MIRA INFORM REPORT

Report Date :

07.02.2008

IDENTIFICATION DETAILS

Name :	E.I. DU PONT DE NEMOURS
Registered Office :	1007 Market St Wilmington, De 19898-0001
Country :	United States
Date of Incorporation :	09.04.1915
Com. Reg. No.:	840924855
Legal Form :	Institutions
Line of Business :	Inorganic Pigments

RATING & COMMENTS

MIRA’s Rating :

A

RATING		STATUS	PROPOSED CREDIT LINE
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large

Status :	Good
Payment Behaviour :	Slow by 3 days
Litigation :	Exists

Company Information

E.I. DU PONT DE NEMOURS
1007 MARKET ST
WILMINGTON, DE 19898-0001
(302) 774-1000

Business Identification Number:

840924855

File Established:

PRIOR TO 01/1977

Date of Incorporation:

09/04/1915

SIC code:

INORGANIC PIGMENTS - 2816

Matching Name and Address

This business is linked to the one displayed above. The report shows the best view of the business.

E I DU PONT DE NEMOURS & CO
P. O. BOX 80014
WILMINGTON, DE 19880-0014

Executive Summary

  Current DBT range compared to all industries*

3 DBT
($1,164,400 Balance)

0-15

16-50

51+

80%

11%

9%

% of US businesses falling within DBT range

DBT Norms:
All industries: 6 DBT        Same industry: 5 DBT

Legal Filings and Collections

Bankruptcy filings:

0

Tax lien filings: details (FILED 06/02-09/07)

11

Judgment filings: details (FILED 02/02-09/03)

4

Total collections: details (PLACED 10/02-03/06)

6

Sum of legal filings:

$430,318

UCC filings: details (FILED 12/00-06/07)

38

Cautionary UCC filings present?

Yes**

Trade Information

Monthly average DBT:

9

Highest DBT previous 6 months:

24

Highest DBT previous 5 quarters:

24

Total continuous trades:

38

Current continuous trade balance:

$1,164,400

Trade balance of all trades (86):

$1,270,700

Average balance previous 5 quarters:

$1,109,260

Highest credit amount extended: details

$1,370,200

6 month balance range:

$1,164,400 - $1,719,800

* Days Beyond Terms (DBT) is a dollar weighted calculation of the average number of days that payment was made beyond the invoice due date based on trades on file that have been updated in the previous 3 months.

** Cautionary UCC Filings include one or more of the following collateral: Accounts, Accounts Receivables, Contract Rights, Hereafter Acquired Property, Inventory, Leases, Notes Receivable or Proceeds.

  7 month DBT trends

90+

60

30

9

9

8

4

4

24

3

0

Jul07

Aug07

Sep07

Oct07

Nov07

Dec07

Current

  Quarterly DBT trends (previous 5 quarters)

90+

60

30

18

24

11

8

12

0

4Q06

1Q07

2Q07

3Q07

4Q07

Performance Analysis

Predicted DBT for 04/02/2008: 3 DBT

Payment Trend Indication:
Show No Identifiable Trend

Industry payment comparison:
Has paid the same as similar firms

Most Frequent Industry Purchasing Terms:
NET 30, CREDIT, and 0000000

Legal Filings and Collections

Collections
Date Placed	Status	Original Balance	Outstanding Balance	Date Closed	Agency	Agency Phone
03/2006	Open Account	$1,775	$1,775		CAINE & WEINER CO.	(818) 908-2121
06/2004	Closed, Creditors Request	$448	$448		IC SYSTEM INC	(800) 279-8229
03/2004	Paid in Full	$167	$167	07/2004	COMMERCIAL COLL OF NEW YORK	(716) 873-5211
05/2003	Settlement Paid Full	$256	$20	07/2003	TANNER & JAMES	(302) 734-5000
12/2002	Paid in Full	$0	Undisclosed		CREDIT MEDIATORS INC.	(610) 352-5151
10/2002	Paid in Full	$268	$268	12/2002	COMMERCIAL COLL OF NEW YORK	(716) 873-5211

Tax Liens
File Date	Filing Type	Status	Amount	Filing Number	Jurisdiction
09/07/2007	State Tax Lien	Filed	$1,207	07JG23567	FRANKLIN COUNTY COMM
10/20/2006	State Tax Lien	Released	$370	B45447 P120	WAYNE COUNTY REGISTE
07/19/2006	State Tax Lien	Filed	$93,066	06JG24219	FRANKLIN COUNTY COMM
06/02/2006	State Tax Lien	Filed	$1,293	06JG19025	FRANKLIN COUNTY COMM
06/23/2006	State Tax Lien	Filed	$27,656	06870402	KANAWHA COUNTY COMM
05/30/2006	State Tax Lien	Filed	$1,198	06JG16793	FRANKLIN COUNTY COMM
05/31/2005	State Tax Lien	Filed	$3,277	2005029197	LANCASTER COUNTY CLE
11/05/2004	State Tax Lien	Filed	$185,974	B86P282499	HINDS COUNTY CIRCUIT
09/27/2004	State Tax Lien	Filed	$11,179	046926919	SALT LAKE DISTRICT C
04/28/2004	State Tax Lien	Filed	$10,805	200405624	VICTORIA COUNTY CLER
03/06/2003	State Tax Lien	Released	$1,827	04074059	MARION CNTY CIRCUIT/
07/25/2002	State Tax Lien	Filed	$1,827	04074059	MARION CNTY CIRCUIT/
06/11/2002	State Tax Lien	Filed	$820	03949097	MARION CNTY CIRCUIT/

Judgments
File Date	Filing Type	Status	Amount	Plaintiff	Filing Number	Jurisdiction
02/06/2004	Judgment	Satisfied	$77,093	NYS COMMISSIONER OF LABOR	Q001210589	ERIE COUNTY CLERK OF
09/15/2003	Judgment	Filed	$77,093	NYS COMMISSIONER OF LABOR	Q001210589	ERIE COUNTY CLERK OF
01/30/2003	Judgment	Satisfied	$10,352	NYS COMMISSIONER OF LABOR	Q001107357	ERIE COUNTY CLERK OF
11/15/2002	Judgment	Filed	$10,352	NYS COMMISSIONER OF LABOR	Q001107357	ERIE COUNTY CLERK OF
05/30/2002	Judgment	Filed	$1,700	DOROTHY RUZYCKI	02SC000622	ST LOUIS COUNTY ASSO
02/15/2002	Judgment	Filed	$2,871	STATE OF COLORADO	02CV1446	DENVER DISTRICT COUR

Trade Payment Information

Trade Payment Experiences (Trade Lines With an (*) after date are newly reported)						Account Status Days Beyond Terms
Business Category	Date Reported	Last Sale	Payment Terms	Recent High Credit	Balance	Cur	1-30	31-60	61-90	91+	Comments
ADVERTISNG	01/2008		NET 30	$800	$0						CUST 5 YR
+AIR TRANS	12/2007	10/2005		$31,200	$21,300	96%	1%	1%	2%		CUST 22 YR
-AIR TRANS	01/2008		NET 30	$9,100	$9,100	2%	1%	1%	1%	95%	COLLECTION
+CHEMICALS	10/2007	08/2007	SPECIAL	$1,400	$600	100%
DP EQUIP	12/2007		NET 30		$0
DP SERVCS	01/2008	11/2007			$0						CUST 2 YR
+ELEC EQUIP	12/2007		VARIED	$1,300	$1,300	100%					CUST 11 YR
+ELEC EQUIP	12/2007	01/2008	CONTRCT	+$100,000	+$100,000	70%	19%	7%		4%
ELEC MFG	10/2007		VARIED	$2,500	$0						CUST 7 YR
ELECTRONIC	01/2008	10/2005	NET30		$0						CUST 12 YR
FACTOR	01/2008		NET 30		$0						CUST 2 YR
FINCL SVCS	01/2008		NET 30		$0
FINCL SVCS	01/2008		CONTRCT		$0						SATSFTRY
+FOOD DISTR	12/2007	12/2007	VARIED	$92,900	$27,500	100%
+FREIGHT	01/2008	12/2007	VARIED	$500	$200	100%
FRGHT FWRD	01/2008	08/2007	NET 30		$0
GENERAL	01/2008	12/2007	OTHER	$29,300	$0						CUST 2 YR
-HEATNG&A/C	01/2008		NET 30	$20,800	$500			37%	63%
INDUS MACH	12/2007		NET 30		$0
INDUS MACH	12/2007		NET 30		$0
INDUS SUPL	01/2008		COD		$0						CUST 5 YR
=LUMBR&WOOD	12/2007	12/2007	VARIED	$180,300	$99,300	91%				9%	CUST 3 YR
MACH DISTR	01/2008	09/2004	1/10N30	$300	$0						CUST 13 YR
MANUFCTRNG	01/2008	11/2007	VARIED	$107,500	$0						CUST 1 YR
PACKAGING	01/2008	12/2007	NET 30		$0						CUST 20 YR
PAINTS	01/2008		NET 30		$0						CUST 26 YR
PAPER DIST	01/2008		COD		$0						CUST 2 YR
PERSNLSVCS	01/2008	01/2000	ROI		$0
PRNTG&PUBL	01/2008		VARIED	$18,000	$0						CUST 53 YR
R&D	01/2008		NET 30		$0
SAFTY PROD	12/2007		NET 30	$1,200	$0						CUST 33 YR
SAFTY PROD	11/2007	08/2007	NET 30		$0						CUST 7 YR
SERV ASSOC	10/2007		NET10TH		$0
+TELECOM	01/2008		NET 30	$1,600	$1,000	100%
+TELECOM	01/2008		NET 30	<$100	<$100	100%
TRANSPORTN	01/2008	06/2005	VARIED	$857,400	$0						CUST 20 YR
+TRANSPORTN	01/2008	12/2007	VARIED	$1,370,200	$901,600	100%					ACCTCLOSED
-TRUCK DLR	01/2008		CONTRCT	$4,800	$1,900	16%	7%			77%

