MIRA INFORM REPORT

Report Date :

13.10.2007

IDENTIFICATION DETAILS

Name :	REGAL INTERNATIONAL
Registered Office :	9409 Tripp Ave, Skokie, Il 60076-1458
Country :	United States
Date of Incorporation :	10/2001
Legal Form :	Limited Liability Company
Line of Business :	General Warehousing & Storage

RATING & COMMENTS

MIRA’s Rating :

A

RATING		STATUS	PROPOSED CREDIT LINE
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large

Status :	Good
Payment Behaviour :	Regular
Litigation :	Clear

Company Information

REGAL INTERNATIONAL
9409 TRIPP AVE
SKOKIE, IL 60076-1458

Business Identification Number:

761230005

File Established:

10/2001

SIC code:

GENERAL WAREHOUSING & STORAGE - 4225

Executive Summary

  Intelliscore for REGAL INTERNATIONAL

82.19

0-32.47

32.48-58.63

58.64-70.19

70.2-77.71

77.72-100

0

100

High risk

Low risk

LOW RISK
92% of businesses indicate a higher risk of becoming seriously delinquent than this business

Key score factors:

	FEW, IF ANY, TRADES WITH A HIGH BAL TO HIGH CRED LIMIT RATIO
	FEW, IF ANY, SLOW PAYING ACCOUNTS
	NUMBER OF CURRENT ACCOUNTS
	SMALL, IF ANY, RATIO OF BAD ACCOUNTS TO TOTAL ACCOUNTS

Research Tips
	Additional information may be available on this business. Other recommended searches: Order Public Record

Legal Filings and Collections

Bankruptcy filings:

0

Tax lien filings:

0

Judgment filings:

0

Total collections:

0

Sum of legal filings:

$0

UCC filings:

0

Cautionary UCC filings present?

No

Trade Information

Monthly average DBT:

0

Highest DBT previous 6 months:

0

Highest DBT previous 5 quarters:

0

Total continuous trades:

1

Current continuous trade balance:

$30,500

Trade balance of all trades (2):

$30,500

Average balance previous 5 quarters:

$38,600

Highest credit amount extended: details

$52,200

6 month balance range:

$0 - $0

Trade Payment Information

Trade Payment Experiences (Trade Lines With an (*) after date are newly reported)						Account Status Days Beyond Terms
Business Category	Date Reported	Last Sale	Payment Terms	Recent High Credit	Balance	Cur	1-30	31-60	61-90	91+	Comments
=FINCL SVCS	07/2007		VARIED	$52,200	$30,500	100%					SATSFTRY

Trade Payment Totals

Trade Payment Experiences				Account Status Days Beyond Terms
Type	Lines Reported	Recent High Credit	Balance	Cur	1-30	31-60	61-90	91+	Comments
Continuously Reported	1	$52,200	$30,500	100%					DBT: 0
Newly Reported	0								DBT:
Trade Lines Totals	1	$52,200	$30,500	100%					DBT: 0

Additional Payment Experiences

Trade Payment Experiences (Trade Lines With an (*) after date are newly reported)						Account Status Days Beyond Terms
Business Category	Date Reported	Last Sale	Payment Terms	Recent High Credit	Balance	Cur	1-30	31-60	61-90	91+	Comments
CONST MACH	09/2006		NET 30		$0						CUST 6 YR

Quarterly Payment Trends

Payment History - Quarterly Averages				Account Status Days Beyond Terms
Quarter	Months	DBT	Balance	Cur	1-30	31-60	61-90	91+
Q3 - 07	JUL-SEP	0	$30,500	100%
Q2 - 07	APR-JUN	0	$33,400	100%
Q1 - 07	JAN-MAR	0	$39,200	100%
Q4 - 06	OCT-DEC	0	$43,500	100%
Q3 - 06	JUL-SEP	0	$46,400	100%

Company Background Information

  Additional Company Background Information

Primary SIC Code: GENERAL WAREHOUSING & STORAGE - 4225

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
NR		In view of the lack of information, we have no basis upon which to recommend credit dealings	No Rating

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions