MIRA
INFORM REPORT
|
Report Date : |
18.12.2008 |
IDENTIFICATION
DETAILS
|
Name : |
GALPERTI TECH S.R.L. |
|
|
|
|
Registered Office : |
Via Prati Della
Rosa, 30 Zona Industriale, 22050 -
Colico (LC) |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.12.2007 |
|
|
|
|
Date of Incorporation : |
30.07.2002 |
|
|
|
|
Com. Reg. No.: |
LC-2002-12741 |
|
|
|
|
Legal Form : |
Limited Liability Company |
|
|
|
|
Line of Business : |
General mechanic. Manufacture, installation and repairing of mechanical machines and
equipment. |
RATING &
COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
|
Maximum Credit Limit : |
Eur – 227.000 |
|
|
|
|
Status : |
Moderate |
|
|
|
|
Payment Behaviour : |
Slow |
|
|
|
|
Litigation : |
Clear |
Name & address
Galperti Tech S.r.l.
Via Prati
Della Rosa, 30 Zona Industriale
22050 - Colico (LC) -IT-
SUMMARY
|
Fiscal Code |
: |
02687910139 |
|
Legal Form |
: |
Limited liability company |
|
Start of
Activities |
: |
02/01/2003 |
|
Patrimonial
Consistence |
: |
Over 2.500.000 Eur |
|
Turnover Range |
: |
12.750.000/15.500.000 Eur |
|
Number of
Employees |
: |
from 71 to 90 |
CREDIT ANALYSIS
|
CREDIT OPINION |
: |
227.000 – Eur |
|
Score |
|
Risk Medium |
|
Creditworthness
Rate |
: |
Modest |
|
|
|
The financial
situation is not very balanced-Credit is possible but |
|
|
|
following the
future developments. |
ACTIVITY
General mechanic.
Manufacture, installation and repairing of mechanical machines and
equipment.
LEGAL DATA
Legal Form : Limited liability company
|
Fiscal Code :
02687910139 |
|
Foreign Trade Reg.
no. : LC020464 since 06/06/2003 |
|
Chamber of Commerce
no. : 295549 of Lecco since 04/09/2002 |
|
Firms' Register :
LC-2002-12741 |
|
V.A.T. Code :
02687910139 |
|
Establishment Date |
: 30/07/2002 |
|
|
Start of
Activities |
: 02/01/2003 |
|
|
Legal Duration
Date |
: 31/12/2050 |
|
|
Nominal Capital |
: 7.000.000 |
Eur |
|
Subscribed Capital |
: 7.000.000 |
Eur |
|
Paid up Capital |
: 7.000.000 |
Eur |
MEMBERS
|
Galperti |
Roberto |
|
Born in Bellano |
(CO) |
on 15/01/1954 |
- Fiscal Code :
GLPRRT54A15A745J |
|
Residence : |
Via |
Xx Settembre |
, 94 |
- 23822 |
Bellano |
(LC) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Sole Director |
30/07/2002 |
|
|
No Protests registered.
COMPANIES CONNECTED TO MEMBERS
*checkings have been performed on a national scale.
*In this module are listed the companies in which members hold or held
positions.
|
GALPERTI |
ROBERTO |
|
Company Style |
Legal Seat |
Fiscal Code |
Position |
Position Status |
Firm Status |
|
ALTO LARIO SISTEMI
S.R.L. |
Lecco (LC) - IT - |
02211460163 |
Sole Director |
Active |
Registered |
|
DUE GALLI SOCIETA'
AGRICOLA S.R.L. |
Dervio (LC) - IT - |
02556870133 |
Director |
Active |
Registered |
|
DUE GALLI SOCIETA'
AGRICOLA S.R.L. |
Dervio (LC) - IT - |
02556870133 |
Sole Director |
Dismiss |
Registered |
|
DUE GALLI SOCIETA'
AGRICOLA S.R.L. |
Dervio (LC) - IT - |
02556870133 |
Managing Director |
Active |
Registered |
|
F.I.A.L.
FINANZIARIA INDUSTRIE ALTO LARIO S.P.A. |
Dervio (LC) - IT - |
01351920135 |
Director |
Active |
Registered |
|
F.I.A.L.
FINANZIARIA INDUSTRIE ALTO LARIO S.P.A. |
Dervio (LC) - IT - |
01351920135 |
Managing Director |
Active |
Registered |
|
GALPERTI
ENGINEERING AND FLOW CONTROL S.P.A. |
Colico (LC) - IT - |
00537320145 |
Director |
Active |
Registered |
|
GALPERTI
ENGINEERING AND FLOW CONTROL S.P.A. |
Colico (LC) - IT - |
00537320145 |
Sole Director |
Dismiss |
Registered |
|
GALPERTI
ENGINEERING AND FLOW CONTROL S.P.A. |
Colico (LC) - IT - |
00537320145 |
Assistant board
Chairman |
Active |
Registered |
|
GALPERTI
ENGINEERING AND FLOW CONTROL S.P.A. |
Colico (LC) - IT - |
00537320145 |
Managing Director |
Active |
Registered |
|
GALPERTI FORGING
II S.R.L. |
Dervio (LC) - IT - |
03048830131 |
Sole Director |
Active |
Registered |
|
GALPERTI FORGING
S.R.L. |
Dervio (LC) - IT - |
02124570132 |
Sole Director |
Dismiss |
Ceased |
|
GALPERTI MINI MILL
S.R.L. |
Dervio (LC) - IT - |
02154470138 |
Vice-Chairman |
Dismiss |
Ceased |
|
GALPERTI MINI MILL
S.R.L. |
Dervio (LC) - IT - |
02154470138 |
Director |
Dismiss |
Ceased |
|
GALPERTI MINI MILL
S.R.L. |
Dervio (LC) - IT - |
02154470138 |
Managing Director |
Dismiss |
Ceased |
|
GALPERTI MINI MILL
S.R.L. |
DERVIO (LC) - IT - |
02154470138 |
Director |
Dismiss |
Ceased |
|
GALPERTI WELDING
S.R.L. CON SOCIO UNICO |
Colico (LC) - IT - |
02953240138 |
Sole Director |
Active |
Registered |
|
M.A.L.-MECCANICA
ALTO LARIO S.R.L. |
Dervio (LC) - IT - |
02375830136 |
Sole Director |
Active |
Registered |
|
MECCANICA ALTO
LARIO S.R.L. |
Piantedo (SO) - IT
- |
01506950136 |
Sole Director |
Dismiss |
Ceased |
|
OFFICINE NICOLA
GALPERTI E FIGLIO S.P.A. |
Dervio (LC) - IT - |
00205990138 |
Vice-Chairman |
Dismiss |
Registered |
|
OFFICINE NICOLA
GALPERTI E FIGLIO S.P.A. |
Dervio (LC) - IT - |
00205990138 |
Director |
Active |
Registered |
|
OFFICINE NICOLA
GALPERTI E FIGLIO S.P.A. |
Dervio (LC) - IT - |
00205990138 |
Assistant board
Chairman |
Active |
Registered |
|
OFFICINE NICOLA
GALPERTI E FIGLIO S.P.A. |
Dervio (LC) - IT - |
00205990138 |
Managing Director |
Active |
Registered |
|
ROBERTO GALPERTI
IMMOBILIARE E FINANZIARIA S.R.L. |
Dervio (LC) - IT - |
02094600133 |
Sole Director |
Active |
Registered |
|
ROBERTO GALPERTI
IMMOBILIARE E FINANZIARIA S.R.L. |
Dervio (LC) - IT - |
02094600133 |
General Partner |
Dismiss |
Registered |
|
S.I.M.I.
IMMOBILIARE SVILUPPO INDUSTRIALE DI GALPERTI NICOLA E C.S.R.L. |
Lecco (LC) - IT - |
01277070130 |
Director |
Dismiss |
Ceased |
|
S.I.M.I.
IMMOBILIARE SVILUPPO INDUSTRIALE DI GALPERTI NICOLA E C. S.R.L. |
Lecco (CO) - IT - |
01277070130 |
Director |
Dismiss |
Ceased |
|
VILLA STUPENDA
S.R.L.. |
Dervio (LC) - IT - |
02776810133 |
Sole Director |
Active |
Registered |
The indication "REGISTERED" as Firm Status could refere to Firms
in Liquidation, Active, Inactive, etc.
For more information, in this case, we advise to request further
investigations.
CAPITAL SHAREHOLDERS
|
Style / Name |
Seat / Address |
Fiscal Code |
Owned Shares |
% of Ownership |
|
Galperti Engineering
And Flow Control S. p.a. |
Colico - IT - |
00537320145 |
4.550.000 .Eur |
65,00 |
|
Societa' Italiana
Di Revisione E Fiducia Ria S.i.re.f.s.p.a In For Ma Abbreviat |
Milano - IT - |
01840910150 |
2.450.000 .Eur |
35,00 |
DIRECT PARTICIPATIONS
|
Company Style |
Legal Seat |
Fiscal Code |
Owned Shares |
% of Ownership |
Share Status |
|
Vematex S.R.L.
Vendita Macchine Tessili |
Olginate - IT - |
03901110159 |
65.000 .Eur |
100,00 |
Active |
STRUCTURE AND COMPANY ACTIVITY
In order to carry out its activities the firm uses the following
locations:
|
- |
Registered office |
in : |
|
|
|
|
|
Via |
Prati Della Rosa |
, 30 |
- 22050 - |
Colico |
(LC) |
- IT - |
|
|
|
|
PHONE |
: 0341/930186 |
|
|
|
|
FAX |
: 0341/930252 |
|
- |
Branch |
(Factory ) |
since 07/05/2008 |
in : |
|
|
|
|
|
Via |
Prati Della Rosa |
, 5 Loc. Zona
Industriale |
- 22050 - |
Colico |
(LC) |
- IT - |
|
|
|
|
Employees |
: 73 |
|
|
|
|
Fittings and
Equipment |
for a value of 6.670.000 |
Eur |
|
|
|
|
Stocks |
for a value of 13.480.000 |
Eur |
HISTORICAL INFORMATION AND/OR
FIRM'S STATUS
|
Ex-Members / Ex-Positions |
|
Galperti |
Roberto |
|
Born in Bellano |
on 15/01/1954 |
- Fiscal Code :
GLPRRT54A15A745J |
|
Residence : |
Via |
Xx Settembre |
, 94 |
- 23822 |
Bellano |
(LC) |
- IT - |
|
Position |
|
Sole Director |
|
Gambarelli |
Sonia |
|
Born in Lecco |
on 31/10/1952 |
- Fiscal Code :
GMBSNO52R71E507N |
|
Residence : |
Viale |
Turati |
, 8 |
- 23900 |
Lecco |
(LC) |
- IT - |
|
Position |
|
Temporary Auditor |
|
Lazzarini |
Alberto |
|
Born in Varese |
on 14/01/1939 |
- Fiscal Code :
LZZLRT39A14L682A |
|
Residence : |
Via |
Palestro |
, 18 |
- 20025 |
Legnano |
(MI) |
- IT - |
|
Position |
|
Supervisory Board
Chairman |
|
Puccio |
Francesco |
|
Born in Lecco |
on 24/09/1977 |
- Fiscal Code :
PCCFNC77P24E507F |
|
Residence : |
Piazza |
Sant'antonio |
, 1 |
- 23900 |
Lecco |
(LC) |
- IT - |
|
Position |
|
Permanent Auditor |
|
Lazzarini |
Carlo |
|
Born in Milano |
on 24/07/1966 |
- Fiscal Code :
LZZCRL66L24F205C |
|
Residence : |
Corso |
Italia |
, 43 |
- 20025 |
Legnano |
(MI) |
- IT - |
|
Position |
||
|
Permanent Auditor |
||
|
|
|
|
|
Vematex S.R.L.
Vendita Macchine Tessili |
|
Via |
Cesare Cantu' |
, 75 |
, 22057 |
, Olginate |
(LC) |
- IT - |
|
Fiscal Code:
03901110159 |
|
Date |
: |
30/04/2008 |
|
Project of merging
by taking over of |
|
Vematex S.R.L.
Vendita Macchine Tessili |
|
Via |
Cesare Cantu' |
, 75 |
, 22057 |
, Olginate |
(LC) |
- IT - |
|
Fiscal Code:
03901110159 |
|
Date |
Merging/Splitting-up
Project : |
28/01/2008 |
PAYMENTS ANALYSIS
The average term of debts to suppliers is high compared with that of the
sector.
PAYMENTS SCORE : - No insolvency
PROTESTS
Protests checking on the subject firm has given a negative result.
LEGAL PROCEDURES
None reported, standing to the last received edition of the Official
Publications.
IMMOVABLES
*No specific (mortgage/cadastrial registrations) inspections have been
requested.
|
Immovable Type |
Value |
|
Real estates |
5.199.424 .Eur |
NB.: For Capital Companies the value of the Immovables is the one
reported in the last available financial documents.
FINANCIAL AND ECONOMICAL ANALYSIS
The company is active since 2003
Unstable economic results mark the company's financial state of affairs.
yet with a positive result in the 2007 (r.o.e. 1,33%). The turnover is growing
in the last financial year (+46,28%).
and reflects the field's average.
The analysis shows a fair financial position as the indebtedness volume
is acceptable (3,62)
even in comparison with the sector's.
FINANCIAL DATA
|
Complete
balance-sheet for the year as at |
31/12/2007 |
(in Eur |
x 1 ) |
|
Item Type |
Amount |
Source |
|
Sales |
14.552.889 |
filed balance
sheet |
|
Profit (Loss) for
the period |
112.463 |
filed balance
sheet |
|
Complete
balance-sheet for the year as at |
31/12/2006 |
(in Eur |
x 1 ) |
|
Item Type |
Amount |
Source |
|
Sales |
9.948.472 |
filed balance
sheet |
|
Profit (Loss) for
the period |
536.915 |
filed balance
sheet |
|
Complete
balance-sheet for the year as at |
31/12/2005 |
(in Eur |
x 1 ) |
|
Item Type |
Amount |
Source |
|
Sales |
4.965.474 |
filed balance
sheet |
|
Profit (Loss) for
the period |
-570.155 |
filed balance
sheet |
|
Complete
balance-sheet for the year as at |
31/12/2004 |
(in Eur |
x 1 ) |
|
Item Type |
Amount |
Source |
|
Sales |
2.884.606 |
filed balance
sheet |
|
Profit (Loss) for
the period |
-277.865 |
filed balance
sheet |
BALANCE SHEETS
From our constant monitoring of the Public Administration, actually, no
more recent balance sheets result to be filed.
|
Balance Sheet as at 31/12/2007 - Months 12
- Currency Eur - Amounts x 1 |
|
Balance Sheet as at 31/12/2006 - Months 12
- Currency Eur - Amounts x 1 |
|
Years |
|
|
2007 |
2006 |
|
|
BALANCE SHEET ACCOUNTS |
|
|
|
|
. |
|
|
|
|
|
ASSETS |
|
|
|
|
|
CREDITS TO
SHAREHOLDERS |
|
|
|
|
|
FIXED ASSETS ( NET
) |
|
|
13.060.235 |
10.362.205 |
|
. Intangible
assets |
|
|
158.797 |
289.411 |
|
. Tangible fixed
assets |
|
|
12.287.608 |
9.458.964 |
|
. . Land and
buildings |
|
|
5.199.424 |
3.481.425 |
|
. . Plants,
Equipm.and Machinery |
|
|
6.665.997 |
5.361.611 |
|
. Long-term
Investments |
|
|
613.830 |
613.830 |
|
. . Financial
loans |
|
|
613.830 |
613.830 |
|
. . Own shares |
|
|
|
|
|
CURRENT ASSETS |
|
|
29.076.158 |
12.530.177 |
|
. Stock |
|
|
13.480.848 |
3.816.800 |
|
. Credits |
|
|
15.593.999 |
8.712.512 |
|
. . Credits to
clients |
|
|
11.271.522 |
6.322.124 |
|
. . Other credits |
|
|
4.322.477 |
2.390.388 |
|
. Short-term
financial assets |
|
|
|
|
|
. Liquid assets |
|
|
1.311 |
865 |
|
ACCRUED
INCOME-DEFERR. ASSETS |
|
|
564.094 |
422.965 |
|
TOTAL ASSETS |
|
|
42.700.487 |
23.315.347 |
|
. |
|
|
|
|
|
LIABILITIES |
|
|
|
|
|
NET WORTH |
|
|
8.395.859 |
5.338.396 |
|
. Company's
capital |
|
|
7.000.000 |
4.170.000 |
|
. Reserves |
|
|
1.283.396 |
796.000 |
|
. Reserves company's
own shares |
|
|
|
|
|
. Retained profits
(losses) |
|
|
|
-164.519 |
|
. Profit (loss) |
|
|
112.463 |
536.915 |
|
PROVISION FOR
RISKS AND LOSSES |
|
|
|
|
|
SEVERANCE
INDEMNITY FUND |
|
|
121.390 |
178.487 |
|
DEBTS |
|
|
34.183.238 |
17.798.464 |
|
. Financial M/L
terms |
|
|
2.122.825 |
1.800.000 |
|
. . Financial M/L
term banks |
|
|
2.122.825 |
1.800.000 |
|
. . Financial M/L
bonds |
|
|
|
|
|
. . Other
financial M/L debts |
|
|
|
|
|
. Financial
short-term debts |
|
|
14.799.690 |
5.590.714 |
|
. . Financial
short-term banks |
|
|
14.799.690 |
5.590.714 |
|
. . Financial
short-term bonds |
|
|
|
|
|
. . Other
financial short-term debts |
|
|
|
|
|
. M/L term debts
to suppliers |
|
|
1.609.753 |
2.524.655 |
|
. Short-term debts
to suppliers |
|
|
14.166.443 |
7.295.745 |
|
. Sundry M/L debts |
|
|
|
|
|
. Sundry
short-term debts |
|
|
1.484.527 |
587.350 |
|
ACCRUED EXPENSE |
|
|
|
|
|
TOTAL
LIABILITIES |
|
|
42.700.487 |
23.315.347 |
PROFIT AND LOSS ACCOUNTS
|
OUTPUT VALUE |
|
|
24.120.756 |
10.114.688 |
|
. Revenues from
sales/services |
|
|
14.552.889 |
9.948.472 |
|
. Change of stock
(products) |
|
|
9.109.777 |
144.850 |
|
OPERATING EXPENSES |
|
|
21.562.214 |
8.833.103 |
|
. Purchasing
expenses |
|
|
11.272.772 |
4.533.254 |
|
. Change of stock
(raw material) |
|
|
-316.971 |
-1.684.100 |
|
. Expenses from
services |
|
|
5.131.693 |
1.975.333 |
|
. Expenses from
leasing |
|
|
1.510.612 |
1.357.823 |
|
. General
expenses/sundry charges |
|
|
41.942 |
42.479 |
|
. Staff expenses |
|
|
2.952.490 |
2.264.467 |
|
.
Depreciation/Devaluation costs |
|
|
969.676 |
343.847 |
|
FINANCIAL REVENUES
(CHARGES) |
|
|
-1.134.072 |
-582.379 |
|
. Financial
charges |
|
|
-1.136.967 |
-582.432 |
|
. Financial
revenues |
|
|
2.895 |
53 |
|
FINANCIAL ASSETS
CORRECTION |
|
|
|
|
|
EXTRAORDINARY
FINANCIAL REVENUES (CHARGES) |
|
|
-888.484 |
-45.417 |
|
PROFIT (LOSS) FOR
THE PERIOD |
|
|
535.986 |
653.789 |
|
TAX |
|
|
423.523 |
116.874 |
|
CORRECT./ALLOCAT.
FISCAL RULE |
|
|
|
|
|
NET PROFIT (LOSS) |
|
|
112.463 |
536.915 |
RATIOS
|
|
Item |
O.V. |
as at 31/12/2007 |
as at 31/12/2006 |
Sector Average |
|
Fixed assets ratio |
Units |
=> 1 |
0,93 |
0,94 |
2,01 |
|
Net Short-term
indebtedness |
Units |
- 1 |
3,62 |
2,52 |
2,79 |
|
Current ratio |
Units |
=> 1 |
0,95 |
0,92 |
1,28 |
|
Acid Test
Ratio-Liquidity Ratio |
Units' |
=> 1 |
0,51 |
0,64 |
0,95 |
|
Return on Sales |
% |
|
7,43 |
8,85 |
3,84 |
|
Average stock
waiting period |
dd |
|
333,46 |
138,09 |
57,45 |
|
Credits to clients
average term |
dd |
|
278,82 |
228,74 |
130,24 |
|
Debts to suppliers
average term |
dd |
|
317,01 |
449,38 |
147,96 |
|
Net financial
revenues/ charges incidence |
% |
|
- 7,79 |
- 5,85 |
- 0,90 |
|
Labour cost
incidence |
% |
|
20,28 |
22,76 |
19,09 |
O.V. = Optimal Value. When not present refer to the sector's.
A coloured item indicates the opinion of the rate during the last
financial year
(green=good; orange=not optimal; red=insufficient; n.c.=not computable)
CREDIT OPINION
On the basis of the above mentioned, and the sales volume obtained, we
deem that the maximum exposure for short and medium term transactions ( 90 -
120 days ) could be of:
227.000 .Eur.
MARKET / TERRITORY DATA
|
Population living
in the province |
: |
322.150 |
|
Population living in
the region |
: |
9.393.092 |
|
Number of families
in the region |
: |
3.858.736 |
Monthly family expences average in the region (in Eur.) :
|
- per food
products |
: |
460 |
|
- per non food
products |
: |
2.090 |
|
- per energy
consume |
: |
114 |
SECTOR DATA
The values are calculated on a base of 2.083 significant companies.
The companies cash their credits on an average of 130 dd.
The average duration of suppliers debts is about 147 dd.
The sector's profitability is on an average of 3,84%.
The labour cost affects the turnover in the measure of 19,09%.
Goods are held in stock in a range of 57 dd.
The difference between the sales volume and the resources used to
realize it is about 1,20.
The employees costs represent the 19,65% of the production costs.
STATISTICAL DETRIMENTAL DATA
Statistcally the trade activity shows periods of crisis.
The area is statistically considered moderately risky.
In the region 50.886 protested subjects are found; in the province they
count to 1.666.
The insolvency index for the region is 0,55, while for the province it
is 0,52.
Total Bankrupt companies in the province : 940.
Total Bankrupt companies in the region : 39.612.
FOREIGN EXCHANGE
RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.47.33 |
|
UK Pound |
1 |
Rs.73.92 |
|
Euro |
1 |
Rs.66.69 |
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
|
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)