MIRA INFORM REPORT

 

 

Report Date :

09.10.2007

 

IDENTIFICATION DETAILS

 

Name :

DIAMLINK JEWELRY

 

 

Registered Office :

500 7th Ave Fl 12b, New York, NY 10018-0824

 

 

Country :

United States

 

 

Date of Incorporation :

11/2006

 

RATING & COMMENTS

 

MIRA’s Rating :

NR

 

RATING

STATUS

PROPOSED CREDIT LINE

NR

In view of the lack of information, we have no basis upon which to recommend credit dealings

No Rating

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

 

Company Information

 

 

DIAMLINK JEWELRY
500 7TH AVE FL 12B
NEW YORK, NY 10018-0824
(212) 704-0777

Business Identification Number:

826574128

File Established:

11/2006

 

Executive Summary

 

 

  Intelliscore for DIAMLINK JEWELRY

 

 

24.86

 

 

0-32.47

32.48-58.63

58.64-70.19

70.2-77.71

77.72-100

0

 

100

 

High risk

Low risk


HIGH RISK
13% of businesses indicate a higher risk of becoming seriously delinquent than this business

Key score factors:

PRESENCE OF AN INCONSISTENT PAYMENT TREND

NUMBER OF DELINQUENT OR DEROGATORY ACCOUNTS

RATIO OF BAD ACCOUNTS TO TOTAL ACCOUNTS

RATIO OF DELINQUENT OR DEROGATORY ACCOUNTS TO ALL ACCOUNTS



  Research Tips

Additional information may be available on this business.

Other recommended searches:

Order Public Record

 

Legal Filings and Collections

Bankruptcy filings:

0

Tax lien filings:

0

Judgment filings:

0

Total collections:

0

Sum of legal filings:

$0

UCC filings: details (FILED 10/06)

1

Cautionary UCC filings present?

Yes**



Trade Information

Monthly average DBT:

0

Highest DBT previous 6 months:

105

Highest DBT previous 5 quarters:

105

Total continuous trades:

1

Current continuous trade balance:

$200

Trade balance of all trades (2):

$200

Average balance previous 5 quarters:

$40

Highest credit amount extended: details

$700

6 month balance range:

$0 - $0

** Cautionary UCC Filings include one or more of the following collateral: Accounts, Accounts Receivable, Contracts, Hereafter Acquired Inventory, Leases, Notes Receivable or Proceeds.

 

 

 

 

 

 

 

 

 

 

 

 

Trade Payment Information

 

 

Trade Payment Experiences
(Trade Lines With an (*) after date are newly reported)

Account Status
Days Beyond Terms

 

Business
Category

Date
Reported

Last
Sale

 

Payment
Terms

 

Recent
High
Credit

 

Balance

Cur

1-30

31-60

61-90

91+

Comments

-AIR TRANS

08/2007

 

 

 

$700

$200

 

 

 

 

100%

CUST 6 YR

 

Trade Payment Totals

 

 

Trade Payment Experiences

Account Status
Days Beyond Terms

 

Type

Lines
Reported

 

 

 

Recent
High
Credit

 

Balance

Cur

1-30

31-60

61-90

91+

Comments

Continuously Reported

1

 

 

$700

$200

 

 

 

 

100%

DBT: 105

Newly Reported

0

 

 

 

 

 

 

 

 

 

DBT:  

Trade Lines Totals

1

 

 

$700

$200

 

 

 

 

100%

DBT: 105

 

Additional Payment Experiences

 

 

Trade Payment Experiences
(Trade Lines With an (*) after date are newly reported)

Account Status
Days Beyond Terms

 

Business
Category

Date
Reported

Last
Sale

 

Payment
Terms

 

Recent
High
Credit

 

Balance

Cur

1-30

31-60

61-90

91+

Comments

 AIR TRANS

11/2006

 

NET 30

 

 

$0

 

 

 

 

 

CUST 3 YR

 

Quarterly Payment Trends

 

 

Payment History - Quarterly Averages

Account Status
Days Beyond Terms

Quarter

Months

DBT

Balance

Cur

1-30

31-60

61-90

91+

Q3 - 07

JUL-SEP

87

$200

 

12%

6%

 

 

82%

Q2 - 07

APR-JUN

0

$0

 

 

 

 

 

 

Q1 - 07

JAN-MAR

0

$0

 

 

 

 

 

 

Q4 - 06

OCT-DEC

0

$0

 

 

 

 

 

 

Q3 - 06

JUL-SEP

0

$0

 

 

 

 

 

 

 

Inquiries

 

 

  Summary of Inquiries

Business
Category

OCT07

SEP07

AUG07

JUL07

JUN07

MAY07

APR07

MAR07

FEB07

GENERAL

 

 

 

 

1

 

 

 

 

 

Totals

 

 

 

1

 

 

 

 

 

 

UCC Profile

 

The UCC Filings are summarized and listed below.

UCC Summary

Filings

Date Range

Year

Cautionary
UCCs**

Total
Filed

Released/
Term'd

Cont

Amended/
Assigned

JUL - PRESENT

 

2007

 

 

 

 

 

JAN - JUN

 

2007

 

 

 

 

 

JUL - DEC

 

2006

1

1

 

 

2

JAN - JUN

 

2006

 

 

 

 

 

JUL - DEC

 

2005

 

 

 

 

 

PRIOR TO JUL

 

2005

 

 

 

 

 

Total

 

1

1

 

 

2

 

** Cautionary UCC Filings include one or more of the following collateral: Accounts, Accounts Receivable, Contracts, Hereafter Acquired Inventory, Leases, Notes Receivable or Proceeds.

 

 

 

  UCC Filings

 

UCC FILED Date: 10/30/2006

Filing Number: 200610300862648

Jurisdiction: SEC OF STATE NEW YOR

Secured Party: ICICI BANK CANADA ON TORONTO M5X1B 130 KING STREET WEST

Collateral: EQUIP, INVENTORY, HEREAFTER AQUIRED PROP, UNDEFINED


UCC AMENDED Date: 07/12/2006

Filing Number: 200607120577713

Original Filing Date: 12/22/2005

Original Filing Number: 2005122213

Original Filing State: NY

Jurisdiction: SEC OF STATE NEW YOR

Secured Party: SOVEREIGN BANK

Collateral:  


UCC AMENDED Date: 09/01/2006

Filing Number: 200609015862079

Original Filing Date: 04/03/2003

Original Filing Number: 2003040307

Original Filing State: NY

Jurisdiction: SEC OF STATE NEW YOR

Secured Party: ABN AMRO BANK N.V.

Collateral:  


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

NR

In view of the lack of information, we have no basis upon which to recommend credit dealings

No Rating

 

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions