%20PRIVATE%20LIMITED%2008-Aug-2008_files/image002.jpg){kind=small}
MIRA
INFORM REPORT
|
Report Date : |
08.08.2008 |
IDENTIFICATION DETAILS
|
Name : |
ARIHANT CHEMICALS AND RESINS (INDIA) PRIVATE LIMITED |
|
|
|
|
Registered Office : |
11, Peninsula Centre S. S. Rao Road, off Dr. Ambedkar Road, Parel,
Mumbai - 400009, Maharashtra |
|
|
|
|
Country : |
India |
|
|
|
|
Financials (as on) : |
31.03.2007 |
|
|
|
|
Date of Incorporation : |
28.02.2003 |
|
|
|
|
Com. Reg. No.: |
11-139400 |
|
|
|
|
CIN No.: [Company
Identification No.] |
U51102MH2003PTC139400 |
|
|
|
|
TAN No.: [Tax
Deduction & Collection Account No.] |
MUMA18787G |
|
|
|
|
PAN No.: [Permanent
Account No.] |
AAECA1296P |
|
|
|
|
Legal Form : |
Private Limited Liability Company |
|
|
|
|
Line of Business : |
The company is engaged in trading activities, energy is only utilised
for office electrical equipments and lights. |
RATING &
COMMENTS
|
MIRA’s Rating : |
A |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
Maximum Credit Limit : |
USD 98000 |
|
|
|
|
Status : |
Good |
|
|
|
|
Payment Behaviour : |
Usually correct |
|
|
|
|
Litigation : |
Clear |
|
|
|
|
Comments : |
Subject is a well
established and reputed company having fine track. Financial position are
correct and as per commitments. The company is
doing well. It can be considered good for normal business dealings at usual
trade terms and conditions. It can be regarded as a promising business
partner in a medium to long run. |
LOCATIONS
|
Registered Office / Corporate Office : |
11, Peninsula
Centre S. S. Rao Road, off Dr. Ambedkar Road, Parel, Mumbai - 400009,
Maharashtra, India |
|
Tel. No.: |
91-22-66606777 (5
lines) / 40586777 |
|
Fax No.: |
91-22-66608077 |
|
E-Mail : |
|
|
Website : |
|
|
|
|
|
Branch office : |
·
Ahmedabad: M/s Bright Exim Private Limited ·
Bangalore: Mr. S.Santhanam ·
Chennai: Mr. K.P.Nair ·
Delhi: Mr. Deep Narayan Tripathi ·
Indore: M/s J.J.Associates ·
Kolkata: M/s Valabhji Vanmali ·
Pune: Mr.
Chandrashekar Rege |
DIRECTORS
|
Name : |
Mr. Bhupendra G
Sakaria |
|
Designation : |
Director |
|
Date of Birth/Age : |
24/08/1939 |
|
Date of Appointment : |
28/02/2003 |
|
|
|
|
Name : |
Ms. Aruna B
Sakaria |
|
Designation : |
Director |
|
Date of Birth/Age : |
20/01/1951 |
|
Date of Appointment : |
30/11/2004 |
|
|
|
|
Name : |
Ms. Shwetal B
Sakaria |
|
Designation : |
Director |
|
Date of Birth/Age : |
06/06/1980 |
|
Date of Appointment : |
28/02/2003 |
|
|
|
|
Name : |
Ms. Khushi S
Sakaria |
|
Designation : |
Director |
|
Date of Birth/Age : |
20/10/1983 |
|
Date of Appointment : |
30/11/2004 |
MAJOR SHAREHOLDERS
(As on
31.03.2005)
|
Names of
Shareholders |
No. of Shares |
|
Bhupendra G
Sakaria |
90970 |
|
Shwetal B Sakaria
|
80000 |
|
Aruna B Sakaria |
10000 |
|
Bhupendra G
Sakaria (HUF) |
1000 |
|
Khushi S Sakaria |
10000 |
|
Kanchi Nilesh
Mehta (under the Guardianship of Rupal N Mehta) |
1000 |
|
Rupal N Mehta |
1000 |
|
Rupal Snehal Shah
|
1000 |
|
Snehal C Shah |
1000 |
|
Viral J Sakaria |
1000 |
|
Sujata V Sakaria |
1000 |
|
Dimple P Vasa |
1000 |
|
Abhay Rajnikant
Shah (HUF) |
10 |
|
Ajay Rajnikant
Shah (HUF) |
10 |
|
Rajnikant
Kodarlal Shah (HUF) |
10 |
|
Kartik Shashikant
Mehta |
1000 |
|
|
|
|
Total
|
200000 |
Equity shares Breakup (percentage of total equity)
(As on 30.09.2007)
|
Category |
