MIRA
INFORM REPORT
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Report Date : |
27.03.2008 |
IDENTIFICATION
DETAILS
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Name : |
EROL KAYA |
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Registered Office : |
Kiefholzstr. 22 12435 Berlin |
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Country : |
Germany |
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Date of Incorporation : |
01.07.1998 |
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Legal Form : |
Unregistered
Commercial Enterprise |
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Line of Business : |
Wholesale
Trade in Coffee, Tea, Cocoa and Spices |
RATING &
COMMENTS
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MIRA’s Rating : |
B |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
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Maximum Credit Limit : |
EUR
9.000,00 |
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Status : |
Small Company |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
name & address
Erol Kaya
Kiefholzstr. 22
12435 Berlin
Telephone: 030-68237250
Telefax: 030-68237252
E-Mail:
ozturktee@yahoo.de
SOLVENCY RATING
2,3
CONCLUSION
The maximum credit is EUR 9.000,00.
Business relations are
permissible.
LEGAL FORM
Unregistered commercial enterprise
Date of foundation:
01.07.1998
Proprietor
Erol Kaya
Kiefholzstr. 22
12435 Berlin
Nation.: Turkish
Marital status: married
BUSINESS HISTORY
01.07.1998 Erol Kaya
Donaustr. 83
12043
Berlin
Unregistered commercial enterprise
BUSINESS ACTIVITIES
51371
WHOLESALE TRADE IN COFFEE,
TEA, COCOA AND SPICES
52275
Other specialized retail
sale of foodstuffs (excl. health food)
FINANCIAL INFORMATION
Solvency rating: 2,3
Payment experience: within agreed terms
REAL ESTATE
Type of ownership: Tenant
Address Kiefholzstr.
22
12435 Berlin
Land register documents
were not available.
BANKERS
LANDESBANK BERLIN - BERLINER SPARKASSE, BERLIN
Sort. code: 10050000
FIGURES
Financial year: 01.01.
- 31.12.
Turnover:
2007 EUR
520.000,00
Value of stocks: EUR 10.000,00
Equipment: EUR 35.000,00
Employees: 2
The aforementioned business figures may partly be estimated information based on average values in the
line of business.
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)