MIRA
INFORM REPORT
|
Report Date : |
11.12.2008 |
IDENTIFICATION
DETAILS
|
Name : |
DIAMOND BANK CO. |
|
|
|
|
Registered Office : |
Rm.104, Diamond Bldg., 10-1, Bongik-dong, Jongno-gu, Seoul 110-390 |
|
|
|
|
Country : |
Korea |
|
|
|
|
Com. Reg. No.: |
101-06-08423 |
|
|
|
|
Legal Form : |
Sole Proprietorship |
|
|
|
|
Line of Business : |
Wholesales of Diamond |
RATING &
COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
|
Status : |
Small Company |
|
|
|
|
Payment Behaviour : |
No Complaints |
|
|
|
|
Litigation : |
Clear |
Basic
|
Company
Name |
DIAMOND BANK CO. |
|
Registered Address |
10-1, Bongik-dong,
Jongno-gu, Seoul, Korea |
|
Building |
Rm.104, Diamond Bldg. |
|
Zip Code |
110-390 |
|
Tel |
+82-2-2277-9410 |
|
Fax |
+82-2-2277-9412 |
|
E-mail |
info@diamondbank.co.kr;dbank2000@nate.com |
|
Website |
www.diamondbank.co.kr |
|
Trading Address |
Rm.104,
Diamond Bldg., 10-1, Bongik-dong, Jongno-gu, Seoul, Korea |
|
Tel |
+82-2-746-2277 |
|
Fax |
+82-2-2277-9412 |
|
Type |
Import/Export |
|
Industry |
Wholesales of Diamond |
|
Main Business |
Consignment Sales& Purchase, Secured
Loan, Information Providing on Diamond |
|
Sub Business |
Pawn Broking Service |
|
Established (mm/dd/yyyy) |
N/A |
The Subject
occupies the premises of registered HQ address by leasing base.
Detailed Products
|
Activity |
Detailed Products (UNSPSC) |
|
Sell |
Rings(54101603) |
|
Sell |
Diamond gemstones(54121501) |
CEO’s
|
Name |
Hwang Cheol-Ha |
|
Title |
Owner |
|
Sex |
Male |
|
Nationality |
Korean |
Profiles
|
Capital |
Not Applicable to
the Sole Proprietorship |
|
Employees |
N/A |
|
Formation |
Sole Proprietorship |
|
Bank Details |
N/A |
|
Corporate Registered No. |
Not Applicable to the Sole Proprietorship |
|
Business Registered No. |
101-06-08423 |
|
Permit & Licenses |
N/A |
|
Shareholder Position |
The Owner has 100% shares. |
|
Company History |
N/A |
Management
|
Job Description |
Title |
Name |
Sex |
Nationality |
Inauguration Day |
|
Owner |
Mr. |
Hwang Cheol-Ha |
Male |
Korean |
|
Financials
The financial is not available, and the
subject does not have any obligation to releases its financials to the public.
Financial Description
Unit: KRW
|
Authorized
Capital |
Not Applicable to the Sole Proprietorship |
|
Paid-Up
Capital |
Not Applicable to the Sole Proprietorship |
|
Total Issues Shares |
Not Applicable to the Sole Proprietorship |
Products, Technologies, Services
Description
|
Main
Products & Services |
The Subject purchases diamonds and other
gems, provides broking pawn loan service and information services. |
Trade
Partners
|
Competitors |
HANA DIAMOND CO(WWW.HANADIAMOND.CO.KR) MYUNGBO DIAMOND CO.(WWW.MDIAMOND.CO.KR) DIABUY CO.(WWW.DIABUY.COM) GOLD ART CO(WWW.EGOLDART.COM) |
Sales by
Region (Activity &
Markets)
Not Available.
Court
Action
Not Available.
News
Clipping
--
FOREIGN EXCHANGE
RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.48.52 |
|
UK Pound |
1 |
Rs.72.62 |
|
Euro |
1 |
Rs.63.76 |
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit consideration.
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
|
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)