MIRA INFORM REPORT

Report Date :

10.10.2007

IDENTIFICATION DETAILS

Name :	KREIDMAN DIAMOND CORP

Registered Office :	72 Bowery, New York, NY 10013-4638

Country :	United States

Date of Incorporation :	05/02/1972

Legal Form :	Institutions

Line of Business :	Jewelry & Precious Stones Wholesaling

RATING & COMMENTS

MIRA’s Rating :

RATING		STATUS	PROPOSED CREDIT LINE
26-40	B	Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.	Small

Status :	Moderate

Payment Behaviour :	Unknown

Litigation :	Clear

Company Information

KREIDMAN DIAMOND CORP
72 BOWERY
NEW YORK, NY 10013-4638
(212) 431-9260

Business Identification Number:

700007536

File Established:

03/1987

Date of Incorporation:

05/02/1972

SIC code:

JEWELRY & PRECIOUS STONES WHLSNG - 5094

Executive Summary

Intelliscore for KREIDMAN DIAMOND CORP

23.80

0-32.47

32.48-58.63

58.64-70.19

70.2-77.71

77.72-100

100

High risk

Low risk

HIGH RISK
11% of businesses indicate a higher risk of becoming seriously delinquent than this business

Key score factors:

LACK OF RECENTLY REPORTED TRADES

NUMBER OF DEROGATORY PUBLIC RECORD ACCOUNTS

BALANCES ON DEROGATORY PUBLIC RECORD ACCOUNTS

FEW, IF ANY, CURRENT ACCOUNTS

Research Tips

Additional information may be available on this business.

Other recommended searches:

Order Public Record

Legal Filings and Collections

Bankruptcy filings:

Tax lien filings: details (FILED 09/03)

Judgment filings: details (FILED 02/03)

Total collections:

Sum of legal filings:

$795

UCC filings:

Cautionary UCC filings present?

Trade Information

Monthly average DBT:

Highest DBT previous 6 months:

Highest DBT previous 5 quarters:

Total continuous trades:

Current continuous trade balance:

Trade balance of all trades (1):

Average balance previous 5 quarters:

Highest credit amount extended:

6 month balance range:

$0 - $0

Legal Filings and Collections

Tax Liens

File
Date

Filing
Type

Status

Amount

Filing
Number

Jurisdiction

01/05/2004

State Tax Lien

Released

$302

001745295

NEW YORK COUNTY REG

01/27/2004

State Tax Lien

Released

$446

001745294

NEW YORK COUNTY REG

09/09/2003

State Tax Lien

Filed

$446

001745294

NEW YORK COUNTY REG

09/09/2003

State Tax Lien

Filed

$302

001745295

NEW YORK COUNTY REG

Judgments

File
Date

Filing
Type

Status

Amount

Plaintiff

Filing
Number

Jurisdiction

12/29/2003

Judgment

Satisfied

$47

NYC DEPARTMENT OF FINANCE

001663727

NEW YORK COUNTY REG

02/10/2003

Judgment

Filed

$47

NYC DEPARTMENT OF FINANCE

001663727

NEW YORK COUNTY REG

Additional Payment Experiences

Trade Payment Experiences
(Trade Lines With an (*) after date are newly reported)

Account Status
Days Beyond Terms

Business
Category

Date
Reported

Last
Sale

Payment
Terms

Recent
High
Credit

Balance

Cur

1-30

31-60

61-90

91+

Comments

GENERAL

02/2005

01/2004

NET 30

CUST 15 YR

Company Background Information

Corporate Registration

THE FOLLOWING INFORMATION WAS PROVIDED BY THE STATE OF NEW YORK

State of Origin: NY

Date of Incorporation: 05/02/1972

Business Type: Institutions - Non-Profit

Charter Number: 329146

Agent: ANN KREIDMAN

Agent Address: 72 BOWERY NEW YORK, NY

Additional Company Background Information

Operating Information

Business Type: Institutions

Primary SIC Code: JEWELRY & PRECIOUS STONES WHLSNG - 5094

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
NR		In view of the lack of information, we have no basis upon which to recommend credit dealings	No Rating

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions