MIRA
INFORM REPORT
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Report Date : |
27.10.2007 |
IDENTIFICATION
DETAILS
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Name : |
ZAKŁAD PRODUKCYJNY BOHAMET HENRYK BOGUSZ, JAROSŁAW HALAREWICZ S.J |
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Registered Office : |
Ciele 91, 86-005 Białe Błota |
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Country : |
Poland |
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Financials (as on) : |
31.12.2006 |
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Date of Incorporation : |
1981 |
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Legal Form : |
Ordinary Partnership Company |
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Line of Business : |
Building and repairing of ships Manufacture of other fabricated metal products n.e.c. Manufacture of taps and valves |
RATING & COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Status : |
Satisfactory |
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Payment Behaviour : |
No Complaints |
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Litigation : |
Clear |
name & ADDRESS DATA
ZAKŁAD PRODUKCYJNY BOHAMET HENRYK BOGUSZ, JAROSŁAW HALAREWICZ S.J
CIELE 91
86-005 BIAŁE BŁOTA
Tel. 052/3203900
Fax. 052/3203905
http:// www.bohamet.pl
E-mail: office@bohamet.pl
BASIC DATA
REGONCODE 002492438
VAT: 554-03-84-828
Nationwide Court Register KRS 0000102908
Legal form: ORDINARY PARTNERSHIP COMPANY
Status: ACTIVE
Start of activity: 1981/
Registering agency COURT OF COMMERCE BYDGOSZCZ
Type : NATIONAL COURT REGISTER
Date of registration: 2002/03/27
NACE code 27.51
Casting of iron
NACE code 35.11
Building and repairing of ships
NACE code 28.75
Manufacture of other fabricated metal products n.e.c.
NACE code 29.13
Manufacture of taps and valves
Export
Region DAL
Far East
Export
France
Import
Germany
Import
Switzerland
HS/CN code 73083000
ARTICLES OF IRON OR STEEL
lock-gates, towers, lattice masts, roofs, roofing frameworks, doors and windows and their frames and thresholds for doors, shutters, balustrades, sections, tubes and the like, prepared for use in structures, of iron or ste (excl. prefabricated buildings of heading No 9406)
Doors, windows and their frames and thresholds for doors, of iron or steel
Doors, windows and their frames and thresholds for doors, of iron or steel
HS/CN code 84818061
NUCLEAR REACTORS, BOILERS, MACHINERY AND MECHANICAL APPLIANCES; PARTS THEREO
Taps, cocks, valves and similar appliances for pipes, boiler shells, tanks, vats or the like, incl. pressure-reducing valves and thermostatically controlled valves; parts thereof
Appliances for pipes, boiler shells, tanks, vats or the like (excl. pressure -reducing valves, valves for the control of pneumatic power transmission, check valves and safety or relief valves)
Gate valves of cast iron for pipes, boiler shells, tanks, vats or the like (excl. taps, cocks and valves for sinks, wash basins, bidets, water cisterns baths and similar fixtures and central heating radiator valves)
HS/CN code 84818063
NUCLEAR REACTORS, BOILERS, MACHINERY AND MECHANICAL APPLIANCES; PARTS THEREO
Taps, cocks, valves and similar appliances for pipes, boiler shells, tanks, vats or the like, incl. pressure-reducing valves and thermostatically controlled valves; parts thereof
Appliances for pipes, boiler shells, tanks, vats or the like (excl. pressure -reducing valves, valves for the control of pneumatic power transmission, check valves and safety or relief valves)
Gate valves of steel for pipes, boiler shells, tanks, vats or the like (excl taps, cocks and valves for sinks, wash basins, bidets, water cisterns, baths and similar fixtures and central heating radiator valves)
ORGANIZATIONAL-LEGAL DATA
Register capital:
Value : 17678048.94 PLN
Number of shares:
PARTNER
Surname : BOGUSZ
Names : HENRYK JAN
PESEL : 53062305891
Citizenship : Poland
Addr.:
Country code : Poland
PARTNER
Surname : HALAREWICZ
Names : JAROSŁAW ZENON
PESEL : 54041806855
Citizenship : Poland
Addr.:
Country code : Poland
MANAG.:
PARTNER
Representation : SOLE SIGNATURE
Surname : BOGUSZ
Names : HENRYK JAN
PESEL : 53062305891
Citizenship : Poland
Addr.:
Country code : Poland
Other directorship : partner - JAROSŁAW HALAREWICZ, HENRYK BOGUSZ "H.C.B. CENTRUM" SPÓŁKA
JAWNA
Shareholder – Bohamet Sp.z o.o.
MANAG.:
PARTNER
Representation : SOLE SIGNATURE
Surname : HALAREWICZ
Names : JAROSŁAW ZENON
PESEL : 54041806855
Citizenship : Poland
Addr.:
Country code : Poland
Other directorship : partner - JAROSŁAW HALAREWICZ, HENRYK BOGUSZ "H.C.B. CENTRUM" SPÓŁKA
JAWNA
Shareholder – Bohamet Sp.z o.o.
MANAG.:
DIRECTOR
Surname : MAGDZIARZ
Names : ZBIGNIEW
Citizenship : Poland
Addr.:
Country code : Poland
SHARES IN OTHER COMPANIES
No data
EMPLOYMENT
Total (MIN MAX) Productive(MIN MAX) Unprod.(MIN MAX) DATE FROM DATE TO
170-170 - - 2006/01/01-2006/12/31
170-170 - - 2005/01/01-2005/12/31
150-150 - - 2004/01/01-2004/12/31
145-145 - - 2003/01/01-2003/12/31
145-145 - - 2002/01/01-2002/12/31
135-135 - - 2001/01/01-2001/12/31
130-130 - - 2000/01/01-2000/12/31
112-112 - - 1999/01/01-1999/12/31
136-136 - - 1998/01/01-1998/12/31
REAL ESTATE
Real estate: BD BUILDINGS AND CONSTRUCTIONS
OWN: Area from to Value
4500 sqm 8112186.85 PLN
Real estate: GN GROUNDS
OWN: Area from to Value
- 1110381.44 PLN
Date 31.12.2006
SALES
2006/01/01 - 2006/12/31 115899723.83
2005/01/01 - 2005/12/31 71476856.80
2004/01/01 - 2004/12/31 92897868.85
2003/01/01 - 2003/12/31 33000000.00
2002/01/01 - 2002/12/31 32487544.00
2001/01/01 - 2001/12/31 30172573.00
2000/01/01 - 2000/12/31 27120000.00
1999/01/01 - 1999/12/31 21076528.00
1998/01/01 - 1998/12/31 18365299.00
FINANCIAL DATA
Financial
statement 2005/12/31 2006/12/31
ASSETS
A. Total non-current assets:
9487537.77 22821437.28
I.Intangible assets: 32365.48 180458.32
1.Costs of development activities: 0.00 0.00
2.Goodwill: 0.00 0.00
3.Other intangible fixed assets: 32365.48 180458.32
4.Prepayments for intangible
assets:
0.00 0.00
II.Fixed assets: 9455172.29 22617962.36
1.tangible fixed assets:
8910224.59 20674172.09
a)land:
437232.19 1110381.44
b)buildings: 1857919.96 8112186.85
c)machinery and equipment:
5978185.49 10486957.31
d)vehicles: 515805.52 826001.16
e)other tangible fixed assets: 121081.43 138645.33
2.Investments in progress:
544947.70 1599182.00
3.Investments in progress paid on
accounts: 0.00 344608.27
III.Long-term receivables:
0.00 0.00
1.From related companies:
0.00 0.00
2.From other companies:
0.00 0.00
IV.Long-term investments:
0.00 0.00
1.Real-estate property: 0.00 0.00
2.Intangible assets:
0.00 0.00
3.Long-term financial assets:
0.00 0.00
a)in related companies:
0.00 0.00
- shares: 0.00 0.00
- other commercial papers:
0.00 0.00
- provided loans:
0.00 0.00
- other long-term financial
assets:
0.00 0.00
b)in other companies: 0.00 0.00
- shares: 0.00 0.00
- other commercial papers:
0.00 0.00
- provided loans:
0.00 0.00
- other long-term financial
assets:
0.00 0.00
4.Other long-term investments: 0.00 0.00
V.Long-term interperiod settlements: 0.00 23016.60
1.Assets from deffered income tax: 0.00 0.00
2.Others: 0.00 23016.60
B. Current assets: 19662166.48 38545438.45
I.Inventory 4064553.63 8063551.20
1.Materials: 1329233.37 3480802.91
2.Semi-products and work in
progress:
878342.35 1705579.03
3.Finished goods: 1536131.98 2386436.64
4.Products: 320845.93 490732.62
5.Advance payment for delivery:
0.00 0.00
II.Accounts receivable:
14796969.72 30032742.77
1.From related companies:
0.00 0.00
a)trade receivables: 0.00 0.00
- within 12 months:
0.00 0.00
- more than 12 months:
0.00 0.00
b)others: 0.00 0.00
2.From other companies:
14796969.72 30032742.77
a)trade receivables: 13526495.99 27238782.74
- within 12 months:
0.00 27238782.74
- more than 12 months:
0.00 0.00
b)tax and social receivables:
754891.20 1563281.37
c)other receivables:
515582.53 1230678.66
d)accounts receiv. result. from
disputable claims:
0.00 0.00
III.Short-term investments:
729375.97 356002.10
1.Short-term financial assets: 729375.97 356002.10
a)in related companies:
0.00 0.00
- shares: 0.00 0.00
- other commercial papers: 0.00 0.00
- provided loans:
0.00 0.00
- other short-term financial
assets: 0.00 0.00
b)in other companies:
0.00 0.00
- shares: 0.00 0.00
- other commercial papers:
0.00 0.00
- provided loans:
0.00 0.00
- other short-term financial
assets: 0.00 0.00
c)cash and other cash assets:
729375.97 356002.10
- cash in hand and at bank:
729375.97 356002.10
- other cash means: 0.00 0.00
- other cash assets:
0.00 0.00
2.Other short-term investments:
0.00 0.00
IV.Short-term interperiod settlements: 71267.16 93142.38
Total assets
(A+B): 29149704.25 61366875.73
LIABILITIES
A. Net worth:
14099387.28 32536523.30
I.Issued capital:
8593302.42 17678048.94
II.Outstanding but unpaid contribution for
share: 0.00 0.00
III.Entity's own capital (negative): 0.00 0.00
IV.Reserve capital:
0.00 0.00
V.Revaluation reserve:
84595.83 21714.34
VI.Other reserve capitals:
0.00 0.00
VII.Profit/loss brutto forward:
0.00 0.00
VIII.Net financial result for the year: 5421489.03 14836760.02
IX.Write-offs from net profit:
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0.00 0.00
B.Liabilities & reserves:
15050316.97 28830353.43
I.Reserve for liabilities: 0.00 0.00
1.Reserves for deffered income tax: 0.00 0.00
2.Reserves for retirement and
similar:
0.00 0.00
- long-term: 0.00 0.00
- short-term:
0.00 0.00
3.Other reserves: 0.00 0.00
- long-term:
0.00 0.00
- short-term:
0.00 0.00
II.Long-term liabilities:
2014085.84 7719766.35
1.To related companies:
0.00 0.00
2.To other companies:
2014085.84 7719766.35
a)credits and loans:
1834694.92 1247438.72
b)commercial papers:
0.00 0.00
c)other financial liabilities: 179390.92 6472327.63
d)other long-term liabilities:
0.00 0.00
III.Short-term liabilities:
12766638.74 20509574.98
1.To related companies:
0.00 0.00
a)trade payable:
0.00 0.00
- within 12 months: 0.00 0.00
- more than 12 months:
0.00 0.00
b)other:
0.00 0.00
2.To other companies:
12635971.82 20405494.31
a)bank loans: 2466000.81 2376281.52
b)commercial papers: 0.00 0.00
c)other financial liabilities:
110718.20 2333477.84
d)trade payables:
8998448.42 13125199.91
- within 12 months:
0.00 13125199.91
- more than 12 months:
0.00 0.00
e)supplies paid on account: 0.00 0.00
f)notes payable:
0.00 0.00
g)tax & social securities:
562213.93 831422.07
h)payroll payable: 369507.84 483806.18
i)other short-term liabilities: 129082.62 1255306.79
3.Special funds:
130666.92 104080.67
IV.Accrued liabilities:
269592.39 601012.10
1.Negative goodwill:
0.00 0.00
2.Other: 269592.39 601012.10
- long-term: 0.00 0.00
- short-term:
269592.39 601012.10
Total liabilties (A+B):
29149704.25 61366876.73
Profit
and loss account (comp) 2005/12/31 2006/12/31
2005/01/01 2006/01/01
A. Net sales of goods and products: 71197480.86 115331507.68
- including to related companies 0.00 0.00
I.Net sales of products: 53722376.63 92521065.96
II.Change of products :
-557024.04 0.00
III.Costs of production:
0.00 1017306.16
IV.Net sale of goods and materials: 18032128.27 21793135.56
B. Operation expenses:
64788293.39 100051721.12
I. Depreciation: 968645.49 2219312.01
II.
Costs of materials and energy: 31695076.64 55275146.09
III. Outside services:
6981078.50 9371203.79
IV.Taxes : 111491.51 255093.94
- including excise taxes:
0.00 0.00
V. Salaries: 5972025.63 9004940.03
VI. Social taxes & related: 1509634.68 2385932.15
VII. Other:
1066505.67 1129620.18
VIII. Goods and materials sold:
16483835.27 20410472.93
C. Profit (loss) on sale (A-B):
6409187.47 15279786.56
D. Other operation incomes:
274162.71 368356.76
I.Profit from sale of tangible assets: 19279.95 36513.14
II.Grants & subsidies:
169642.61 170411.10
III.Other:
85240.15 161432.52
E. Other operating costs: 250822.84 155938.05
I.Loss from sale of tangible assets: 0.00 0.00
II.Revaluation of non-financial assets: 118417.36 0.00
III.Other:
132405.48 155938.05
F. Profit from operating activity
(C+D-E):
6432527.34 15492205.27
G. Financial income: 5213.23 199859.39
I. Dividends: 0.00 0.00
- from subisdiaries and affiliates: 0.00 0.00
II.Interest receivable: 5213.23 10466.82
- from subisdiaries and affiliates: 0.00 0.00
III.Profits from investment
transfeered:
0.00 25000.00
IV.Revaluation of investments: 0.00 0.00
V.Other:
0.00 164392.57
H. Financial costs: 1016251.54 855304.64
I.Interest payable including:
104170.77 202152.75
- to related companies:
0.00 0.00
II.Loss from invetsments transffered: 0.00 0.00
III.Revaluation of investments:
0.00 0.00
IV.Other:
912080.77 653151.89
I. Profit (loss) from economic activity
(F+G-H):
5421489.03 14836760.02
J. Extraordinary items (J.I-J.II):
0.00 0.00
I.Extraordinary incomes: 0.00 0.00
II.Extraordinary losses:
0.00 0.00
K. Gross profit for the year (I+/-J): 5421489.03 14836760.02
L. Corporate income tax: 0.00 0.00
M. Other obligatory charges:
0.00 0.00
N. Net profit for the year (K-L-M): 5421489.03 14836760.02
Cash flow
statement 2004/12/31
2004/01/01
A. Operating cash flow
0.00
I. Net profit 9000376.00
II. Adjustments -4588555.75
1. Depreciation 1452287.44
2. Loss on exchange rates difference 893314.84
3. Interests/dividends
receivable/payable 199949.67
4. Profit on investment activities 65656.38
5. Change of reserves
0.00
6. Change in invesntories
-1716749.76
7. Change in accounts receivable -8625194.35
8. Change in short-term liabilities 5091594.64
9. Change in prepaid items
251946.60
10. Other items 414731.53
III.Net operating cash flow (I +/- II) 4411820.25
B. Investment cash
flow 0.00
I. Cash inflows from investment
activities 617171.00
1. Sale of intangible assets 603738.00
2. Sale of real-estate property and intang.
assets .00
3. Sale of financial assets
.00
a) in related companies
.00
- financial assets transferred .00
- dividends and share in profits .00
- repayments of long-term loans
granted .00
- interests .00
- other inflows
.00
b) in other companies .00
- financial assets transferred .00
- dividends and share in profits .00
- repayments of long-term loans
granted .00
- interests .00
- other inflows
.00
4. Other investment inflows 13433.00
II. Cash outflows from investment
activities 2414539.49
1. Acquired intangible and tangible fixed
assets 2174944.33
2. Investments in real-estate and
intangible assets .00
3. On financial assets 200000.00
a) assets in related companies .00
b) assets in other companies .00
- financial assets acquired .00
- long-term loans granted .00
4. Other investment outflows .00
III. Net cash from invetsment activities 39590.16
C. Financial cash
flow -1797363.49
I. Inflows from financial activity .00
1. Net inflows from issuing shares, capital
instr. 1307129.77
2. Bank credits and loans .00
3. Issue of debt securities .00
4. Other financial inflows
.00
II. Cash outflows from financial
activity
1307129.77
1. Own shares acquired
3631769.05
2. Dividends and other payables to
owner .00
3. Payments, other than dividends,to
shareholders/owners 1307129.77
4. Bank credits and loan repaids .00
5. Debt securities and loans repaid 1256674.76
6. Resulted from financial leasing .00
7. Interests payable .00
8. Interests 196849.83
9. Other financial outflows 199949.67
III. Net financial cash flow 0.00
D. Total net cash flow (A.III +/- B.III +/- C.III) 2324639.28
E. Change in cash. positions in balance 289817.48
- including due to the foreign exchanges
difference 289217.48
F. Cash at the beginning of the year 729375.97
G. Cash at the end of the year (F +/- D) 1019193.45
- including restricted cash .00
Cash flow
statement 2005/12/31
2005/01/01
A. Operating cash flow 0.00
I. Net profit 5421489.03
II. Adjustments -2115546.86
1. Depreciation 968645.49
2. Loss on exchange rates difference 789622.93
3. Interests/dividends
receivable/payable
221099.45
4. Loss on investment activities 19279.95
5. Change of reserves
0.00
6. Change in invesntories
-196115.46
7. Change in accounts receivable -2657387.37
8. Change in short-term liabilities 1514461.42
9. Change in prepaid items
-761593.53
10. Other items 395753.98
III.Net operating cash flow (I +/- II) 3305942.17
B. Investment cash
flow 0.00
I. Cash inflows from investment
activities
31678.06
1. Sale of intangible assets 31678.06
2. Sale of real-estate property and intang.
assets .00
3. Sale of financial assets
.00
a) in related companies
.00
- financial assets transferred .00
- dividends and share in profits .00
- repayments of long-term loans
granted .00
- interests .00
- other inflows
.00
b) in other companies
.00
- financial assets transferred .00
- dividends and share in profits .00
- repayments of long-term loans
granted .00
- interests .00
- other inflows .00
4. Other investment inflows .00
II. Cash outflows from investment
activities 5916914.75
1. Acquired intangible and tangible fixed
assets 5916914.75
2. Investments in real-estate and
intangible assets .00
3. On financial assets
.00
a) assets in related companies .00
b) assets in other companies .00
- financial assets acquired .00
- long-term loans granted .00
4. Other investment outflows .00
III. Net cash from invetsment activities 0.00
C. Financial cash
flow
5885236.69
I. Inflows from financial activity .00
1. Net inflows from issuing shares, capital
instr. 4427138.32
2. Bank credits and loans
.00
3. Issue of debt securities 3398978.95
4. Other financial inflows
.00
II. Cash outflows from financial
activity
1028159.37
1. Own shares acquired
2139484.55
2. Dividends and other payables to owner .00
3. Payments, other than dividends,to
shareholders/owners 4427138.32
4. Bank credits and loan repaids .00
5. Debt securities and loans repaid .00
6. Resulted from financial leasing .00
7. Interests payable
.00
8. Interests 112742.33
9. Other financial outflows 221099.45
III. Net financial cash flow 0.00
D. Total net cash flow (A.III +/- B.III +/- C.III) 2287653.77
E. Change in cash. positions in balance 291640.75
- including due to the foreign exchanges
difference 291640.75
F. Cash at the beginning of the year 1021016.72
G. Cash at the end of the year (F +/- D) 729375.97
- including restricted cash .00
INDEX ANALYSE
year 2004 2005 2006
CURRENT RATIO (CR)
Current Assets/Current liabilities 1.6359084 1.5401208 1.8793875
QUICK RATIO (QR)
Current Assets-Inventory/Current
liabilities 1.3267109 1.2217478 1.4862272
CASH RATIO (SQR)
Cash/Current liabilities 0.0545088 0.0571314 0.0173578
STOCK TURNOVER/DAY'S SUPPLY IN INVENTORY
Inventory/Turnover x 365 days 22.7634 20.8373 25.5194
CREDITORS DAYS/DAY'S SALES IN
RECEIVABLES
Current receivables/Turnover x 365 days 93.3712 75.8579 95.0473
DEBTORS DAYS/DAY'S PURCHASE IN PAYABLES
Current liabilities/Turnover x 365 days 73.621 65.449 64.908
TOTAL INDEBTNESS/DEBT RATIO
Outside capital/Equity capital x 100% 55.0% 51.6% 47.0%
LONG TERM INDEBTNESS I/LONG TERM DEBT RATIO
I
Longterm liabilities/Equity capital 0.32433 0.14285 0.23726
LONG TERM INDEBTNESS II/LONG TERM DEBT RATIO
II
Longterm liab./Equity cap.+Longterm liab. x
100% 24.5% 12.5% 19.2%
RETURN ON SALES (ROS)
Net profit/Turnover x 100% 9.7% 7.6% 12.9%
RETURN ON ASSETS (ROA)
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Net profit/Total assets x 100% 18.9% 18.6% 24.2%
RETURN ON EQUITY (ROE)
Net profit/Equity capital x 100% 41.9% 38.5% 45.6%
LONG TERM LIABILITIES IN OUTSIDE CAPITAL
Longterm liabilities/Outside capital x
100% 0.2716298 0.1362644 0.2734660
WORKING CAPITAL
Current assets-Current liabilities 11890066.47 6895527.74
18035863.47
WORKING CAPITAL RATIO
Current assets-Current liabilities/Turnover x
100% 12.8% 9.7%
15.6%
HISTORICAL DATA
Address data validity period: 1981/ - 2000/
ZAKŁAD PRODUKCYJNY "BOHAMET" BOGUSZ HENRYK HALAREWICZ JAROSŁAW SP.C.
