MIRA
INFORM REPORT
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Report Date : |
23.04.2008 |
IDENTIFICATION
DETAILS
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Name : |
GEORG RUGAMER GMBH |
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Registered Office : |
Aschenhof 32 97525 Schwebheim |
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Country : |
Germany |
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Date of Incorporation : |
01.01.1939 |
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Com. Reg. No.: |
HRB 1485 |
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Legal Form : |
Private Limited Company |
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Line of Business : |
Agents
involved in the Sale of Coffee, Tea, Cocoa and Spices |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
EUR
68.000,00. |
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Status : |
Satisfactory |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
name & address
Georg Rügamer GmbH Kräuterverarbeitung
Aschenhof 32
97525 Schwebheim
Telephone: 09723/1288
Telefax: 09723/5294
SOLVENCY RATING
2,2
CONCLUSION
The maximum credit is EUR
68.000,00.
Business relations are
permissible.
LEGAL FORM
Private limited company
Date of foundation
01.01.1939
Shareholders' agreement
24.12.1986
Registered on
26.02.1987
Commercial Register
Local court 97421 SCHWEINFURT
under: HRB 1485
Share capital
EUR 25.564,59
Shareholder
Christina Goldschmidt-Rügamer
Buchenweg 1
97525 Schwebheim
born 06.01.1952
Share: EUR 25.564,59
Manager
Christina Goldschmidt-Rügamer
Buchenweg 1
97525 Schwebheim
having sole power of representation
born 06.01.1952
Occupation: Businessman
Marital status: married
BUSINESS ACTIVITIES
51175
AGENTS INVOLVED IN THE SALE OF COFFEE, TEA, COCOA AND SPICES
FINANCIAL INFORMATION
Solvency rating: 2,2
Payment experience: within agreed terms
Trend of business: positive
Order position: good
Earning position: satisfactory
REAL ESTATE
Type of ownership: Tenant
Address
Aschenhof 32
97525 Schwebheim
Land register documents were not available.
BANKERS
DRESDNER BANK, SCHWEINFURT
Sort. code: 79380051
SPARKASSE SCHWEINFURT, SCHWEINFURT
Sort. code: 79350101
FIGURES
Financial year: 01.01.
- 31.12.
Turnover: 2006 EUR 4.000.000,00
2007 EUR 4.000.000,00
Share capital: EUR 25.564,59
Value of stocks: EUR 500.000,00
Equipment: EUR 200.000,00
Employees: 30
- Salaried employees: 10
- Workers: 20
Approximate figures are given.
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)