MIRA INFORM REPORT

Report Date :

09.10.2007

IDENTIFICATION DETAILS

Name :	G F G

Registered Office :	N53W24900 S Corporate Cir, Sussex, WI 53089-4371

Country :	United States

Date of Incorporation :	09/19/1990

Legal Form :	Institutions

Line of Business :	Metal Coating & Allied Services

RATING & COMMENTS

MIRA’s Rating :

RATING		STATUS	PROPOSED CREDIT LINE
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory

Status :	Satisfactory

Payment Behaviour :	Regular

Litigation :	Clear

Company Information

G F G
N53W24900 S CORPORATE CIR
SUSSEX, WI 53089-4371
(262) 691-0400

Business Identification Number:

759283877

File Established:

09/1980

Date of Incorporation:

09/19/1990

SIC code:

METAL COATING & ALLIED SERVICES - 3479

Executive Summary

Intelliscore for G F G

69.48

0-32.47

32.48-58.63

58.64-70.19

70.2-77.71

77.72-100

100

High risk

Low risk

MEDIUM RISK
63% of businesses indicate a higher risk of becoming seriously delinquent than this business

Key score factors:

NUMBER OF CURRENT ACCOUNTS

NUMBER OF RECENT COLLECTION ACCOUNTS

LENGTH OF CREDIT HISTORY GREATER THAN AVERAGE

NUMBER OF TRADES NET 1-30 TERMS

Current DBT range compared to all industries*

0 DBT
($100 Balance)

0-15

16-50

51+

80%

11%

% of US businesses falling within DBT range

DBT Norms:
All industries: 6 DBT Same industry: 8 DBT

Legal Filings and Collections

Bankruptcy filings:

Tax lien filings:

Judgment filings:

Total collections: details (PLACED 10/06)

Sum of legal filings:

UCC filings:

Cautionary UCC filings present?

Trade Information

Monthly average DBT:

Highest DBT previous 6 months:

Highest DBT previous 5 quarters:

Total continuous trades:

Current continuous trade balance:

$100

Trade balance of all trades (14):

$4,600

Average balance previous 5 quarters:

$180

Highest credit amount extended: details

$2,700

6 month balance range:

$100 - $1,000

* Days Beyond Terms (DBT) is a dollar weighted calculation of the average number of days that payment was made beyond the invoice due date based on trades on file that have been updated in the previous 3 months.

7 month DBT trends

90+

Mar07

Apr07

May07

Jun07

Jul07

Aug07

Current

Quarterly DBT trends (previous 5 quarters)

90+

3Q06

4Q06

1Q07

2Q07

3Q07

Performance Analysis

Predicted DBT for 12/05/2007: 1 DBT

Payment Trend Indication:
Are Improving Toward Term Requirements

Industry payment comparison:
Has paid sooner than 50% of similar firms

Most Frequent Industry Purchasing Terms:
NET 30, CREDIT, and CONTRCT

Legal Filings and Collections

Collections

Date
Placed

Status

Original
Balance

Outstanding
Balance

Date
Closed

Agency

Agency
Phone

10/2006

Paid in Full

$2,420

10/2006

RECEIVABLE MANAGEMENT SERVICES

(000) 000-0000

Trade Payment Information

Trade Payment Experiences
(Trade Lines With an (*) after date are newly reported)

Account Status
Days Beyond Terms

Business
Category

Date
Reported

Last
Sale

Payment
Terms

Recent
High
Credit

Balance

Cur

1-30

31-60

61-90

91+

Comments

+BLDG MATRL

06/2007

12/2006

VARIED

$2,700

$100

100%

ELEC SUPLR

09/2007*

FREIGHT

06/2007

VARIED

$2,600

OFFC SUPPL

08/2007

06/1999

CREDIT

$2,300

PACKAGING

09/2007

NET 30

$200

CUST 4 YR

PAINTS

07/2007

05/2007

1/10PRX

$400

TRNS EQUIP

07/2007

07/2006

NET30

$1,700

Trade Payment Totals

Trade Payment Experiences

Account Status
Days Beyond Terms

Type

Lines
Reported

Recent
High
Credit

Balance

Cur

1-30

31-60

61-90

91+

Comments

Continuously Reported

$9,900

$100

100%

DBT: 0

Newly Reported

DBT: 0

Trade Lines Totals

$9,900

$100

100%

DBT: 0

Additional Payment Experiences

Trade Payment Experiences
(Trade Lines With an (*) after date are newly reported)

Account Status
Days Beyond Terms

Business
Category

Date
Reported

Last
Sale

Payment
Terms

Recent
High
Credit

Balance

Cur

1-30

31-60

61-90

91+

Comments

+AIR TRANS

11/2006

NET 30

$5,500

$1,600

100%

COLLECTION

AUTOMOTIVE

09/2006

10/2005

NET 30

$400

CUST 20 YR

=COMPUTERS

06/2006

05/2006

$16,400

$1,200

84%

16%

ELEC SUPLR

04/2005

VARIED

INDUS SUPL

03/2006

NET 30

=MISC MANUF

09/2006

VARIED

$34,800

$1,700

28%

72%

CUST 19 YR

TRANSPORTN

11/2004

VARIED

$200

Monthly Payment Trends

Payment Trends Analysis
METAL COATING & ALLIED SERVICES INDUSTRY SIC: 3479

Account Status
Days Beyond Terms

Date Reported

Industry

Cur

DBT

Business
DBT

Balance

Cur

1-30

31-60

61-90

91+

CURRENT

N/A

$100

100%

AUG07

82%

$100

100%

JUL07

84%

$200

46%

54%

JUN07

83%

$300

68%

32%

MAY07

84%

$1,000

10%

17%

49%

17%

APR07

86%

$300

29%

71%

MAR07

85%

$100

100%

Quarterly Payment Trends

Payment History - Quarterly Averages

Account Status
Days Beyond Terms

Quarter

Months

DBT

Balance

Cur

1-30

31-60

61-90

91+

Q3 - 07

JUL-SEP

$100

72%

28%

Q2 - 07

APR-JUN

$500

24%

11%

32%

22%

Q1 - 07

JAN-MAR

<$100

100%

Q4 - 06

OCT-DEC

Q3 - 06

JUL-SEP

$200

69%

31%

Company Background Information

Corporate Registration

THE FOLLOWING INFORMATION WAS PROVIDED BY THE STATE OF CALIFORNIA

State of Origin: CA

Date of Incorporation: 09/19/1990

Current Status: Inactive - CHARTER SUSPENDED

Business Type: Institutions - Profit

Charter Number: 01673195

Additional Company Background Information

Key Personnel

Principal(s):	ALAN ROEHRIG, PRESIDENT
	JUSTIN BERRES, MIS MANAGE
	JEFF STANTONS, PLANT MANA

Operating Information

Business Type: Institutions

Primary SIC Code: METAL COATING & ALLIED SERVICES - 3479

Secondary SIC Code: SPECIAL INDUSTRY MACHINERY, NEC - 3559

Additional SIC Code: 3565 - 3471

Number of Employees: 35

Sales: $37,500,000

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
NR		In view of the lack of information, we have no basis upon which to recommend credit dealings	No Rating

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions