MIRA
INFORM REPORT
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Report Date : |
29.09.2007 |
IDENTIFICATION DETAILS
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Name : |
4POINTS
TECHNOLOGIES, INC. |
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Registered Office : |
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Country : |
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Date of Incorporation : |
15/09/2000 |
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Legal Form : |
Corporation -
Private |
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Line of Business : |
The Company is a
computer systems service provider specializing in high-performance supply chain
management systems, and strategic planning tools and implementations. |
RATING & COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Status : |
Satisfactory |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
IDENTIFICATION
& EXECUTIVE SUMMARY
Company Name: 4POINTS
TECHNOLOGIES, INC.
Address:
City:
State/Province:
Zip Code: 95054
Country: UNITED
STATES
Telephone: 408
649-5654
Facsimile: 408
715-0286
As of:
Sales / Revenue:
Net Income:
Total Equity:
Number of Employees:
5
Legal Form: Corporation
- Private
Website: www.4pointstech.com
Business Activity: The Company is a computer systems
service provider specializing in high-performance
supply chain
management systems, and strategic planning tools and implementations.
NOTE TO CLIENT
Contact Person: Mr.
Randall Froh, Chief Operating Officer Mr. Froh was able to confirm the
information in this report. However, due to the desired credit rating, we have
forwared an email to Mr. Froh for additional financial information.
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As of this writing,
no response has yet been received. When a response is received, this report
will be amended and forwarded immediately.
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Rating: Credit can be reasonably accepted up to
$10,000.
Amount
Requested: 15,000,000
The amounts
requested and advised are expressed in:
USD
LEGAL
Legal Form: Corporation - Private
Since (D/M/Y): 15/09/2000
State/Province of
Incorporation: CA
Status: ACTIVE
Previous Legal Form:
Company is NOT
required to publish an annual financial report.
Corporation: 4POINTS
TECHNOLOGIES, INC.
Number: C2269490
Date Filed:
9/15/2000
Status: active
Jurisdiction:
Address
Agent for Service of Process
DAVE WALTER
900 EAST HAMILTON
AVENUE-SUITE 100
Managers/Key Personnel
Mr. David
Walters Chief Executive Officer
Mr. Randall
Froh Chief Operating Officer
AFFILIATED ENTITIES
There are no
affiliates or subsidiaries of the Company at this time.
BANKS
Telephone:
Facsimile:
Account Number:
Account Manager:
Primary bank
information could not be obtained at this time.
PAYMENT HISTORY
BUSINESS
DATE LAST PAYMENT CREDIT BALANCE
CUR 1- 31- 61-
CATEGORY
REPTD
---------- ----- ----- ------- --------
-------- --- --- --- --- --- --------
AIR TRANS
07-06 00-00 0000000 100
100 100 0 0
0 0 CUST 15 YR
BUS SERVCS 07-09 00-00 NET 30 100
0 0 0
0 0 0
GENERAL
05-02 02-10 NET 30 0 0
0 0 0
0 0 CUST 13 YR
LEASING
07-06 00-00 CONTRCT 1000
100 100 0 0
0 0 CUST
4 YR
CURRENT QUARTER 200 100
100 0 0 0 0
Payment Trends
INDUSTRY BUSINESS BALANCE
CUR 1- 31- 61-
DATE
CUR DBT DBT $ %
30 60 90 91+
--------
--- --- --- -------- --- --- --- --- ---
20070900
0 7 0 200 100 0
0 0 0
20070800
0 7 0 200 100 0
0 0 0
20070700
0 6 0 200 100 0
0 0 0
20070600
0 7 0 0 0
0 0 0 0
20070500
0 7 0 0 0
0 0 0 0
20070400
0 7 0 0 0
0 0 0 0
Payment History - Quarterly Averages
BALANCE CUR 1- 31- 61-
QUARTER
YEAR DBT $ %
30 60 90 91+
-------- ------ --- -------- --- --- --- --- ---
Second
2007 0 0 0
0 0 0 0
First
2007 0 0 0
0 0 0 0
Fourth
2006 0 0
0 0
0 0 0
Third
2006 0 100 100 0
0 0 0
Second
2006 0 100 100 0
0 0 0
FINANCIAL
INFORMATION
We have requested
financial details from management and if a response is received the report will
be amended immediately.
CURRENT OPERATIONS
NAICS Code: 5415
Computer Systems Design and Related Services
Number of
Employees: 5
Business Activity:
The Company is a
computer systems service provider specializing in high-performance supply chain
management systems, and strategic planning tools and implementations. The Subject is a provider of Professional IT
Services and Systems Solutions for emerging and converging technologies. The
Firm serves the Financial, Technology, Manufacturing, Telecom, Healthcare and
Government industry sectors.
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More specifically
the Company provides professional services in the areas of:
High Availability,
Identity Management, Data Integration, Performance and Tuning, and Database Architecture.
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Employee expertise
covers Microsoft SQL Server, Sybase SQL Server, Oracle, DB2, and XML databases.
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Of note, Paul
Bertucci, CTO, is the author of Sybase's " Performance & Tuning"
and " Physical Database Design" courses, and " MS SQL Server High
Availability" (SAMS Publishing). He
has co-authored the books, " SQL Server 2000 Unleashed" , and "
ADO.Net in 24 Hours" .
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The above-noted
address is the corporate headquarters of the Company. It comprises
approximately 3,500 sq ft of leased office and warehouse space. Currently, it
is where shipments for Subject are received and sent.
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There is an
additional branch location for the Firm, also in
900 EAST HAMILTON
AVENUE-SUITE 100
PUBLIC RECORD
No tax liens,
judgments or bankruptcy filings were found under the Subject's name.
GENERAL COMMENTS
The Company engages
as a computer systems solutions provider, and has been conducting business
since 2000. Payment history indicates that the Subject is efficient with its
payments. Legal indicate no negative litigation taken against the Subject.
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit consideration.
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)