MIRA
INFORM REPORT
|
Report Date : |
22.08.2008 |
IDENTIFICATION
DETAILS
|
Name : |
RILIEVO DI FILIPPO RILIEVO |
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|
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|
Registered Office : |
Via Cappuccini, 8/A 36071 -
Arzignano (VI) |
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|
|
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Country : |
Italy |
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Date of Incorporation : |
22.01.2007 |
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|
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Legal Form : |
Sole Proprietorship |
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|
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Line of Business : |
Wholesale of hides, skins and leather. Agent for raw and semifinished textile fibres, leather and raw skins,
dressed hides also for furs. |
RATING &
COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Maximum Credit Limit : |
Eur 3.000 |
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|
|
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Status : |
Moderate |
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|
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Payment Behaviour : |
No Complaints |
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Litigation : |
Clear |
name & address
|
Rilievo Di Filippo Rilievo |
|
Via |
Cappuccini, |
8/A |
|
36071 |
- Arzignano |
(VI) |
-IT- |
SUMMARY
|
Fiscal Code |
: |
RLVFPP78T16A459M |
|
Legal Form |
: |
Sole proprietorship |
|
Start of Activities |
: |
22/01/2007 |
|
Turnover Range |
: |
250.000/375.000 Eur |
|
Number of Employees |
: |
from 1 to 5 |
CREDIT ANALYSIS
|
CREDIT OPINION |
: |
3.000 - Eur |
|
Score |
: |
Risk high |
|
Creditworthness Rate |
: |
Scanty |
|
|
|
Modest financial and economic aspect - Limited credit is suggested. |
ACTIVITY
Wholesale of hides, skins and leather.
Agent for raw and semifinished textile fibres, leather and raw skins
, dressed hides also for furs.
LEGAL DATA
Legal Form
: Sole proprietorship
|
Fiscal Code
: RLVFPP78T16A459M |
|
Chamber of Commerce no. :
319645 of Vicenza since 01/02/2007 |
|
V.A.T. Code
: 03358520249 |
|
Start of Activities |
:
22/01/2007 |
MEMBERS
|
Rilievo |
Filippo |
|
Born in Arzignano |
(VI) |
on 16/12/1978 |
- Fiscal Code : RLVFPP78T16A459M |
|
Residence : |
Via |
Capitello |
, 117 |
- 36070 |
Brogliano |
(VI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
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Proprietor |
|
|
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No Protests registered.
COMPANIES CONNECTED TO MEMBERS *
*checkings have been performed on a national scale.
The Members of the subject firm are not reported to be Members in other
companies.
DIRECT PARTICIPATIONS
The Company under review has no participations in other Companies.
STRUCTURE AND COMPANY ACTIVITY
In order to carry out its activities the firm uses the following
locations:
|
- |
Legal and operative seat |
|
in : |
|
|
|
|
|
Via |
Cappuccini |
, 8/A |
- 36071 - |
Arzignano |
(VI) |
- IT - |
|
|
|
|
PHONE |
: 0444/52319 |
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|
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Assistants |
: 1 |
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|
|
|
Fittings and Equipment |
for a value of
31.000 |
Eur |
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|
|
|
Stocks |
for a value of
65.000 |
Eur |
CREDIT REVOLVING
The subject of inquiry has been monitored by our company:
During the last Month : n. 1 times.
During the last 6 Months : n. 1 times.
During the last 12 Months : n. 1 times.
LEGAL PROCEDURES
None reported, standing to the last received edition of the Official
Publications.
IMMOVABLES *
*No specific (mortgage/cadastrial registrations) inspections have been
requested.
None reported in the name of the Firm.
FINANCIAL AND ECONOMICAL ANALYSIS
Subject's setting-up goes back to recent time. At present it is still in
a settlement stage.
Liquid assets do not always fulfill subject's managerial needs.
Business terms, in this first period of activity, are mantained in
order.
The indebtedness rate is slightly above the average.
Business connections are quite regular.
FINANCIAL DATA
|
Complete balance-sheet for the year as at |
|
(in Eur |
x 1 ) |
|
Item Type |
Amount |
Source |
|
Sales |
258.228 |
estimated by our analyst |
|
CREDIT OPINION |
On the basis of the above mentioned, and the sales volume obtained, we deem
that the maximum exposure for short and medium term transactions ( 90 - 120
days ) could be of:
3.000 .Eur.
MARKET / TERRITORY DATA
|
Population living in the province |
: |
831.356 |
|
Population living in the region |
: |
4.699.950 |
|
Number of families in the region |
: |
1.813.210 |
Monthly family expences average in the region (in Eur.) :
|
- per food products |
: |
456 |
|
- per non food products |
: |
2.052 |
|
- per energy consume |
: |
127 |
SECTOR DATA
The values are calculated on a base of 1.450 significant companies.
The companies cash their credits on an average of 111 dd.
The average duration of suppliers debts is about 111 dd.
The sector's profitability is on an average of 1,69%.
The labour cost affects the turnover in the measure of 4,61%.
Goods are held in stock in a range of 37 dd.
The difference between the sales volume and the resources used to
realize it is about 1,60.
The employees costs represent the 4,69% of the production costs.
STATISTICAL DETRIMENTAL DATA
Statistically the trade activity passes through serious crises.
The area is statistically considered lowly risky.
In the region 13.782 protested subjects are found; in the province they
count to 2.234.
The insolvency index for the region is 0,30, while for the province it
is 0,27.
Total Bankrupt companies in the province : 2.546.
Total Bankrupt companies in the region : 16.714.
FOREIGN EXCHANGE
RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.43.38 |
|
UK Pound |
1 |
Rs.81.34 |
|
Euro |
1 |
Rs.64.55 |
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
|
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)