.983 |
|
. . Other credits |
|
|
22.964.467 |
43.267.295 |
|
. Short-term financial assets |
|
|
159.815.529 |
169.952.407 |
|
. Liquid assets |
|
|
119.039.483 |
93.732.724 |
|
ACCRUED INCOME-DEFERR. ASSETS |
|
|
3.239.505 |
4.423.167 |
|
TOTAL ASSETS |
|
|
925.358.947 |
928.031.037 |
|
. |
|
|
|
|
|
LIABILITIES |
|
|
|
|
|
NET WORTH |
|
|
536.228.487 |
520.204.816 |
|
. Company's capital |
|
|
36.278.759 |
34.714.269 |
|
. Reserves |
|
|
481.396.490 |
462.298.009 |
|
. Reserves company's own shares |
|
|
|
|
|
. Retained profits (losses) |
|
|
|
|
|
. Profit (loss) |
|
|
18.553.238 |
23.192.538 |
|
PROVISION CHARGES ACCOUNTS |
|
|
13.081.934 |
6.877.032 |
|
STAFF TERM INDEMNITY |
|
|
18.222.266 |
16.975.598 |
|
DEBTS |
|
|
352.130.947 |
376.947.272 |
|
. Financial M/L terms |
|
|
41.593.940 |
29.494.456 |
|
. . Financial M/L term banks |
|
|
39.166.668 |
27.500.000 |
|
. . Financial M/L bonds |
|
|
|
|
|
. . Other financial M/L debts |
|
|
2.427.272 |
1.994.456 |
|
. Financial short-term debts |
|
|
54.337.117 |
47.814.703 |
|
. . Financial short-term banks |
|
|
38.407.457 |
32.690.626 |
|
. . Financial short-term bonds |
|
|
|
|
|
. . Other financial short-term debts |
|
|
15.929.660 |
15.124.077 |
|
. M/L term debts to suppliers |
|
|
10.000 |
17.127 |
|
. Short-term debts to suppliers |
|
|
189.473.083 |
221.322.699 |
|
. Sundry M/L debts |
|
|
|
|
|
. Sundry short-term debts |
|
|
66.716.807 |
78.298.287 |
|
ACCRUED COSTS DEFERR. LIABILITIES |
|
|
5.695.313 |
7.026.319 |
|
TOTAL LIABILITIES |
|
|
925.358.947 |
928.031.037 |
PROFIT AND LOSS ACCOUNTS
|
OUTPUT VALUE |
|
|
680.165.238 |
634.663.226 |
|
. Revenues from sales/services |
|
|
667.932.854 |
595.788.029 |
|
. Change of stock (products) |
|
|
-3.207.789 |
25.240.759 |
|
OPERATING EXPENSES |
|
|
638.724.838 |
600.994.042 |
|
. Purchasing expenses |
|
|
366.741.693 |
355.036.749 |
|
. Change of stock (raw material) |
|
|
1.237.548 |
-8.533.151 |
|
. Expenses from services |
|
|
170.743.232 |
165.428.179 |
|
. Expenses from leasing |
|
|
4.574.361 |
4.089.907 |
|
. General expenses/sundry charges |
|
|
8.991.581 |
3.705.035 |
|
. Staff expenses |
|
|
71.846.171 |
68.905.289 |
|
. Depreciation/Devaluation costs |
|
|
14.590.252 |
12.362.034 |
|
FINANCIAL REVENUES (CHARGES) |
|
|
7.583.574 |
5.739.894 |
|
. Financial charges |
|
|
-16.260.368 |
-26.274.006 |
|
. Financial revenues |
|
|
23.843.942 |
32.013.900 |
|
FINANCIAL ASSETS CORRECTION |
|
|
-13.525.145 |
-8.905.539 |
|
EXTRAORDINARY FINANCIAL REVENUES (CHARGES) |
|
|
421.241 |
5.294.814 |
|
PROFIT (LOSS) FOR THE PERIOD |
|
|
35.920.070 |
35.798.353 |
|
TAX |
|
|
17.366.832 |
12.605.815 |
|
CORRECT./ALLOCAT. FISCAL RULE |
|
|
|
|
|
NET PROFIT (LOSS) |
|
|
18.553.238 |
23.192.538 |
RATIOS
|
|
Item |
O.V. |
O.V. |
as at 31/12/2005 |
as at 31/12/2004 |
Sector Average |
|
Fixed assets ratio |
Units |
=> 1 |
l |
2,44 |
2,47 |
2,21 |
|
Net Short-term indebtedness |
Units |
- 1 |
l |
0,35 |
0,48 |
2,68 |
|
Current ratio |
Units |
=> 1 |
l |
2,18 |
1,99 |
1,25 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
=> 1 |
l |
1,77 |
1,61 |
0,92 |
|
Return on Sales |
% |
|
l |
4,96 |
5,96 |
3,43 |
|
Average stock waiting period |
dd |
|
l |
68,00 |
79,30 |
61,70 |
|
Credits to clients average term |
dd |
|
l |
134,56 |
154,22 |
132,08 |
|
Debts to suppliers average term |
dd |
|
l |
125,82 |
151,88 |
160,00 |
|
Net financial revenues/ charges incidence |
% |
|
l |
1,13 |
0,96 |
- 0,84 |
|
Labour cost incidence |
% |
|
l |
10,75 |
11,56 |
19,05 |
O.V. = Optimal
Value. When not present refer to the sector's.
A coloured item
indicates the opinion of the rate during the last financial year
(green=good;
orange=not optimal; red=insufficient; n.c.=not computable)
CREDIT OPINION
On the basis of the
above mentioned, and the sales volume obtained, we deem that the maximum
exposure for short and medium term transactions ( 90 - 120 days ) could be of:
1.175.500 .Eur.
MARKET / TERRITORY DATA
|
Population living in the province |
: |
944.297 |
|
Population living in the region |
: |
4.151.369 |
|
Number of families in the region |
: |
1.748.359 |
Monthly family
expenses average in the region (in Eur.) :
|
- per food products |
: |
425 |
|
- per non food products |
: |
2.063 |
|
- per energy consume |
: |
143 |
SECTOR DATA
The values are
calculated on a base of 953 significant companies.
The companies cash
their credits on an average of 132 dd.
The average duration
of suppliers debts is about 160 dd.
The sector's
profitability is on an average of 3,43%.
The labour cost
affects the turnover in the measure of 19,05%.
Goods are held in
stock in a range of 61 dd.
The difference
between the sales volume and the resources used to realize it is about 1,21.
The employees costs
represent the 19,70% of the production costs.
STATISTICAL DETRIMENTAL DATA
Statistically the
trade activity shows periods of crisis.
The area is
statistically considered lowly risky.
In the region
18.860 protested subjects are found; in the province they count to 3.720.
The insolvency
index for the region is 0,46, while for the province it is 0,40.
Total Bankrupt
companies in the province : 4.335.
Total Bankrupt
companies in the region : 14.698.
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average/normal. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
|
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)