BARWINKOWA 23
86-005 BIAŁE BŁOTA
Tel. 052/3814026
Fax. 052/3814026
E-mail: akowa@friko5.onet.pl
Address data validity period: 1981/ - 2002/03/27
ZAKŁAD PRODUKCYJNY "BOHAMET" BOGUSZ HENRYK HALAREWICZ JAROSŁAW SP.C.
CIELE 91
86-005 BIAŁE BŁOTA
Tel. 052/3203900
Fax. 052/3203900
http:// www.bohamet.pl/
E-mail: office@bohamet.pl
Basic data validity period: 1981/ - 2002/03/27
Legal form: CIVIL COMPANY
Registering agency COMMUNE
Type : DIRECTORY OF BUSINESS ACTIVITY
Number EDG-223
Date of registration:
PAYMENTS
No significant trade experience has been reported thus far
TRADE PARTNERS
PARTNER:
STOCZNIA PÓŁNOCNA SA
Identifier GDY0009762RK
MARYNARKI POLSKIEJ 177
80-958 GDAŃSK
Tel. 058/3096000
Fax. 058/3097200
http:// www.northship.com.pl
E-mail: marketing@northship.com.pl
PARTNER:
PRZEDSIĘBIORSTWO PRODUKCYJNO-HANDLOWE BUDMEX SP. Z O.O.
Identifier OST0001803RK
CENTRALNA 10
07-200 WYSZKÓW
Tel. 029/7430270
Fax. 029/7430271
PARTNER:
STOCZNIA SZCZECIŃSKA NOWA SP. Z O.O.
Identifier ISC0001615RK
HUTNICZA 1
71-642 SZCZECIN
Tel. 091/4501446
Fax. 091/4591188
http:// www.ssn.pl
E-mail: office@ssn.pl
PARTNER:
STOCZNIA USTKA SPÓŁKA Z O.O.
Identifier JEL0023652RK
WESTERPLATTE 1
76-270 USTKA
Tel. 059/8144352
Fax. 058/8144331
E-mail: stoust@poczta.onet.pl
RELATED FIRMS
RELATED FIRMS:
JAROSŁAW HALAREWICZ, HENRYK BOGUSZ "H.C.B. CENTRUM" SPÓŁKA JAWNA
Identifier BYD0000578RK
CIELE 91
86-005 BIAŁE BŁOTA
Tel. 052/3203900
Fax. 052/3203906
RELATED FIRMS:
BOHAMET SPÓŁKA Z O.O.
Identifier CEN0182124CK
CIELE 91
86-005 BIAŁE BŁOTA
Tel. 052/3203900
Fax. 052/3203900
PROCEDURES
Officially not available
ADDITIONAL INFORMATION
Inquiry admission by:
ADRIAN KOWALEWSKI
BANK
Name: Bank Handlowy w Warszawie SA
Addr.: 85-950 Bydgoszcz ul.Jagiellońska 21
Name: Bank Przemysłowo-Handlowy PBK SA
Addr.: 85-065 Bydgoszcz ul.Chodkiewicza 15
CUSTOMERS/SUPPLIERS
CLIENT
PRZEDS.USŁUGOWO-HANDLOWE"ELPAD"SP.C.RUKAT D.MEGER A.GRZESIOWSKI P.
Identifier ELB0007370RK
ŁĘCZYCKA 29
82-300 ELBLĄG
Tel. 055/2336973
Fax. 055/2728327
EXCHANGE RATES
USD EUR
29.12.2006 2,9105 3,8312
30.12.2005 3,2613 3,8598
31.12.2004 2,9904 4,0790
31.12.2003 3,7405 4,7170
31.12.2002 3,8388 4,0202
31.12.2001 3,9863 3,5219
Maximum Credit: 550.000 EUR
Average respite of credit: 30-60 days
all figure quoted in PLN
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
|
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)