MIRA INFORM REPORT

Report Date :

12.04.2008

IDENTIFICATION DETAILS

Name :	GEOMAR INC

Registered Office :	850 17th St Pr Du Sac, WI 53578-2038

Country :	United States

Date of Incorporation :	02/1997

Com. Reg. No.:	764010169

Legal Form :	Private limited Company

Line of Business :	Internal Combustion Engines

RATING & COMMENTS

MIRA’s Rating :

RATING		STATUS	PROPOSED CREDIT LINE
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large

Status :	Good

Payment Behaviour :	Regular

Litigation :	Clear

Matching Name and Address

This business is linked to the one displayed above. The report shows the best view of the business.

GEOMAR INC
412 WOODVALE DR
DE FOREST, WI 53532-1443

Executive Summary

Intelliscore for GEOMAR INC

79.90

0-32.47

32.48-58.63

58.64-70.19

70.2-77.71

77.72-100

100

High risk

Low risk

LOW RISK
88% of businesses indicate a higher risk of becoming seriously delinquent than this business

Key score factors:

NUMBER OF TRADES WITH A HIGH BALANCE TO HIGH CREDIT RATIO

HISTORY OF SLOW PAYING ACCOUNTS

NUMBER OF CURRENT ACCOUNTS

RATIO OF REGULARLY REPORTED TRADES TO TOTAL TRADES

Current DBT range compared to all industries*

0 DBT
($2,700 Balance)

0-15

16-50

51+

80%

11%

% of US businesses falling within DBT range

DBT Norms:
All industries: 6 DBT Same industry: 7 DBT

Legal Filings and Collections

Bankruptcy filings:

Tax lien filings:

Judgment filings:

Total collections:

Sum of legal filings:

UCC filings:

Cautionary UCC filings present?

Trade Information

Monthly average DBT:

Highest DBT previous 6 months:

Highest DBT previous 5 quarters:

Total continuous trades:

Current continuous trade balance:

$2,700

Trade balance of all trades (4):

$2,700

Average balance previous 5 quarters:

$1,020

Highest credit amount extended: details

$2,400

6 month balance range:

$0 - $2,700

* Days Beyond Terms (DBT) is a dollar weighted calculation of the average number of days that payment was made beyond the invoice due date based on trades on file that have been updated in the previous 3 months.

7 month DBT trends

90+

Sep07

Oct07

Nov07

Dec07

Jan08

Feb08

Current

Quarterly DBT trends (previous 5 quarters)

90+

1Q07

2Q07

3Q07

4Q07

1Q08

Performance Analysis

Predicted DBT for 06/04/2008: 1 DBT

Payment Trend Indication:
Are Stable

Industry payment comparison:
Has paid sooner than 50% of similar firms

Most Frequent Industry Purchasing Terms:
NET 30, CREDIT, and CONTRCT

Trade Payment Information

Trade Payment Experiences
(Trade Lines With an (*) after date are newly reported)

Account Status
Days Beyond Terms

Business
Category

Date
Reported

Last
Sale

Payment
Terms

Recent
High
Credit

Balance

Cur

1-30

31-60

61-90

91+

Comments

+AIR TRANS

02/2008

NET 30

$900

100%

CUST 7 YR

AUTO ACCES

12/2007

07/2007

NET30

$1,500

CUST 11 YR

+FREIGHT

03/2008

02/2008

VARIED

$2,400

$1,800

100%

PACKAGING

03/2008

NET 30

CUST 3 YR

Trade Payment Totals

Trade Payment Experiences

Account Status
Days Beyond Terms

Type

Lines
Reported

Recent
High
Credit

Balance

Cur

1-30

31-60

61-90

91+

Comments

Continuously Reported

$4,800

$2,700

100%

DBT: 0

Newly Reported

DBT:

Trade Lines Totals

$4,800

$2,700

100%

DBT: 0

Monthly Payment Trends

Payment Trends Analysis
INTERNAL COMBUSTION ENGINES, NEC INDUSTRY SIC: 3519

Account Status
Days Beyond Terms

Date Reported

Industry

Cur

DBT

Business
DBT

Balance

Cur

1-30

31-60

61-90

91+

CURRENT

N/A

$2,700

100%

FEB08

82%

$2,400

100%

JAN08

83%

$2,700

100%

DEC07

82%

$1,900

100%

NOV07

82%

OCT07

81%

SEP07

80%

$1,800

100%

Quarterly Payment Trends

Payment History - Quarterly Averages

Account Status
Days Beyond Terms

Quarter

Months

DBT

Balance

Cur

1-30

31-60

61-90

91+

Q1 - 08

JAN-MAR

$2,600

100%

Q4 - 07

OCT-DEC

Q3 - 07

JUL-SEP

$1,800

100%

Q2 - 07

APR-JUN

Q1 - 07

JAN-MAR

$700

55%

45%

Inquiries

Summary of Inquiries

Business
Category

APR08

MAR08

FEB08

JAN08

DEC07

NOV07

OCT07

SEP07

AUG07

TRUCK EQP

Totals

Company Background Information

Corporate Registration

THE FOLLOWING INFORMATION WAS PROVIDED BY THE STATE OF WISCONSIN

State of Origin: WI

Current Status: Active - IN GOOD STANDING

Business Type: Unknown

Charter Number: 0000037382

Additional Company Background Information

Key Personnel

Principal(s):	JOSIE YOUNG, VICE PRESI
	GEOFFREY M. YOUNG, PRESIDENT

Operating Information

Primary SIC Code: INTERNAL COMBUSTION ENGINES, NEC - 3519

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
NR		In view of the lack of information, we have no basis upon which to recommend credit dealings	No Rating

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

MIRA INFORM REPORT

Company Information

Matching Name and Address

Executive Summary

Performance Analysis

Trade Payment Information

Trade Payment Totals

Monthly Payment Trends

Quarterly Payment Trends

Inquiries

Company Background Information