- Summary Information
|
Company Name |
GIMPEX OVERSEAS PRIVATE LIMITED |
Principal Name 1 |
Mr. Om Prakash Baheti |
|
Status |
Satisfactory |
Principal Name 2 |
Mr. Ranju Baheti |
|
Street Address |
209 A J C Bose Road, Karnani Estate 3rd
Floor, R No. 98, P S Beniapukur, Kolkata – 700 007, West Bengal |
||
|
Established Date |
14.05.1999 |
SIC Code |
-- |
|
Telephone# |
Tel No.: 91-33-22835429 / 22835430 /
30285431 |
Business Style 1 |
Manufacturer |
|
Fax # |
91-33-22804814 /
22804114 |
Business Style 2 |
Dealer |
|
Homepage |
Product Name 1 |
Tea Machineries |
|
|
# of employees |
--- |
Product Name 2 |
-- |
|
Paid up capital |
Rs. 7237500 |
Product Name 3 |
-- |
|
Shareholders |
Directors or relatives of directors
[69.11%] |
Banking |
· The Federal Bank Limited · State bank of India ·
Yes Bank Limited |
|
Public Limited Corp. |
No |
Business Period |
9 years |
|
IPO |
No |
International Ins. |
- |
|
Public Enterprise |
No |
Rating |
Ba |
|
Related Company |
|||
|
Relation – Group Company |
Country - India |
Company Name |
·
Software Research Centre (Private) Limited ·
Online Trade and Consultants (Private) Limited |
|
Note |
-- |
||
2. Summary
Financial Statement
|
Balance Sheet as of |
31.03.2008 |
(Unit: Indian Rs.) |
|
|
Assets |
Liabilities |
||
|
Current Assets |
43980060 |
Current Liabilities |
27683085 |
|
Inventories |
--- |
Long-term Liabilities |
3978069 |
|
Fixed Assets |
6316706 |
Other Liabilities |
--- |
|
Deferred Assets |
--- |
Total Liabilities |
31661153 |
|
Invest& other Assets |
678750 |
Retained Earnings |
12076864 |
|
|
|
Net Worth |
19314363 |
|
Total Assets |
50975516 |
Total Liab. & Equity |
50975516 |
|
Total Assets (Previous Year) |
35004866 |
|
|
|
P/L Statement as of |
31.03.2008 |
(Unit: Indian Rs.) |
|
|
Sales |
48253149 |
Net Profit |
70150 |
|
Sales(Previous yr) |
99392303 |
Net Profit(Prev.yr) |
377376 |
MIRA
INFORM REPORT
|
Report Date : |
16.12.2008 |
IDENTIFICATION
DETAILS
|
Name : |
GIMPEX OVERSEAS PRIVATE LIMITED |
|
|
|
|
Registered Office : |
209 A J C Bose Road, Karnani Estate 3rd Floor, R No. 98, P
S Beniapukur, Kolkata – 700 007, West Bengal |
|
|
|
|
Country : |
India |
|
|
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|
Financials (as on) : |
31.03.2008 |
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|
Date of Incorporation : |
14.05.1999 |
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|
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Com. Reg. No.: |
21-89409 |
|
|
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|
CIN No.: [Company
Identification No.] |
U29130wb1999ptc089409 |
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|
IEC No.: |
0299007570 |
|
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|
TAN No.: [Tax
Deduction & Collection Account No.] |
CALG02126F |
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|
PAN No.: [Permanent
Account No.] |
AABCG18770A |
|
|
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|
Legal Form : |
Private Limited Liability Company
|
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|
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|
Line of Business : |
manufacturer and dealer
in the Tea processing
Machinery. |
RATING &
COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Maximum Credit Limit : |
USD 97000 |
|
|
|
|
Status : |
Satisfactory |
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Payment Behaviour : |
No Complaints |
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Litigation : |
Clear |
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Comments : |
Subject is a well – established and reputed company having
satisfactory track. Trade relations are fair. Business is active. No
complaints have been heard. The company can be considered good for normal business dealings. |
INFORMATION PARTED
BY
|
Name : |
Mr. Sanjay Garodia |
|
Designation : |
General Manager – Business Development |
|
Contact No.: |
91-9831123130 |
|
Date : |
11.12.2008 |
LOCATIONS
|
Registered Office / Factory : |
209 A J C Bose Road, Karnani Estate 3rd Floor, R No. 98, P
S Beniapukur, Kolkata – 700 007, West Bengal |
|
Tel. No.: |
91-33-22835429 / 22835430 /
30285431 |
|
Mobile No.: |
91-9831123130 |
|
Fax No.: |
91-33-22804814 / 22804114 |
|
E-Mail : |
|
|
Website : |
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|
Area : |
1100 Sq.fts |
|
Location: |
Owned |
|
|
|
|
Corporate Office: |
44/12 K B Sarani, Kolkata – 700 080, West Bengal, India |
|
Tel. No.: |
91-33-25593282 |
DIRECTORS
|
Name : |
Mr. Om Prakash Baheti |
|
Designation : |
Director |
|
Address : |
100 Ballygunge Place 3rd Floor, Kolkata – 700 019, West
Bengal, India |
|
Date of Birth/Age : |
23.05.1955 |
|
Qualification : |
M. Tech (Mechanical Engineer) |
|
Date of Appointment : |
14.05.1999 |
|
|
|
|
Name : |
Mr. Ranju Baheti |
|
Designation : |
Director |
|
Address : |
100 Ballygunge Place 3rd Floor, Kolkata – 700 019, West
Bengal, India |
|
Date of Birth/Age : |
10.12.1965 |
|
Qualification : |
B.A |
|
Date of Appointment : |
19.06.2000 |
MAJOR SHAREHOLDERS
/ SHAREHOLDING PATTERN
|
Names of Shareholders |
|
No. of Shares |
|
Mr. Om Prakash Baheti |
|
400200 |
|
Mr. Ranju Baheti |
|
100000 |
|
On Line Trading and Consultants private
Limited |
|
223550 |
AS ON 30.09.2008
|
Equity Share
Breakup |
|
Percentage of
Holding |
|
Category |
|
|
|
Bodies corporate |
|
30.89 |
|
Directors or relatives of directors |
|
69.11 |
|
|
Total
|
100.00 |
BUSINESS DETAILS
|
Line of Business : |
manufacturer and dealer
in the Tea processing
Machinery. |
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Products : |
|
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|
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Agencies Held : |
· Marubeni Corporation, Tokyo, Japan · Ideal System Company Limited, Daegu- City, Korea |
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Exports : |
|
||||
|
Products : |
Tea processing Machinery |
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Countries : |
Indonesia, Vietnam, Sri lanka, Tanzania, Australia, Uganda, Kenya, etc |
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Imports : |
|
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Products : |
Colour Sorter Machines, Tea Pruning Machines |
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Countries : |
Korea, Japan |
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Terms : |
|
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Selling : |
L/C, Cash, Credit (30-180) |
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|
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Purchasing : |
L/C, Cash, Credit (30-120) |
GENERAL
INFORMATION
|
Customers : |
End users ·
Kenya Tea Development Agency, Nairobi. ·
Eastern Produce Kenya Limited. ·
Karirana Estates, Kenya. ·
Rwenzori Commodities, Uganda. ·
Uganda Tea Corporation, Uganda. ·
Saran Agro Investments, Uganda. ·
Commonwealth Development Corporation, Uganda
and Tanzania. ·
Toro and Mityona (Mitchell Cotts Group),
Tanzania. ·
George Williamson, Tanzania. ·
Mufindi Tea Company (Lonrho Group), Tanzania. ·
Tanzania Tea Packers (CDC Joint Venture). ·
Agricultural Rural Development Authority,
Zimbabwe. ·
Gumaro Tea Development Authority, Ethiopia. ·
Pussellawa Plantations, Sri Lanka. ·
PTP VIII, Indonesia ·
Tata Tea, India ·
Goodrickes, India ·
Assam Company India |
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No. of Employees : |
27 (15 in office and 12 in factory) |
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Bankers : |
· The Federal Bank Limited, Kolkata Overseas Branch, 21 A Shakespeare Sarani, Kolkata – 700 017, West Bengal, India · State bank of India · Yes Bank Limited |
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Facilities : |
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Banking
Relations : |
--- |
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Auditors : |
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||||||
|
Name : |
H Kabra and Company Chartered Accountants |
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|
Address : |
P - 41, Princep Street, 6th Floor, Room No. -615, Kolkata –
700 072, West Bengal, India |
||||||
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|
||||||
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Group Companies : |
Software Research Centre (Private) Limited Activity: Engaged in development of
software and software related activities. Online Trade and Consultants (Private) Limited Activity : An NBFC Company, engaged in
Investment activities |
||||||
|
|
|
||||||
|
Associates/Subsidiaries : |
Phu Yen Yen Bai Joint Stock Company Address : Yen Bai City, Vietnam Activity: Tea processing Machinery an allied
engineering Items. |
||||||
CAPITAL STRUCTURE
AS ON 30.09.2008
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
750000 |
Equity Shares |
Rs. 10/- Each |
Rs. 7.500 millions |
Issued, Subscribed
& Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
723750 |
Equity Shares |
Rs. 10/- Each |
Rs. 7.238 millions |
FINANCIAL DATA
[all figures are in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2008 |
31.03.2007 |
31.03.2006 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
7.238 |
7.238 |
7.238 |
|
|
2] Share Application Money |
0.000 |
0.000 |
0.000 |
|
|
3] Reserves & Surplus |
12.077 |
11.952 |
11.604 |
|
|
4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
|
|
NETWORTH |
19.315 |
19.190 |
18.842 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
3.978 |
2.409 |
3.949 |
|
|
2] Unsecured Loans |
0.000 |
0.000 |
0.000 |
|
|
TOTAL BORROWING |
3.978 |
2.409 |
3.949 |
|
|
DEFERRED TAX LIABILITIES |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
23.293 |
21.599 |
22.791 |
|
|
|
|
|
|
|
|
APPLICATION OF FUNDS |
|
|
|
|
|
|
|
|
|
|
|
FIXED ASSETS [Net Block] |
6.317 |
5.978 |
5.615 |
|
|
Capital work-in-progress |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
INVESTMENT |
0.678 |
0.435 |
0.434 |
|
|
DEFERREX TAX ASSETS |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
3.895
|
1.987 |
0.000 |
|
|
Sundry Debtors |
11.819
|
5.960 |
7.684 |
|
|
Cash & Bank Balances |
14.909
|
11.057 |
4.652 |
|
|
Other Current Assets |
0.000
|
0.000 |
3.365 |
|
|
Loans & Advances |
13.358
|
9.589 |
9.140 |
|
Total
Current Assets |
43.981
|
28.593 |
24.841 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Current Liabilities |
26.612
|
12.044 |
6.884 |
|
|
Provisions |
1.071
|
1.363 |
1.215 |
|
Total
Current Liabilities |
27.683
|
13.407 |
8.099 |
|
|
Net Current Assets |
16.298
|
15.186 |
16.742 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
23.293 |
21.599 |
22.791 |
|
PROFIT & LOSS
ACCOUNT
|
PARTICULARS |
31.03.2008 |
31.03.2007 |
31.03.2006 |
|
|
Sales Turnover |
48.470 |
99.560 |
31.926 |
|
|
Other Income |
1.224 |
0.644 |
0.443 |
|
|
Total Income |
49.694 |
100.204 |
32.369 |
|
|
|
|
|
|
|
|
Profit/(Loss) Before Tax |
0.496 |
1.002 |
0.477 |
|
|
Provision for Taxation |
0.426 |
0.625 |
0.345 |