Percentage |
|
Directors or relatives of Directors |
100.00 |
|
Total |
100.00 |
BUSINESS DETAILS
|
Line of Business : |
The company is
engaged in trading activities, energy is only utilised for office electrical
equipments and lights. |
GENERAL INFORMATION
|
Bankers : |
Union Bank of India Khand Bazar Branch, 109, Kazi Syed Street, Khand Bazar, Mumbai
– 400003, Maharashtra, India |
|
|
|
|
Banking Relations : |
Satisfactory |
|
|
|
|
Auditors : |
Raichura Unadkat
and Company Chartered
Accountants 501, Sharda
Chambers, Sir Vithaldas Thackersey Road, Mumbai – 400020, Maharashtra, India |
|
Tel. No.: |
91-22-22003659 /
22005930 |
|
Fax No.: |
91-22-22090916 |
|
E-Mail : |
CAPITAL STRUCTURE
(As on 30.09.2007)
Authorised
Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
250000 |
Equity Shares |
Rs.10/- each |
Rs.2.500 millions |
Issued,
Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
200000 |
Equity Shares |
Rs.10/- each |
Rs.2.000 millions |
FINANCIAL DATA
[all figures are in
Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2007 |
31.03.2006 |
31.03.2005 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
2.000 |
2.000 |
2.000 |
|
|
2] Share Application Money |
0.000 |
0.000 |
0.000 |
|
|
3] Reserves & Surplus |
17.517 |
15.337 |
7.232 |
|
|
4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
|
|
NETWORTH |
19.517 |
17.337 |
9.232 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
17.765 |
5.176 |
7.442 |
|
|
2] Unsecured Loans |
60.902 |
53.776 |
48.568 |
|
|
TOTAL BORROWING |
78.667 |
58.952 |
56.010 |
|
|
DEFERRED TAX LIABILITIES |
0.000 |
0.000 |
0.032 |
|
|
|
|
|
|
|
|
TOTAL |
98.184 |
76.289 |
65.273 |
|
|
|
|
|
|
|
|
APPLICATION OF FUNDS |
|
|
|
|
|
|
|
|
|
|
|
FIXED ASSETS [Net Block] |
16.082 |
13.817 |
14.488 |
|
|
Capital work-in-progress |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
INVESTMENT |
6.416 |
0.000 |
0.000 |
|
|
DEFERREX TAX ASSETS |
0.194 |
0.049 |
0.000 |
|
|
|
|
|
|
|
|
CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
46.898
|
30.795 |
20.016 |
|
|
Sundry Debtors |
87.045
|
91.462 |
82.222 |
|
|
Cash & Bank Balances |
0.172
|
0.044 |
0.088 |
|
|
Other Current Assets |
0.000
|
0.000 |
0.000 |
|
|
Loans & Advances |
23.145
|
22.885 |
12.287 |
|
Total Current Assets |
157.260
|
145.186 |
114.613 |
|
|
Less
: CURRENT LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Current Liabilities |
72.401
|
73.764 |
63.857 |
|
|
Provisions |
9.367
|
9.013 |
0.000 |
|
Total Current Liabilities |
81.768
|
82.777 |
63.857 |
|
|
Net Current Assets |
75.492
|
62.409 |
50.756 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
0.000 |
0.014 |
0.029 |
|
|
|
|
|
|
|
|
TOTAL |
98.184 |
76.289 |
65.273 |
|
PROFIT & LOSS
ACCOUNT
|
PARTICULARS |
31.03.2007 |
31.03.2006 |
31.03.2005 |
|
Sales Turnover [including other income] |
427.961 |
428.873 |
322.586 |
|
|
|
|
|
|
Profit/(Loss)
Before Tax |
4.396 |
12.600 |
7.265 |
|
Provision for
Taxation |
0.000 |
0.000 |
2.731 |
|
Profit/(Loss)
After Tax |
4.396 |
12.600 |
4.534 |
|
|
|
|
|
|
Export Value |
74.749 |
66.378 |
9.423 |
|
|
|
|
|
|
Expenditures : |
|
|
|
|
9.136 |
7.723 |
0.000 |
|
|
Other Expenditure |
414.429 |
408.550 |
0.000 |
|
Total Expenditure |
423.565 |
416.273 |
315.321 |
KEY RATIOS
|
PARTICULARS |
|
31.03.2007 |
31.03.2006 |
31.03.2005 |
|
PAT / Total Income |
(%) |
1.03
|
2.94 |
1.41 |
|
|
|
|
|
|
|
Net Profit Margin (PBT/Sales) |
(%) |
1.03
|
2.94 |
2.25 |
|
|
|
|
|
|
|
Return on Total
Assets (PBT/Total Assets} |
(%) |
2.54
|
7.93 |
5.63 |
|
|
|
|
|
|
|
Return on
Investment (ROI) (PBT/Networth) |
|
0.23
|
0.73 |
0.79 |
|
|
|
|
|
|
|
Debt Equity Ratio (Total
Liability/Networth) |
|
8.22
|
8.17 |
12.98 |
|
|
|
|
|
|
|
Current Ratio (Current
Asset/Current Liability) |
|
1.92
|
1.75 |
1.79 |
LOCAL AGENCY FURTHER INFORMATION
Form No. 8
|
Name of the company |
ARIHANT CHEMICALS AND RESINS INDIA PRIVATE LIMITED |
|
Presented
By |
Union
Bank of India, Khand Bazar Branch, Mumbai |
|
1) Date and description of instrument creating the change |
Hypothecation agreement of book debts dated 24th
November, 2003 |
|
2) Amount secured by the charge/amount owing on the
securities of charge |
Rs. 3.000 millions |
|
3) Short particular of the property charged. If the
property acquired is subject to charge, date of the acquired of the property
should be given |
Hypothecation of
way of first charge of all the borrowers present and future book debts,
outstanding, monies, deposits, receivable, claims and bills contracts,
securities, investments , rights and assets. |
|
4) Gist of the terms and conditions and extent and
operation of the charge. |
Interest at the rate of 14.5 % p.a. with monthly rests or
at such other revised rates as may be prescribed by the bank from time to
time depending upon the change in the Prime Lending Rate of the Bank or the
directives of Reserve Bank of India from time to time or the policy of the
Bank on advances for SOD Book debts facility of Rs. 3.000 millions granted by
the Bank to the Company.
Margin : 50 % |
|
5) Name and Address and description of the person entitled
to the charge. |
Union Bank of India Khand Bazar Branch, 109, Kazi Sayed Street, Khand Bazar, Mumbai – 400003, Maharashtra, India |
|
6) Date and brief
description of instrument modifying the charge |
Supplementary Agreement to hypothecation agreement of Book
debts dated 29th December 2004 |
|
7) Particulars of modifications specifying the terms and
conditions or the extent of operations of the charge in which modification is
made and the details of the modification. |
The original charge dated 24/11/2003 for Rs.3.000 millions
has been modified from time to time as under.
On 14/01/2004 an Equitable Mortgage by way of deposit of Title deeds was created in respect of company’s immovable property viz. A Unit admeasuring about 1158 sq. ft. carpet area along with the right to use the open car spaces bearing nos. 01, 02 and 03 being Unit No. 011 on the ground floor of the Building known as Peninsula Centre constructed on all those pieces and parcels of land admeasuring about 77,711.31 sq. ft. bearing cadastral survey Nos. 63/74, 107 of Parel Sewri Division, situated at Parel in the Registered district and Sub district of Mumbai city to secure the due repayment to Union Bank of India of all the amount advanced or to be advanced and of all the amounts under the SOD (Book Debts) facility of Rs. 3.000 millions granted or to be granted by Union Bank of India to the Company together with interest, compound interest and / or additional interest in case of default, exchange fluctuations, costs, charges, expenses etc.
On 27.05.2004 an additional sum of Rs.2.000 millions was granted by the Bank thereby enhancing SOD (Book-Debts) Facility from Rs.3.000 millions to Rs.5.000 millions and security of Hypothecated Book-Debts covered by the Principal Hypothecation Agreement shall continue to be security for the Bank for the enhanced limit of Rs.5.000 millions together with interest at the rate of 12.75% per annum with monthly rests or such other rate as may be revised by the Bank from time to time depending on the charge in PLR of the Bank or directives of RBI or policy of the Bank from time to time and that all other terms and conditions in the Principal Hypothecation Agreement shall remain unchanged and shall continue to be applicable to be revised SOD (Book-Debts) limit of Rs.5.000 millions. Vide this modification an additional sum of Rs. 6.000
millions has been granted by Bank thereby enhancing SOD (Book Debts) facility
form Rs. 5.000 millions to Rs. 11.000 millions and the security of
hypothecated book debts covered by the principal hypothecation agreement shall
continue to be a security for the Bank for the enhanced limit of Rs. 11.000
millions together with interest at the rate of 12.25 % p.a. with monthly.
Rests or such other rate as may be revised by the Bank form time to time
depending on the change in PLR of the Bank or directives of RBI or policy of
the Bank from time to time and that all other terms and conditions in
Principal Hypothecation agreement shall remain unchanged and shall continue
to be applicable to the revised SOD Book debts limit of Rs.11.000
millions. |
|
Corporate
identity number of the company |
U51102MH2003PTC139400 |
|
Name of the
company |
ARIHANT CHEMICALS
AND RESINS (INDIA) PRIVATE LIMITED |
|
Address of the
registered office or of the principal place of business in India of the company |
11, Peninsula
Centre S. S. Rao Road, off Dr. Ambedkar Road, Parel, Mumbai - 400009,
Maharashtra, India |
|
This form is for |
Modification of
charge |
|
Type of charge |
Hypothecation |
|
Particular of
charge holder |
Union Bank of India Khand Bazar Branch, 109, Kazi Syed Street, Khand Bazar,
Mumbai – 400003, Maharashtra, India |
|
Amount secured by
the charge |
Rs.3.000 millions |
|
Brief of the
principal terms an conditions and extent and operation of the charge |
Interest @ 11.25% |
|
Description of
the property charged indicating whether it is a charged on |
Book debts |
|
Particulars of
the property charged |
Hypothecation by
way of first charge of all the Borrower’s present and future book-debts,
outstanding monies, deposits, receivables, claims, bills, contract,
securities, investments rights and assets |
|
Charge
identification number of the charge to be modified |
90148473 |
|
Brief description
of the instrument modifying the charge under section 135 |
Supplementary
Agreement to Hypothecation (Book-Debts) Agreement |
|
Date of
instrument modifying the charge |
10.05.2006 |
|
Particulars of
the present modification |
By this
modification amount enhanced from Rs.11.000 millions to Rs.12.500 against the
security of Book-Debts as stated. Interest : 11.25%
p.a. with monthly rests. |
Fixed Assets :
·
Godown
·
Office
Premises
·
Computer
·
Furniture and
Fixtures
·
Office
Equipments
·
Residential
Property
·
Motor Vehicles
AS PER WEBSITE
Profile
The company established their business in 1967, catering mainly
Printing Ink Industries. In 1970, they expanded their activities to other
industry like Paints & Coatings.
There is a reason why many of today's leading companies in PICA
(Paints, Inks, Coatings & Adhesives) industry are associated with Arihant Chemicals and Resins (I)
Private Limited for their requirement of vital speciality
chemicals. Their unparalleled global resources include strategic relationships
with their principals, both domestic as well as international.
Throughout their development, they have increased their
product range concentrating its efforts on products that deliver the greatest
value to the clients. More and more of Ink and Paint manufacturers rely on us.
It is because they not only have a complete range of Indigenous & Imported
raw materials but they also have a strong supply position. They maintain
inventories of many hard-to-get products.
Their success is direct result of well-trained and
dedicated team of professionals with extensive experience in a wide range of
chemicals. With an eye on the future, they invest and train their staff for
tomorrow's needs as well as today's requirements.
They recognize that their ambition can only be achieved
with the involvement of all their employees into one well-allied machine and by
building partnership with their principals and their clients along with the
community in which they operate.
Their unmatched warehousing with compartmentalized state of
art storing facility for respective products with extensive distribution
network, ensures that you receive the right product at the right time.
With feet firmly planted on today and with foresight into
the future they invest and reinvest their sources on products of future. Its
all here, all from one supplier – ARIHANT
CHEMICALS AND RESINS (I) PRIVATE LIMITED See for thyself, why
they are the pacesetters in Speciality Chemicals.
Products
Paints and Coatings Industry
Rohm and Haas Company, United States
·
Acrylic Emulsions - Styrene & Pure
·
Dispersants
·
Opaque Polymers
·
Rheology Modifiers
·
Preservative and Biocides
Tego Chemie
Service GmbH, Germany
·
Additives
·
Silicon Resins - Pure & Modified
·
Nuova Era: Florentia
·
Nuova Era: Glamour
·
Bisanzio
·
Cracking Paints Solution
·
Non-Chromate Corrosion Inhibitive Products
·
Hybrid Inhibitive Products
·
Flash Rust Inhibitive Products
·
Universal Inhibitive Products
·
Corrosion Inhibitive Products
Printing Inks Industry
Rohm and Haas
Company, United States
·
Acrylic Emulsions
Micro Powders
Inc., United States
·
Micronized Wax - MP 22B
·
Eva Resin - Evatate R5011
·
Basic Dyes for Liquid inks
·
Bases for Ball Point inks & Liquid inks
·
Anti Skinning Agent (Antox - TBHQ)
Tego Chemie Service
GnbH, Germany
·
Additives
·
Printwell Dark Ink Oil
·
Printwell 4700 (SP)
·
Printwell 6090 (SP)
·
Printwell 5200 (SP)
·
Polyurethane Resin – Acepak 225, Acepak 125
·
Vinyl Resin - TEGH, TECH, TEGD
·
Chlorinated Polypropylene (CPP) - Inks
CMT REPORT [Corruption,
Money laundering & Terrorism]
The Public Notice
information has been collected from various sources including but not limited
to: The Courts, India Prisons Service, Interpol, etc.
1] INFORMATION
ON DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court
Declaration :
No records exist to suggest that subject is or was the subject of any
formal or informal allegations, prosecutions or other official proceeding for
making any prohibited payments or other improper payments to government
officials for engaging in prohibited transactions or with designated parties.
3] Asset
Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record
on Financial Crime :
Charges or conviction registered
against subject: None
5] Records
on Violation of Anti-Corruption Laws :
Charges or investigation registered
against subject: None
6] Records
on Int’l Anti-Money Laundering Laws/Standards :
Charges or investigation registered
against subject: None
7] Criminal
Records
No
available information exist that suggest that subject or any of its principals have
been formally charged or convicted by a competent governmental authority for
any financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation
with Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation
Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE
GOVERNANCE
MIRA INFORM as part
of its Due Diligence do provide comments on Corporate Governance to identify
management and governance. These factors often have been predictive and in some
cases have created vulnerabilities to credit deterioration.
Our Governance
Assessment focuses principally on the interactions between a company’s
management, its Board of Directors, Shareholders and other financial
stakeholders.
CONTRAVENTION
Subject is not
known to have contravened any existing local laws, regulations or policies that
prohibit, restrict or otherwise affect the terms and conditions that could be
included in the agreement with the subject.
FOREIGN EXCHANGE
RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.42.20 |
|
UK Pound |
1 |
Rs.81.48 |
|
Euro |
1 |
Rs.64.27 |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
8 |
|
PAID-UP CAPITAL |
1~10 |
8 |
|
OPERATING SCALE |
1~10 |
8 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
8 |
|
--PROFITABILIRY |
1~10 |
8 |
|
--LIQUIDITY |
1~10 |
8 |
|
--LEVERAGE |
1~10 |
8 |
|
--RESERVES |
1~10 |
6 |
|
--CREDIT LINES |
1~10 |
6 |
|
--MARGINS |
-5~5 |
- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
70 |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit
history (10%) Market
trend (10%) Operational
size (10%)
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
|