MIRA INFORM REPORT

Report Date :

04.04.2008

IDENTIFICATION DETAILS

Name :	ASTRA GROUP INC

Registered Office :	1129 Northern Blvd Ste 305 Manhasset, NY 11030-3022

Country :	United States

Date of Incorporation :	09.05.2001

Com. Reg. No.:	711493827

Legal Form :	Private Limited Company

Line of Business :	Business Services

RATING & COMMENTS

MIRA’s Rating :

RATING		STATUS	PROPOSED CREDIT LINE
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large

Status :	Good

Payment Behaviour :	Regular

Litigation :	Clear

Executive Summary

Intelliscore for ASTRA GROUP INC

73.26

0-32.47

32.48-58.63

58.64-70.19

70.2-77.71

77.72-100

100

High risk

Low risk

LOW TO MEDIUM RISK
75% of businesses indicate a higher risk of becoming seriously delinquent than this business

Key score factors:

HISTORY OF SLOW PAYING ACCOUNTS

NUMBER OF TRADES WITH A HIGH BALANCE TO HIGH CREDIT RATIO

RATIO OF BALANCE ON SLOW PAYING ACCOUNTS TO ALL BALANCES

FEW, IF ANY, RECENTLY ACTIVE ACCOUNTS

Current DBT range compared to all industries*

0 DBT
($500 Balance)

0-15

16-50

51+

80%

11%

% of US businesses falling within DBT range

DBT Norms:
All industries: 7 DBT Same industry: 6 DBT

Legal Filings and Collections

Bankruptcy filings:

Tax lien filings:

Judgment filings:

Total collections:

Sum of legal filings:

UCC filings:

Cautionary UCC filings present?

Trade Information

Monthly average DBT:

Highest DBT previous 6 months:

Highest DBT previous 5 quarters:

Total continuous trades:

Current continuous trade balance:

$500

Trade balance of all trades (6):

$24,900

Average balance previous 5 quarters:

$4,760

Highest credit amount extended: details

$34,200

6 month balance range:

$300 - $34,800

* Days Beyond Terms (DBT) is a dollar weighted calculation of the average number of days that payment was made beyond the invoice due date based on trades on file that have been updated in the previous 3 months.

7 month DBT trends

90+

Sep07

Oct07

Nov07

Dec07

Jan08

Feb08

Current

Quarterly DBT trends (previous 5 quarters)

90+

4Q06

1Q07

2Q07

3Q07

4Q07

Performance Analysis

Predicted DBT for 05/28/2008: 1 DBT

Payment Trend Indication:
Are Improving Toward Term Requirements

Industry payment comparison:
Has paid sooner than 50% of similar firms

Most Frequent Industry Purchasing Terms:
NET 30, CREDIT, and 0000000

Trade Payment Information

Trade Payment Experiences
(Trade Lines With an (*) after date are newly reported)

Account Status
Days Beyond Terms

Business
Category

Date
Reported

Last
Sale

Payment
Terms

Recent
High
Credit

Balance

Cur

1-30

31-60

61-90

91+

Comments

+AIR TRANS

01/2008

$600

$400

100%

CUST 7 YR

AIR TRANS

02/2008

NET 30

CUST 6 YR

+BUS SERVCS

03/2008

NET 30

$100

100%

FOOD

01/2008

NET30

$34,200

PACKAGING

03/2008

NET 30

CUST 1 YR

Trade Payment Totals

Trade Payment Experiences

Account Status
Days Beyond Terms

Type

Lines
Reported

Recent
High
Credit

Balance

Cur

1-30

31-60

61-90

91+

Comments

Continuously Reported

$34,900

$500

100%

DBT: 0

Newly Reported

DBT:

Trade Lines Totals

$34,900

$500

100%

DBT: 0

Additional Payment Experiences

Trade Payment Experiences
(Trade Lines With an (*) after date are newly reported)

Account Status
Days Beyond Terms

Business
Category

Date
Reported

Last
Sale

Payment
Terms

Recent
High
Credit

Balance

Cur

1-30

31-60

61-90

91+

Comments

=FOOD DISTR

07/2005

NET 15

$24,400

100%

Monthly Payment Trends

Payment Trends Analysis
BUSINESS SERVICES, NEC INDUSTRY SIC: 7389

Account Status
Days Beyond Terms

Date Reported

Industry

Cur

DBT

Business
DBT

Balance

Cur

1-30

31-60

61-90

91+

CURRENT

N/A

$500

100%

FEB08

87%

$400

100%

JAN08

83%

$400

100%

DEC07

87%

$300

100%

NOV07

87%

$34,800

98%

OCT07

89%

$34,400

100%

SEP07

89%

$300

100%

Quarterly Payment Trends

Payment History - Quarterly Averages

Account Status
Days Beyond Terms

Quarter

Months

DBT

Balance

Cur

1-30

31-60

61-90

91+

Q4 - 07

OCT-DEC

$23,200

51%

49%

Q3 - 07

JUL-SEP

$300

100%

Q2 - 07

APR-JUN

Q1 - 07

JAN-MAR

$100

100%

Q4 - 06

OCT-DEC

$200

97%

Inquiries

Summary of Inquiries

Business
Category

MAR08

FEB08

JAN08

DEC07

NOV07

OCT07

SEP07

AUG07

JUL07

CRED CARD

Totals

Company Background Information

Additional Company Background Information

Key Personnel

Principal(s):	MAGAN TSITLISHVILLI, PRESIDENT
	DMITRY GORBATY, GENERAL CO
	NATHAN TSITLISHVILI, CHIEF EXEC

Operating Information

Business Type: Institutions

Primary SIC Code: BUSINESS SERVICES, NEC - 7389

Secondary SIC Code: FROZEN FOODS WHOLESALING - 5142

Number of Employees: 5

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
NR		In view of the lack of information, we have no basis upon which to recommend credit dealings	No Rating

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

MIRA INFORM REPORT

Company Information

Executive Summary

Performance Analysis

Trade Payment Information

Trade Payment Totals

Additional Payment Experiences

Monthly Payment Trends

Quarterly Payment Trends

Inquiries

Company Background Information