|
|
Profit/(Loss) After Tax |
0.070 |
0.377 |
0.132 |
|
|
|
|
|
|
|
|
Expenditures : |
|
|
|
|
|
|
Manufacturing Expenses |
0.415 |
0.733 |
0.454 |
|
|
Administrative Expenses |
8.351 |
9.848 |
6.074 |
|
|
Raw Material Consumed |
36.475 |
73.418 |
18.830 |
|
|
Purchases made for re-sale |
3.821 |
13.239 |
4.980 |
|
|
Increase/(Decrease) in Finished Goods |
[0.729] |
0.765 |
0.484 |
|
|
Interest |
0.222 |
0.545 |
0.391 |
|
|
Depreciation & Amortization |
0.644 |
0.578 |
0.623 |
|
|
Other Expenditure |
NA |
0.076 |
0.056 |
|
Total Expenditure |
49.198 |
99.202 |
31.892 |
|
KEY RATIOS
|
PARTICULARS |
|
31.03.2008 |
31.03.2007 |
31.03.2006 |
|
PAT / Total Income |
(%) |
0.14
|
0.38 |
0.41 |
|
|
|
|
|
|
|
Net Profit Margin (PBT/Sales) |
(%) |
1.02
|
1.01 |
1.49 |
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
0.97
|
2.86 |
1.54 |
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
0.03
|
0.05 |
0.03 |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Liability/Networth) |
|
1.64
|
0.82 |
0.64 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
1.59
|
2.13 |
3.07 |
LOCAL AGENCY
FURTHER INFORMATION
FIXED ASSETS:-
· Leasehold Land
· Factory Shed
· Office premises
· Plant and Machinery
· Tools and Equipments
· Weighing Machine
· Generator Set
· Air Conditioner
· Computer
· Mobile Phone
· Fax Machine
· Electric Fan
· Refrigerator
· Bi-cycle
· Xerox Machine
· Motor Car
· Furniture and Fixtures
TRADE References:-
Marubeni India
Private Limited,
Address : Block A, 4th Floor, J K Millennium Centre, Kolkata
– 700 071, West Bengal,
Contact: Mr. Satyam Goenka, Manager
Tel No.: 91-33-2288-5651/3
Assam Company
Limited,
Contact: Mr. A Killa, Vice President
Address: 52, Chowringhee Road,
Kolkata – 700 071, West Bengal, India
Tel No.: 91-33-2283-8306/8309
MK Shah Exports
Limited
Contact: Mr. Raj Berry, President
M K House, Plot No. 19, North South Road, Plot No.12, J V P D Scheme,
Vile Parle (West), Mumbai – 400 049, Maharashtra
Tel No.: 91-22-2616-5007/5008
FORM 8-
|
Corporate
identity number of the company |
U29130wb1999ptc089409 |
|
Name of the
company |
GIMPEX OVERSEAS
PRIVATE LIMITED |
|
Address of the
registered office or of the principal place of business in India of the company |
209 A J C Bose Road, Karnani Estate 3rd Floor, R No. 98, P
S Beniapukur, Kolkata – 700 007, West Bengal |
|
This form is for |
Modification of
charge |
|
Type of charge |
· Immovable property · Floating Charge · Book Debts |
|
Particular of
charge holder |
The Federal bank Limited, Kolkata Overseas
Branch, 21 A Shakespeare Sarani, Kolkata – 700 017, West Bengal, India E-Mail: calj@federalbank.co.in |
|
Nature of
instrument creating charge |
· Letter of Credit Agreement · Letter of confirmation of deposit of Title Deeds |
|
Date of
instrument Creating the charge |
30.01.2008 |
|
Amount secured by
the charge |
Rs. 24.200
millions |
|
Brief of the
principal terms an conditions and extent and operation of the charge |
Rate of Interest : As stipulated by
the bank from time to time as per the Banking norms and RBi guidelines. Terms of Repayment: · Repayable on Demand · Interest shall be paid on monthly basis · The credit Facility will be for a period of 12 months but the Bank will have the fullest liberty and discretion to extend for such periods as the bank may deem fit or recall the facility at any time during the continuance of the said credit facility. Margin: PCL – 25% BG-51% LC – 30% Extent and Operation
of the charge : First charge overall hypothecated and mortgaged properties. |
|
Short particulars
of the property charged (Including location of the property) |
Hypothecation of
stock of raw materials, finished goods, document of title to goods / usance
bills, goods procured under LC. Goods may located at factory, godown or
elsewhere. EM of three flats
located at 3rd Floor, Karnani Estate, 209 A J C Bose Road,
Kolkata – 700 007, West Bengal. Flat No. 98 measuring 595 SFT, deed no l – 245, Flat No. 96
measuring 595 SFT, deed no. l - 246
and Flat No. 97 measuring 595 SFT deed no. 13757 of 2006. |
|
Particulars of
the present modification |
By present modification the overall amount of charge has been enhanced
to Rs. 24.200 millions. Charge is modified for additional credit facilities allowed
to the borrower. Other terms and conditions remain unchanged. PCL: Rs. 4.000
millions, FDBP / FUBP: Rs. 6.000 millions, PSL (sub limit to FDBP / FUBP) Rs.
1.500 millions, LC: Rs. 10.200 millions BG: Rs. 4.000 millions, Total Rs.
24.200 millions. |
Website details:-
Area of Operation
|
Merchant Export
Division |
: |
Supply and Installation of Tea
Processing Machinery & Spares. |
|
|
|
|
|
Manufacturing Division |
: |
Manufacture of SuperScan Colour Sorting Machine for
sorting of Orthodox Tea, the only Company in India to successfully
manufacture and market these machines. Manufacturing
CTC Tea Processing machinery |
|
|
|
|
|
Tea Trading Division |
: |
Import of Teas from the Overseas markets for re-export
and export of Tea from India. |
Place of
Business Operation (Overseas)
|
AFRICA |
: |
Kenya, Uganda, Tanzania, Zimbabwe, Ethiopia,
Rwanda, Burundi. Mozambique, Malawi. |
|
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|
|
|
ASIA |
: |
Indonesia, Vietnam, Sri Lanka, Bangladesh,
Nepal, China, Singapore, Papua New Guinea. Myanmar |
|
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Europe and USA |
: |
Turkey |
|
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|
Australia |
: |
Papua New Guinea |
CMT REPORT
(Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts, India Prisons Service,
Interpol, etc.
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners, controlling
shareholders or senior officers as terrorist or terrorist organization or whom
notice had been received that all financial transactions involving their assets
have been blocked or convicted, found guilty or against whom a judgement or
order had been entered in a proceedings for violating money-laundering,
anti-corruption or bribery or international economic or anti-terrorism sanction
laws or whose assets were seized, blocked, frozen or ordered forfeited for
violation of money laundering or international anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper payments
to government officials for engaging in prohibited transactions or with
designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l Anti-Money
Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals have
been formally charged or convicted by a competent governmental authority for
any financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE
GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE
RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.47.94 |
|
UK Pound |
1 |
Rs.72.07 |
|
Euro |
1 |
Rs.64.70 |
SCORE & RATING
EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
5 |
|
PAID-UP CAPITAL |
1~10 |
5 |
|
OPERATING SCALE |
1~10 |
5 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
6 |
|
--PROFITABILIRY |
1~10 |
4 |
|
--LIQUIDITY |
1~10 |
5 |
|
--LEVERAGE |
1~10 |
5 |
|
--RESERVES |
1~10 |
5 |
|
--CREDIT LINES |
1~10 |
5 |
|
--MARGINS |
-5~5 |
---- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
YES |
|
--AFFILIATION |
YES/NO |
YES |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
45 |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
|