MIRA INFORM REPORT

Report Date :

09.10.2007

IDENTIFICATION DETAILS

Name :	KLV GEMS CO INC
Registered Office :	2 W 46th St Ste 1503, New York, NY 10036-4502
Country :	United States
Date of Incorporation :	02/15/1994
Legal Form :	Institutions
Line of Business :	Business Services

RATING & COMMENTS

MIRA’s Rating :

Ba

RATING		STATUS	PROPOSED CREDIT LINE
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory

Status :	Satisfactory
Payment Behaviour :	No Complaints
Litigation :	Clear

Company Information

KLV GEMS CO INC
2 W 46TH ST STE 1503
NEW YORK, NY 10036-4502
(212) 302-5410

Business Identification Number:

707589036

File Established:

12/1996

Date of Incorporation:

02/15/1994

SIC code:

BUSINESS SERVICES, NEC - 7389

Executive Summary

  Intelliscore for KLV GEMS CO INC

71.32

0-32.47

32.48-58.63

58.64-70.19

70.2-77.71

77.72-100

0

100

High risk

Low risk

LOW TO MEDIUM RISK
67% of businesses indicate a higher risk of becoming seriously delinquent than this business

Key score factors:

	FEW, IF ANY, ACTIVE ACCOUNTS
	NUMBER OF DEROGATORY PUBLIC RECORD ACCOUNTS
	FEW, IF ANY, DELINQUENT ACCOUNTS
	SMALL, IF ANY, RATIO OF BAD ACCOUNTS TO TOTAL ACCOUNTS

Research Tips
	Additional information may be available on this business. Other recommended searches: Order Public Record

Legal Filings and Collections

Bankruptcy filings:

0

Tax lien filings:

0

Judgment filings:

0

Total collections:

0

Sum of legal filings:

$0

UCC filings: details (FILED 04/06)

1

Cautionary UCC filings present?

Yes**

Trade Information

Monthly average DBT:

0

Highest DBT previous 6 months:

0

Highest DBT previous 5 quarters:

0

Total continuous trades:

0

Current continuous trade balance:

$0

Trade balance of all trades (2):

$0

Average balance previous 5 quarters:

$0

Highest credit amount extended:

$0

6 month balance range:

$0 - $0

** Cautionary UCC Filings include one or more of the following collateral: Accounts, Accounts Receivable, Contracts, Hereafter Acquired Inventory, Leases, Notes Receivable or Proceeds.

Additional Payment Experiences

Trade Payment Experiences (Trade Lines With an (*) after date are newly reported)						Account Status Days Beyond Terms
Business Category	Date Reported	Last Sale	Payment Terms	Recent High Credit	Balance	Cur	1-30	31-60	61-90	91+	Comments
AIR TRANS	09/2005	09/2005		$300	$0
AIR TRANS	11/2006		NET 30		$0						CUST 1 YR

UCC Profile

The UCC Filings are summarized and listed below.

UCC Summary		Filings
Date Range	Year	Cautionary UCCs^**	Total Filed	Released/ Term'd	Cont	Amended/ Assigned
JUL - PRESENT	2007
JAN - JUN	2007
JUL - DEC	2006
JAN - JUN	2006	1	1
JUL - DEC	2005
PRIOR TO JUL	2005
Total		1	1

** Cautionary UCC Filings include one or more of the following collateral: Accounts, Accounts Receivable, Contracts, Hereafter Acquired Inventory, Leases, Notes Receivable or Proceeds.

  UCC Filings

UCC FILED Date: 04/11/2006

Filing Number: 200604118140148

Jurisdiction: SEC OF STATE NEW YOR

Secured Party: MILLSTAR (N.Y.) INC. NY NEW YORK 10036 15 WEST 46TH STREET,

Collateral: EQUIP, FURN & FIX, INVENTORY, UNDEFINED

Company Background Information

  Corporate Registration

THE FOLLOWING INFORMATION WAS PROVIDED BY THE STATE OF NEW YORK

State of Origin: NY

Date of Incorporation: 02/15/1994

Business Type: Institutions - Non-Profit

Charter Number: 1795816

Agent: THE CORPORATION

Agent Address: 2 W 46TH ST NEW YORK, NY

  Additional Company Background Information

Operating Information

Business Type: Institutions

Primary SIC Code: BUSINESS SERVICES, NEC - 7389

Number of Employees: 10

Sales: $700,000

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
NR		In view of the lack of information, we have no basis upon which to recommend credit dealings	No Rating

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions