MIRA INFORM REPORT

 

 

Report Date :

03.10.2007

 

IDENTIFICATION DETAILS

 

Name :

Hagener Feinstahl Bender GmbH & Co. KG

 

 

Registered Office :

Herdecker Str. 4-10, 58089 Hagen

 

 

Country :

Germany

 

 

Date of Incorporation :

09.07.1971

 

 

Com. Reg. No.:

HRA 2067

 

 

Legal Form :

Limited partnership with private limited Company as General partner

 

 

Line of Business :

Other asset consulting

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

EUR 25.000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 


name & address

 

Hagener Feinstahl Bender GmbH & Co. KG

Herdecker Str. 4-10

58089 Hagen

Telephone: 02331/93930

 

 

CONCLUSION

 

The maximum credit is EUR 25.000,00.

 

Business relations are permissible.

 

 

LEGAL FORM   

 

Ltd partnership with priv. ltd. Company as General partner

 

 

Begin of Business activities

 

09.07.1971

 

 

Registered on

 

09.07.1971

 

 

Register of companies

 

Local court 58097 HAGEN

 

 

Under

 

HRA 2067

 

 

Total cap. Contribution

 

EUR            383.468,91

 

 

 

 

 

General Partner

 

Bender Verwaltungs-GmbH

Herdecker Str. 4-10

58089 Hagen

Legal form: Private limited company

Share capital:     EUR             25.564,59

Reg. Data:  05.07.1995

HRB 3223

58097 HAGEN

 

 

Shareholder

 

Hans-Jürgen Bender

Im Langen Lohe 22

58093 Hagen

born 20.04.1945

Share:             EUR             12.782,30

 

 

Shareholder

 

Ingo Bender

Rheinstr. 63

58097 Hagen

born 09.03.1977

Share:             EUR             12.782,30

 

 

Manager

 

Ingo Bender

Rheinstr. 63

58097 Hagen

having sole power of representation

born 09.03.1977

 

 

Manager

 

Hans-Jürgen Bender

Im Langen Lohe 22

58093 Hagen

having sole power of representation

born 20.04.1945

Occupation: Engineer

Marital status: married

 

 

Limited Partner

 

Hans-Jürgen Bender

Im Langen Lohe 22

58093 Hagen

born 20.04.1945

Share:             EUR            383.468,91

 

 

Proxy

 

Christoph Rautenberg

58119 Hagen

having sole power of representation

born 15.12.1963

 

 

BUSINESS HISTORY

 

Beginning of business activities:09.07.1971

 

 

BUSINESS ACTIVITIES

 

74877

Other asset consulting

 

 

PARTICIPATION

 

Limited Partner:

Heinrich Stamm GmbH & Co. KG

Grüner Talstr. 125

58644 Iserlohn

Legal form: Ltd partnership with priv. ltd. Company as General partner

dissolved

Total cap. contribution: EUR      900.900,00

Share:                          EUR       900.900,00

Reg. Data:  01.12.2005

HRA 4128

58636 ISERLOHN

 

Shareholder:

Hagener Feinstahl GmbH

Herdecker Str. 4-10

58089 Hagen

Legal form: Private limited company

Share capital:     EUR            255.950,00

Share:                EUR            255.700,00

Reg. Data:  16.01.1985

HRB 1788

58097 HAGEN

Employees:                                77

 

Shareholder:

Heinrich Stamm GmbH

Grüner Talstr. 125

58644 Iserlohn

Legal form: Private limited company

Share capital:     EUR            200.000,00

Share:                EUR            200.000,00

Reg. Data:  23.11.2005

HRB 5912

58636 ISERLOHN

 

Shareholder:

MBR Medical Beauty Research GmbH

Anton-Günther-Str. 19 OT

Niederschlema

08301 Bad Schlema

Legal form: Private limited company

Share capital:     EUR            110.400,00

Share:                EUR              50.350,00

Reg. Data:  04.07.2001

HRB 18985

09130 CHEMNITZ

Employees:                                22

 

 

FINANCIAL INFORMATION

 

Payment experience:  within agreed terms

 

 

REAL ESTATE

 

Type of ownership:         proprietor

Share:                           100,00 %

Address                        Herdecker Str. 4-10

                                    58089 Hagen

Size:                             13.000,00 sq.m

Value at selling price:    EUR          1.278.200,00

 

Land register documents were not available.

 

 

BANKERS

 

DEUTSCHE BANK, HAGEN, WESTF

Sort. code: 45070002

 

COMMERZBANK, HAGEN, WESTF

Sort. code: 45040042

 

 

FIGURES

 

Financial year:                           31.01. - 31.12.

Total cap. contribution:                           EUR             383.468,91

Real estate of the firm:                           EUR          1.278.000,00

 

The number of employees is not known.

 

Branch number:       74877

 

Approximate figures are given.


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average/normal.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

NR

In view of the lack of information, we have no basis upon which to recommend credit dealings

No Rating

 

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions