MIRA
INFORM REPORT
|
Report Date : |
27.08.2008 |
IDENTIFICATION
DETAILS
|
Name : |
COLOR SERVICE S.R.L. |
|
|
|
|
Registered Office : |
Via Divisione Julia, 15 36031 - Dueville (VI) |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.12.2007 |
|
|
|
|
Date of Incorporation : |
14.04.1987 |
|
|
|
|
Com. Reg. No.: |
VI116-15828 |
|
|
|
|
Legal Form : |
Limited Liability Company |
|
|
|
|
Line of Business : |
Manufacture, Installation and Repairing of Mechanical Machines and
Equipment. |
RATING &
COMMENTS
|
MIRA’s Rating : |
A |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
Maximum Credit Limit : |
Eur
263.000 |
|
|
|
|
Status : |
Good |
|
|
|
|
Payment Behaviour : |
Regular |
|
|
|
|
Litigation : |
Clear |
name & address
|
Color Service S.r.l. |
|
Via |
Divisione Julia, |
15 |
|
36031 |
- Dueville |
(VI) |
-IT- |
SUMMARY
|
Fiscal Code |
: |
01660830249 |
|
Legal Form |
: |
Limited liability company |
|
Start of Activities |
: |
14/04/1987 |
|
Patrimonial Consistence |
: |
Over 2.500.000 Eur |
|
Turnover Range |
: |
7.750.000/9.000.000 Eur |
|
Number of Employees |
: |
from 26 to 35 |
CREDIT ANALYSIS
|
CREDIT OPINION |
: |
263.000 - Eur |
|
Score |
: |
Risk normal |
|
Creditworthness Rate |
: |
Good |
|
|
|
Under the financial aspect a certain balance is reported which leads |
|
|
|
to a credit with a very limited risk. |
ACTIVITY
Manufacture, installation and repairing of mechanical machines and
equipment.
Manufacturing of mechanical implements.
Manufacture of electronic components.
Wholesale of various machines,tools and equipment for industry, trade,
navigation, handcraft and agriculture.
LEGAL DATA
Legal Form
: Limited liability company
|
Fiscal Code : 01660830249 |
|
Foreign Trade Reg. no. :
VI029657 since 24/03/1992 |
|
Foreign Trade Reg. no. :
29657 of Vicenza since 24/03/1992 |
|
Foreign Trade Reg. no. :
029657 of Vicenza since 24/03/1992 |
|
Chamber of Commerce no. : 175837 of Vicenza since 23/05/1984 |
|
Firms' Register
: VI116-15828 since 19/02/1996 |
|
V.A.T. Code
: 01660830249 |
|
Court : 15828 of Vicenza |
|
|
|
Foundation Date |
: 30/03/1984 |
|
|
Establishment Date |
: 30/03/1984 |
|
|
Start of Activities |
: 14/04/1987 |
|
|
Legal Duration Date |
: 31/12/2050 |
|
|
Nominal Capital |
: 207.000 |
Eur |
|
Subscribed Capital |
: 207.000 |
Eur |
|
Paid up Capital |
: 207.000 |
Eur |
MEMBERS
|
Toschi |
Stefania |
|
Born in Carpi |
(MO) |
on 04/03/1966 |
- Fiscal Code : TSCSFN66C44B819G |
|
Residence : |
Via |
Castelletto |
, 115 |
- 36042 |
Breganze |
(VI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
29/04/2008 |
|
|
|
Managing Director |
29/04/2008 |
|
|
No Protests registered.
|
Toschi |
Fabrizio |
|
Born in Carpi |
(MO) |
on 08/05/1945 |
- Fiscal Code : TSCFRZ45E08B819D |
|
Residence : |
Via |
G. La Pira |
, 33 |
- 36042 |
Breganze |
(VI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
29/04/2008 |
|
|
|
Board Chairman |
29/04/2008 |
|
|
No Protests registered.
|
Fona |
Guido |
|
Born in Breganze |
(VI) |
on 31/05/1949 |
- Fiscal Code : FNOGDU49E31B132F |
|
Residence : |
Via |
Verdi |
, 12 |
- 36030 |
Fara Vicentino |
(VI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
29/04/2008 |
|
|
No Protests registered.
|
Toschi |
Giulia |
|
Born in Padova |
(PD) |
on 27/09/1988 |
- Fiscal Code : TSCGLI88P67G224A |
|
Residence : |
Via |
Giorgio La Pira |
, 33 |
- 36042 |
Breganze |
(VI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
29/04/2008 |
|
|
No Protests registered.
|
Toschi |
Laura |
|
Born in Padova |
(PD) |
on 27/09/1988 |
- Fiscal Code : TSCLRA88P67G224B |
|
Residence : |
Via |
Giorgio La Pira |
, 33 |
- 36042 |
Breganze |
(VI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
29/04/2008 |
|
|
No Protests registered.
|
Turle |
Antonello |
|
Born in Breganze |
(VI) |
on 20/03/1966 |
- Fiscal Code : TRLNNL66C20L157L |
|
Residence : |
Via |
Castelletto |
, 115 |
- 36042 |
Breganze |
(VI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
29/04/2008 |
|
|
No Protests registered.
|
Prandi |
Fabio |
|
Born in Modena |
(MO) |
on 07/05/1963 |
- Fiscal Code : PRNFBA63E07F257R |
|
Residence : |
Via |
Madonna |
, 25 |
- 41011 |
Campogalliano |
(MO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
29/04/2008 |
|
|
No Protests registered.
COMPANIES CONNECTED TO MEMBERS *
*checkings have been performed on a national scale.
*In this module are listed the companies in which members hold or held
positions.
|
TOSCHI |
STEFANIA |
|
Company Style |
Legal Seat |
Fiscal Code |
Position |
Position Status |
Firm Status |
|
STAN S.R.L. |
Breganze (VI) - IT - |
02609290248 |
Director |
Active |
Registered |
|
TOSCHI |
FABRIZIO |
|
Company Style |
Legal Seat |
Fiscal Code |
Position |
Position Status |
Firm Status |
|
B.T.E. BUILDING TECHNOLOGY ENGINEERING S.P.A.
IN FORMA ABBREVIATA: B.T.E. S.P.A |
Vicenza (VI) - IT - |
03216440242 |
Managing Director |
Active |
Registered |
|
B.T.E. BUILDING TECHNOLOGY ENGINEERING
S.P.A. IN FORMA ABBREVIATA: B.T.E. S.P.A |
Vicenza (VI) - IT - |
03216440242 |
Director |
Active |
Registered |
|
B.T.E. BUILDING TECHNOLOGY ENGINEERING
S.P.A. IN FORMA ABBREVIATA: B.T.E. S.P.A |
Vicenza (VI) - IT - |
03216440242 |
Board Chairman |
Active |
Registered |
|
CO.RIS.MA - CONSORZIO DI SMALTIMENTO RIFIUTI
SPECIALI DEL MEDIO ASTICO |
Vicenza (VI) - IT - |
02167260245 |
Chairman |
Dismiss |
Ceased |
|
COLOR TECH S.R.L. - UNIPERSONALE |
Breganze (VI) - IT - |
03264710264 |
Sole Director |
Active |
Registered |
|
GELBAR SRL |
Vicenza (VI) - IT - |
03465920241 |
Managing Director |
Active |
Registered |
|
GELBAR SRL |
Vicenza (VI) - IT - |
03465920241 |
Director |
Active |
Registered |
|
STAN S.R.L. |
Breganze (VI) - IT - |
02609290248 |
Director |
Active |
Registered |
|
T.M.T. COSTRUZIONI MECCANICHE S.R.L. |
Thiene (VI) - IT - |
00835160243 |
Chairman |
Dismiss |
Ceased |
|
TIMIS SRL |
Thiene (VI) - IT - |
03396100244 |
Sole Director |
Active |
Registered |
|
TINTORIA ASTICO S.R.L. |
Fara Vicentino (VI) - IT - |
02627130244 |
Board Chairman |
Dismiss |
Registered |
The indication "REGISTERED" as Firm Status could refere to
Firms in Liquidation, Active, Inactive, etc.
For more information, in this case, we advise to request further
investigations.
CAPITAL SHAREHOLDERS
|
Style / Name |
Seat / Address |
Fiscal Code |
Owned Shares |
% of Ownership |
|
NUOVA M.T. S.R.L. |
Campogalliano - IT - |
00914300363 |
49.680 .Eur |
24,00 |
|
Toschi Stefania |
Breganze - IT - |
TSCSFN66C44B819G |
84.870 .Eur |
41,00 |
|
Toschi Fabrizio |
Breganze - IT - |
TSCFRZ45E08B819D |
31.050 .Eur |
15,00 |
|
Color Tech S.r.l. - Unipersonale |
Breganze - IT - |
03264710264 |
41.400 .Eur |
20,00 |
DIRECT PARTICIPATIONS
|
Company Style |
Legal Seat |
Fiscal Code |
Owned Shares |
% of Ownership |
Share Status |
|
NUOVA M.T. S.R.L. |
Campogalliano - IT - |
00914300363 |
9.984 .Eur |
32,00 |
Active |
STRUCTURE AND COMPANY ACTIVITY
In order to carry out its activities the firm uses the following
locations:
|
- |
Legal and operative seat |
|
in : |
|
|
|
|
|
Via |
Divisione Julia |
, 15 |
- 36031 - |
Dueville |
(VI) |
- IT - |
|
|
|
|
PHONE |
: 0444/592366 |
|
|
|
|
PHONE |
: 0444/366000 |
|
|
|
|
FAX |
: 0444/592469 |
|
|
|
|
Employees |
: 27 |
|
|
|
|
Fittings and Equipment |
for a value of
120.000 |
Eur |
|
|
|
|
Stocks |
for a value of
1.630.000 |
Eur |
|
|
The firm operates abroad as exporter. .
Export represents from 20% to 50% of the global turnover.
Products abroad are placed by :
|
- its own sales net-work |
|
- its own agents |
|
- direct orders from foreign companies |
Export is mainly towards:
|
- Francia |
|
- Islanda |
|
- Grecia |
HISTORICAL INFORMATION AND/OR
FIRM'S STATUS
|
Ex-Members /
Ex-Positions |
|
Manzon |
Dino |
|
Born in TREVISO |
on 30/05/1946 |
- Fiscal Code : MNZDNI46E30L407U |
|
Residence : |
Vicolo |
G. DELEDDA |
, 12 |
- 31038 |
Paese |
(TV) |
- IT - |
|
Position |
|
Director |
|
Toschi |
Stefania |
|
Born in Carpi |
on 04/03/1966 |
- Fiscal Code : TSCSFN66C44B819G |
|
Residence : |
Via |
Castelletto |
, 115 |
- 36042 |
Breganze |
(VI) |
- IT - |
|
Position |
|
Vice-Chairman |
|
Director |
|
Managing Director |
|
Toschi |
Fabrizio |
|
Born in Carpi |
on 08/05/1945 |
- Fiscal Code : TSCFRZ45E08B819D |
|
Residence : |
Via |
G. La Pira |
, 33 |
- 36042 |
Breganze |
(VI) |
- IT - |
|
Position |
|
Director |
|
Managing Director |
|
Board Chairman |
|
Fona |
Guido |
|
Born in Breganze |
on 31/05/1949 |
- Fiscal Code : FNOGDU49E31B132F |
|
Residence : |
Via |
Verdi |
, 12 |
- 36030 |
Fara Vicentino |
(VI) |
- IT - |
|
Position |
|
Director |
|
Morelli |
Vittorio |
|
Born in Conegliano |
on 03/11/1953 |
- Fiscal Code : MRLVTR53S03L424B |
|
Residence : |
Via |
Aliprandi |
, 60 |
- 31015 |
Conegliano |
(TV) |
- IT - |
|
Position |
|
Director |
|
Farina |
Roberto |
|
Born in Breganze |
on 28/09/1946 |
- Fiscal Code : FRNRRT46P28B132M |
|
Residence : |
Via |
G. La Pira |
, 21 |
- 36042 |
Breganze |
(VI) |
- IT - |
|
Position |
|
Supervisory Board Chairman |
|
Maglio |
Antonio |
|
Born in Salerno |
on 11/05/1945 |
- Fiscal Code : MGLNTN45E11I422M |
|
Residence : |
Via |
Binotto |
, 39 |
- 36016 |
Thiene |
(VI) |
- IT - |
|
Position |
|
Temporary Auditor |
|
Farina |
Gianbattista |
|
Born in Dueville |
on 22/10/1941 |
- Fiscal Code : FRNGBT41R22D379I |
|
Residence : |
Via |
Ungaretti |
, 16 |
- 36050 |
Quinto Vicentino |
(VI) |
- IT - |
|
Position |
|
Permanent Auditor |
|
Boccaletti |
Armando |
|
Born in CARPI |
on 18/08/1944 |
- Fiscal Code : BCCRND44M18B819K |
|
Residence : |
Via |
DIVISIONE JULIA |
, N. 21 |
- 36043 |
Camisano Vicentino |
(VI) |
- IT - |
|
Position |
|
Chairman |
|
GRESELIN |
CRISTINA |
|
Born in THIENE |
on 15/10/1965 |
- Fiscal Code : GRSCST65R55L157A |
|
Residence : |
Via |
CAPOVILLA |
, 74 |
- 36030 |
Villaverla |
(VI) |
- IT - |
|
Position |
|
Temporary Auditor |
|
Temporary Auditor |
|
Turle |
Antonello |
|
Born in Breganze |
on 20/03/1966 |
- Fiscal Code : TRLNNL66C20L157L |
|
Residence : |
Via |
Castelletto |
, 115 |
- 36042 |
Breganze |
(VI) |
- IT - |
|
Position |
|
Director |
|
Prandi |
Fabio |
|
Born in Modena |
on 07/05/1963 |
- Fiscal Code : PRNFBA63E07F257R |
|
Residence : |
Via |
Madonna |
, 25 |
- 41011 |
Campogalliano |
(MO) |
- IT - |
|
Position |
|
Director |
|
Fabris |
Fabio |
|
Born in Thiene |
on 17/04/1967 |
- Fiscal Code : FBRFBA67D17L157D |
|
Residence : |
Via |
San Vincenzo |
, 32 |
- 36035 |
Marano Vicentino |
(VI) |
- IT - |
|
Position |
|
Permanent Auditor |
|
ZANELLA |
ALFREDO |
|
Born in SCHIO |
on 10/07/1948 |
- Fiscal Code : ZNLLRD48L10L394R |
|
Residence : |
Via |
DONIZETTI |
, 10 |
- 36031 |
Dueville |
(VI) |
- IT - |
|
Position |
|
Director |
|
Director |
|
Former seats |
|
- |
Branch |
(Factory ) |
since 27/05/1993 |
until 22/04/1996 |
|
|
|
|
|
Via |
IV NOVEMBRE |
- 36030 |
- ZUGLIANO |
(VI) |
- IT - |
PAYMENTS ANALYSIS
The average term of debts to suppliers is shorter than the sector one.
PAYMENTS SCORE : - No insolvency
CREDIT REVOLVING
During last Year, the subject of inquiry has not been monitored by our
company.
PROTESTS
Protests checking on the subject firm has given a negative result.
LEGAL PROCEDURES
None reported, standing to the last received edition of the Official
Publications.
IMMOVABLES *
*No specific (mortgage/cadastrial registrations) inspections have been
requested.
|
Immovable Type |
Value |
|
Real estates |
115.515 .Eur |
NB.: For Capital Companies the value of the Immovables is the one
reported in the last available financial documents.
FINANCIAL AND ECONOMICAL ANALYSIS
Subject is active since 1987
In the economic management , good and bad results followed on by turns.
with a negative economic result in the last financial year. Upward trend as to
the turnover in the last financial year (+29,97%).
The return on investment in the last financial year was negative
(-3,24%).
The financial status of the company is fairly balanced with an
indebtedness level of 1,26 but with an increase as against the previous
accounting period.
Moderate recourse to bank credit while the exposure towards suppliers is
rather high but lower than the field average.
The available funds are good.
FINANCIAL DATA
|
Complete balance-sheet for the year as at |
31/12/2007 |
(in Eur |
x 1 ) |
|
Item Type |
Amount |
Source |
|
Sales |
8.367.885 |
filed balance sheet |
|
Profit (Loss) for the period |
-185.263 |
filed balance sheet |
|
Complete balance-sheet for the year as at |
31/12/2006 |
(in Eur |
x 1 ) |
|
Item Type |
Amount |
Source |
|
Sales |
6.438.071 |
filed balance sheet |
|
Profit (Loss) for the period |
116 |
filed balance sheet |
|
Complete balance-sheet for the year as at |
31/12/2005 |
(in Eur |
x 1 ) |
|
Item Type |
Amount |
Source |
|
Sales |
3.918.681 |
filed balance sheet |
|
Profit (Loss) for the period |
-88.444 |
filed balance sheet |
|
Complete balance-sheet for the year as at |
31/12/2004 |
(in Eur |
x 1 ) |
|
Item Type |
Amount |
Source |
|
Sales |
8.634.746 |
filed balance sheet |
|
Profit (Loss) for the period |
353.068 |
filed balance sheet |
BALANCE SHEETS
From our constant monitoring of the Public Administration, actually, no
more recent balance sheets result to be filed.
|
Balance Sheet as
at 31/12/2007 - Months 12 - Currency Eur - Amounts x 1 |
|
Balance Sheet as
at 31/12/2006 - Months 12 - Currency Eur - Amounts x 1 |
|
Years |
|
|
2007 |
2006 |
|
|
BALANCE SHEET
ACCOUNTS |
|
|
|
|
. |
|
|
|
|
|
ASSETS |
|
|
|
|
|
CREDITS TO SHAREHOLDERS |
|
|
|
|
|
FIXED ASSETS ( NET ) |
|
|
1.322.025 |
1.110.804 |
|
. Intangible assets |
|
|
93.142 |
80.614 |
|
. Tangible fixed assets |
|
|
335.810 |
370.829 |
|
. . Land and buildings |
|
|
115.515 |
65.229 |
|
. . Plants, Equipm.and Machinery |
|
|
116.044 |
157.977 |
|
. Long-term Investments |
|
|
893.073 |
659.361 |
|
. . Financial loans |
|
|
893.073 |
659.361 |
|
. . Own shares |
|
|
|
|
|
CURRENT ASSETS |
|
|
5.971.316 |
6.111.391 |
|
. Stock |
|
|
1.625.487 |
1.019.597 |
|
. Credits |
|
|
4.227.951 |
3.411.259 |
|
. . Credits to clients |
|
|
3.583.914 |
2.670.101 |
|
. . Other credits |
|
|
644.037 |
741.158 |
|
. Short-term financial assets |
|
|
|
|
|
. Liquid assets |
|
|
117.878 |
1.680.535 |
|
ACCRUED INCOME-DEFERR. ASSETS |
|
|
41.901 |
8.505 |
|
TOTAL ASSETS |
|
|
7.335.242 |
7.230.700 |
|
. |
|
|
|
|
|
LIABILITIES |
|
|
|
|
|
NET WORTH |
|
|
2.775.315 |
2.960.578 |
|
. Company's capital |
|
|
207.000 |
207.000 |
|
. Reserves |
|
|
2.841.906 |
2.841.906 |
|
. Reserves company's own shares |
|
|
|
|
|
. Retained profits (losses) |
|
|
-88.328 |
-88.444 |
|
. Profit (loss) |
|
|
-185.263 |
116 |
|
PROVISION FOR RISKS AND LOSSES |
|
|
159.191 |
345.590 |
|
SEVERANCE INDEMNITY FUND |
|
|
358.269 |
316.539 |
|
DEBTS |
|
|
4.040.533 |
3.606.293 |
|
. Financial M/L terms |
|
|
407.529 |
627.758 |
|
. . Financial M/L term banks |
|
|
25.000 |
125.000 |
|
. . Financial M/L bonds |
|
|
|
|
|
. . Other financial M/L debts |
|
|
382.529 |
502.758 |
|
. Financial short-term debts |
|
|
906.848 |
115.015 |
|
. . Financial short-term banks |
|
|
788.350 |
|
|
. . Financial short-term bonds |
|
|
|
|
|
. . Other financial short-term debts |
|
|
118.498 |
115.015 |
|
. M/L term debts to suppliers |
|
|
|
|
|
. Short-term debts to suppliers |
|
|
2.205.995 |
2.311.877 |
|
. Sundry M/L debts |
|
|
|
|
|
. Sundry short-term debts |
|
|
520.161 |
551.643 |
|
ACCRUED EXPENSE |
|
|
1.934 |
1.700 |
|
TOTAL LIABILITIES |
|
|
7.335.242 |
7.230.700 |
|
. |
|
|
|
|
|
|
PROFIT AND LOSS
ACCOUNTS |
|
|
|
|
OUTPUT VALUE |
|
|
8.781.243 |
6.593.257 |
|
. Revenues from sales/services |
|
|
8.367.885 |
6.438.071 |
|
. Change of stock (products) |
|
|
289.633 |
-40.158 |
|
OPERATING EXPENSES |
|
|
9.019.512 |
6.362.289 |
|
. Purchasing expenses |
|
|
5.528.880 |
3.420.699 |
|
. Change of stock (raw material) |
|
|
-204.256 |
-122.825 |
|
. Expenses from services |
|
|
1.918.496 |
1.363.391 |
|
. Expenses from leasing |
|
|
37.050 |
13.414 |
|
. General expenses/sundry charges |
|
|
183.758 |
250.626 |
|
. Staff expenses |
|
|
1.471.715 |
1.251.630 |
|
. Depreciation/Devaluation costs |
|
|
83.869 |
185.354 |
|
FINANCIAL REVENUES (CHARGES) |
|
|
-28.722 |
-46.334 |
|
. Financial charges |
|
|
-124.206 |
-83.066 |
|
. Financial revenues |
|
|
95.484 |
36.732 |
|
FINANCIAL ASSETS CORRECTION |
|
|
|
|
|
EXTRAORDINARY FINANCIAL REVENUES (CHARGES) |
|
|
254.047 |
-25.144 |
|
PROFIT (LOSS) FOR THE PERIOD |
|
|
-12.944 |
159.490 |
|
TAX |
|
|
172.319 |
159.374 |
|
CORRECT./ALLOCAT. FISCAL RULE |
|
|
|
|
|
NET PROFIT (LOSS) |
|
|
-185.263 |
116 |
|
RATIOS |
Item |
O.V. |
O.V. |
as at 31/12/2007 |
as at 31/12/2006 |
Sector Average |
|
Fixed assets ratio |
Units |
=> 1 |
l |
2,67 |
3,51 |
2,01 |
|
Net Short-term indebtedness |
Units |
- 1 |
l |
1,26 |
0,43 |
2,79 |
|
Current ratio |
Units |
=> 1 |
l |
1,64 |
2,05 |
1,28 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
=> 1 |
l |
1,19 |
1,70 |
0,95 |
|
Return on Sales |
% |
|
l |
- 1,21 |
2,88 |
3,84 |
|
Average stock waiting period |
dd |
|
l |
69,91 |
56,98 |
57,45 |
|
Credits to clients average term |
dd |
|
l |
154,15 |
149,29 |
130,24 |
|
Debts to suppliers average term |
dd |
|
l |
106,09 |
173,44 |
147,96 |
|
Net financial revenues/ charges incidence |
% |
|
l |
- 0,34 |
- 0,71 |
- 0,90 |
|
Labour cost incidence |
% |
|
l |
17,58 |
19,44 |
19,09 |
O.V. = Optimal Value. When not present refer to the sector's.
A coloured item indicates the opinion of the rate during the last
financial year
(green=good; orange=not optimal; red=insufficient; n.c.=not computable)
CREDIT OPINION
On the basis of the above mentioned, and the sales volume obtained, we
deem that the maximum exposure for short and medium term transactions ( 90 -
120 days ) could be of:
263.000 .Eur.
MARKET / TERRITORY DATA
|
Population living in the province |
: |
831.356 |
|
Population living in the region |
: |
4.699.950 |
|
Number of families in the region |
: |
1.813.210 |
Monthly family expences average in the region (in Eur.) :
|
- per food products |
: |
456 |
|
- per non food products |
: |
2.052 |
|
- per energy consume |
: |
127 |
SECTOR DATA
The values are calculated on a base of 2.083 significant companies.
The companies cash their credits on an average of 130 dd.
The average duration of suppliers debts is about 147 dd.
The sector's profitability is on an average of 3,84%.
The labour cost affects the turnover in the measure of 19,09%.
Goods are held in stock in a range of 57 dd.
The difference between the sales volume and the resources used to
realize it is about 1,20.
The employees costs represent the 19,65% of the production costs.
STATISTICAL DETRIMENTAL DATA
Statistcally the trade activity shows periods of crisis.
The area is statistically considered lowly risky.
In the region 13.782 protested subjects are found; in the province they
count to 2.234.
The insolvency index for the region is 0,30, while for the province it
is 0,27.
Total Bankrupt companies in the province : 2.546.
Total Bankrupt companies in the region : 16.714.
FOREIGN EXCHANGE
RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.43.73 |
|
UK Pound |
1 |
Rs.80.31 |
|
Euro |
1 |
Rs.64.61 |
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, we have no basis upon which to recommend
credit dealings |
No Rating |
|
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)