MIRA
INFORM REPORT
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Report Date : |
23.04.2008 |
IDENTIFICATION
DETAILS
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Name : |
RAVENE SA |
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Registered Office : |
Place du Molard 9 1204
Geneve/GE |
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Country : |
Switzerland |
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Date of Incorporation : |
29.01.1987 |
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Legal Form : |
Joint Stock Company |
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Line of Business : |
Distribution of Diamonds and Precious Stones |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Status : |
Satisfactory |
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Payment Behaviour : |
No Complaints |
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Litigation : |
Clear |
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Overall
assessment: |
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1987 established company
without any complaints. But there’s no insight in the current financial
standing of the company. |
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Detail
assessment: |
Payments: |
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We have no about payment
delay. |
Name of the company
Ravene SA
Line of Business
Diamants,
pierres precieuses
Legal domicile:
Place du
Molard 9
1204 Geneve/GE
Switzerland
Telephone: 022 3123151
Fax: 022 3123212
All amounts in
this report are given in Swiss Francs (CHF) unless otherwise stated.
GENERAL COMPANY DATA
OFFICIAL DATA:
Legal
form: Joint stock company
Registration: 29-01-1987
First
Publication: 13-02-1987
Last
Publication: 21-10-1997
Share
capital: 200.000
Paid up: 200.000
Divided
into: 200 Registered shares of 1.000
History: 20-04-1998 200.000 Capital increase
100.000 Previous capital
Company
Management: Raphael Cohen
ACTIVITY
Sector: Wholesale
Activity:
The company is
involved in the distribution of diamonds and precious stones.
Course of
business: Compared to the previous year
the course of business remained stable.
EMPLOYEES
Number of
employees: 5
PAYMENT AND FINANCIAL DATA
PAYMENT
EXPERIENCES:
Legal
actions: No legal actions,
distraints or loss certificates registered.
Report from 16-04-2008,
in 1200 Geneve.
2006 2007
2008
No. Amount
No. Amount No.
Amount
Betreibungen None 0 None 0 None 0
Pfaendungen
Verlustscheine
Report from
19-03-2007, in 1200 Geneve.
2005 2006 2007
No. Amount
No. Amount No.
Amount
Betreibungen None 0 6
556.099 None 0
Report from
10-08-2001, in 1211 Geneve 1.
There are no
complaints about the mode of payment and business conduct.
FINANCIAL DATA:
Financial
position: The financial affairs are
considered to be in order.
Financial
Statements: The company does not disclose any financial statements.
Banker(-s)
Cantonal Bank
of Geneva (BCG), 1200 Geneve
Auditors
Experco
Partenaires SA, Geneve
Premises
The premises
at the above mentioned address are rented.
At place du
Molard 9 Ravene SA is renting two locations with Comptoir Genevois Immobilier.
The monthly rents are paid on a regular basis.
In addition
the company is also renting a location with Port Franc de l'Aeroport de Geneve,
rue Voie-de-Traz 2, office 1054 D.
Fiscal
taxation: No information is
available due to the local tax authority regulation.
COMPANY AND PERSON RELATIONS
COMPANY
CONNECTIONS:
Shareholder(s):
Raphael Cohen (Majority
shareholder).
BOARD OF DIRECTORS:
Raphael Cohen, from
Lausanne, in
Geneve/GE/Switzerland,
President, sole
signature.
Stephane Iso, from
Geneve, in
Geneve/GE/Switzerland,
Secretary, collective
signature.
Monique Cohen-Amon, from
Lausanne, in
Cologny/GE/Switzerland,
Member, collective
signature.
PERSONNEL INFORMATION:
Raphael Cohen was born on 22 December 1949. He is
originally of French nationality and married to Monique nee Amon, born on 18
November 1954. She is the daughter of Albert Amon, a wealthy family which
controls the
SICPA Group in Prilly/VD. He lives in 1223 Cologny, ch.
Tour-Carree 9, in a villa owned by his wife.
Together with Ramon Iso, born on 08.12.1960, Raphael
Cohen is proprietor of real estate at the address chemin de la Mousse 16 in
Chene-Bourg, location of the company SERCAB SA. Ramon Iso is president with individual
signature and Raphael Cohen board member with individual signature of this
company.
He is also
board member with collective signature of Diagem SA, place du Molard 9 in
Geneva and partner and managing director with individual signature, with a capital
share of CHF 11,000.--, of the company TOM
SARL, place du
Molard 9 in Geneva.
Stephane ISO
was born on 1 June 1965. He is married to Augustina Lurdes nee MARTE ALVARADO,
born in 1962.
He is an
auditor by profession and conducts his professional activities within the
company Comptatec SARL, place du Molard 9, Geneva.
FURTHER MANDATES
Raphael Cohen:
- H. Finger
AG, Lengnau BE
- Proserto SA,
Geneve
- Quattro
Style SA, Geneve
- SERCAB SA,
Chene-Bourg
- Val'Heure
SA, Le Chenit
Stephane Iso:
- A.RDC.DIESEL
SA, Geneve
- Diagem SA,
Geneve
- RDC
Ravitaillement Diesel Chantier SA, Meyrin
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)