MIRA INFORM REPORT

Report Date :

01.02.2008

IDENTIFICATION DETAILS

Name :	TRENDITIONS LLC

Registered Office :	608 Bordeaux Dr Southlake, Tx 76092-8854

Country :	United States

Date of Incorporation :	02/2005

Com. Reg. No.:	784683244

Legal Form :	Institutions - Profit

Line of Business :	Miscellaneous Retail Stores

RATING & COMMENTS

MIRA’s Rating :

RATING		STATUS	PROPOSED CREDIT LINE
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory

Status :	Satisfactory

Payment Behaviour :	Usually Correct

Litigation :	Clear

Matching Name and Address

This business is linked to the one displayed above. The report shows the best view of the business.

TRENDITIONS
3227 W EULESS BLVD
EULESS, TX 76040-6254

Executive Summary

Intelliscore for TRENDITIONS LLC

75.39

0-32.47

32.48-58.63

58.64-70.19

70.2-77.71

77.72-100

100

High risk

Low risk

LOW TO MEDIUM RISK
80% of businesses indicate a higher risk of becoming seriously delinquent than this business

Key score factors:

NUMBER OF CURRENT ACCOUNTS

NUMBER OF RECENTLY ACTIVE ACCOUNTS

RATIO OF BALANCE ON SLOW PAYING ACCOUNTS TO ALL BALANCES

NUMBER OF TRADES WITH A HIGH BALANCE TO HIGH CREDIT RATIO

Current DBT range compared to all industries*

0 DBT
($2,100 Balance)

0-15

16-50

51+

80%

11%

% of US businesses falling within DBT range

DBT Norms:
All industries: 6 DBT Same industry: 7 DBT

Legal Filings and Collections

Bankruptcy filings:

Tax lien filings:

Judgment filings:

Total collections:

Sum of legal filings:

UCC filings:

Cautionary UCC filings present?

Trade Information

Monthly average DBT:

Highest DBT previous 6 months:

Highest DBT previous 5 quarters:

Total continuous trades:

Current continuous trade balance:

$2,100

Trade balance of all trades (6):

$94,600

Average balance previous 5 quarters:

$2,180

Highest credit amount extended: details

$3,100

6 month balance range:

$1,700 - $2,600

* Days Beyond Terms (DBT) is a dollar weighted calculation of the average number of days that payment was made beyond the invoice due date based on trades on file that have been updated in the previous 3 months.

7 month DBT trends

90+

Jul07

Aug07

Sep07

Oct07

Nov07

Dec07

Current

Quarterly DBT trends (previous 5 quarters)

90+

4Q06

1Q07

2Q07

3Q07

4Q07

Performance Analysis

Predicted DBT for 03/26/2008: 1 DBT

Payment Trend Indication:
Show No Identifiable Trend

Industry payment comparison:
Has paid sooner than 50% of similar firms

Most Frequent Industry Purchasing Terms:
NET 30, CREDIT, and CONTRCT

Trade Payment Information

Trade Payment Experiences
(Trade Lines With an (*) after date are newly reported)

Account Status
Days Beyond Terms

Business
Category

Date
Reported

Last
Sale

Payment
Terms

Recent
High
Credit

Balance

Cur

1-30

31-60

61-90

91+

Comments

+AIR TRANS

12/2007

$3,100

$1,500

100%

CUST 3 YR

BUS SERVCS

10/2007

NET 30

FREIGHT

01/2008

02/2006

VARIED

$500

+PACKAGING

01/2008

12/2007

NET 30

$600

93%

CUST 3 YR

Trade Payment Totals

Trade Payment Experiences

Account Status
Days Beyond Terms

Type

Lines
Reported

Recent
High
Credit

Balance

Cur

1-30

31-60

61-90

91+

Comments

Continuously Reported

$4,200

$2,100

98%

DBT: 0

Newly Reported

DBT:

Trade Lines Totals

$4,200

$2,100

98%

DBT: 0

Additional Payment Experiences

Trade Payment Experiences
(Trade Lines With an (*) after date are newly reported)

Account Status
Days Beyond Terms

Business
Category

Date
Reported

Last
Sale

Payment
Terms

Recent
High
Credit

Balance

Cur

1-30

31-60

61-90

91+

Comments

AIR TRANS

11/2006

NET 30

CUST 1 YR

+BANK

07/2007

VARIOUS

$97,500

$92,500

100%

Monthly Payment Trends

Payment Trends Analysis
MISCELLANEOUS RETAIL STORES INDUSTRY SIC: 5900

Account Status
Days Beyond Terms

Date Reported

Industry

Cur

DBT

Business
DBT

Balance

Cur

1-30

31-60

61-90

91+

CURRENT

N/A

$2,100

98%

DEC07

83%

$2,000

90%

10%

NOV07

83%

$1,700

88%

12%

OCT07

83%

$1,700

100%

SEP07

84%

$2,600

97%

AUG07

84%

$2,200

100%

JUL07

84%

$1,900

97%

Quarterly Payment Trends

Payment History - Quarterly Averages

Account Status
Days Beyond Terms

Quarter

Months

DBT

Balance

Cur

1-30

31-60

61-90

91+

Q4 - 07

OCT-DEC

$1,800

92%

Q3 - 07

JUL-SEP

$2,200

98%

Q2 - 07

APR-JUN

$2,800

98%

Q1 - 07

JAN-MAR

$2,700

99%

Q4 - 06

OCT-DEC

$1,400

94%

Company Background Information

Corporate Registration

THE FOLLOWING INFORMATION WAS PROVIDED BY THE STATE OF TEXAS

State of Origin: TX

Current Status: Active

Business Type: Institutions - Profit

Charter Number: 0800453887

State Tax ID: 12023569531

Agent: JEFFREY PECORA

Agent Address: 608 BORDEAUX DR SOUTHLAKE, TX

Additional Company Background Information

Key Personnel

Principal(s):

JEFFERY PECORA

Operating Information

Business Type: Institutions

Primary SIC Code: MISCELLANEOUS RETAIL STORES - 5900

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
NR		In view of the lack of information, we have no basis upon which to recommend credit dealings	No Rating

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

MIRA INFORM REPORT

Company Information

Matching Name and Address

Executive Summary

Performance Analysis

Trade Payment Information

Trade Payment Totals

Additional Payment Experiences

Monthly Payment Trends

Quarterly Payment Trends

Company Background Information