Trade Payment Totals

Trade Payment Experiences				Account Status Days Beyond Terms
Type	Lines Reported	Recent High Credit	Balance	Cur	1-30	31-60	61-90	91+	Comments
Continuously Reported	38	+$2,831,200	+$1,164,400	94%	3%	1%		2%	DBT: 3
Newly Reported	0								DBT:
Trade Lines Totals	38	+$2,831,200	+$1,164,400	94%	3%	1%		2%	DBT: 3

Additional Payment Experiences

Trade Payment Experiences (Trade Lines With an (*) after date are newly reported)						Account Status Days Beyond Terms
Business Category	Date Reported	Last Sale	Payment Terms	Recent High Credit	Balance	Cur	1-30	31-60	61-90	91+	Comments
ACCT SVCS	08/2007		VARIED	$25,000	$0
ADMIN	05/2005		CREDIT		$0						CUST 37 YR
-APPAREL	12/2005	08/2005	NET 60	$500	$500			100%
BLDG MATRL	10/2006	07/2005	NET 30	$7,000	$0
BLDG MATRL	01/2008		N10PRXO	$2,600	$0
BLDG MATRL	11/2007		NET10TH	$1,900	$0
=BLDG MATRL	12/2007	10/2004	N10PRXO	$4,500	$300		100%
+BLDG MATRL	12/2007		N10PRXO	$7,300	$7,300	100%
BUS SERVCS	09/2006	09/2006	NET 30		$0
-CELLUL/PAG	12/2006	12/2002	NET 30	$700	$700					100%	CHARGE OFF
-CELLUL/PAG	09/2007	03/2007	NET 30	$100	$100					100%	CHARGE OFF
CELLUL/PAG	12/2005	11/2005	NET 30		$0
-CERAMICS	03/2006			$27,500	$23,100		56%	44%
COMPUTERS	05/2005		CREDIT		$0						CUST 37 YR
-CONST MACH	11/2006		MULTI	$9,100	$500	1%			99%
DISTRIBUTR	01/2007	04/2003	NET 30	<$100	$0						CUST 91 YR
ELEC SUPLR	04/2005		VARIED		$0
=ELEC SUPLR	09/2005	08/2005	2/10N30	$10,100	$1,300		100%				CUST 2 YR
FACTOR	02/2007		NET 30		$0
FACTOR	01/2008	04/2006	VARIED		$0
FACTOR	05/2005	04/2004	VARIED		$0
-FINCL SVCS	06/2006		NET 20	$77,800	$25,300			100%
FINCL SVCS	03/2006		CONTRCT		$0						SATSFTRY
+FREIGHT	03/2005		NET30	$400	$400	100%					CUST 10 YR
-FRGHT FWRD	01/2006		NET 30	$19,600	$1,700	11%	48%		1%	40%
-FRGHT FWRD	05/2007	01/2007	VARIED	$100	$100					100%
GENERAL	02/2005	03/2002	NET 30		$0						CUST 3 YR
GENERAL	05/2007	04/2007	OTHER	$10,300	$0						CUST 11 YR
GLASS	06/2005	05/2005	NET 30		$0
HOUSEWARES	04/2006	01/2001	VARIED		$0
INDUS MACH	07/2006		NET		$0
INDUS SUPL	06/2006	02/2004	NET 30	$20,800	$0						CUST 16 YR
LEASING	12/2007		CONTRCT	$25,500	$0
LUMBR&WOOD	11/2005		2/10N30		$0
MACH DISTR	09/2007		NET 30		$0						CUST 11 YR
MED SUPPLY	04/2006		VARIED		$0
METAL DIST	05/2007	01/2005	VARIED	$1,800	$0						CUST 5 YR
-MISC MANUF	01/2006		VARIED	$4,500	$4,500			100%
=OFFC SUPPL	06/2007	06/2007	NET	+$200,000	$40,300	16%	84%				CUST 6 YR
-PACKAGING	01/2006	10/2004	NET 30	$100	$100		100%
PAINTS	03/2006		NET 30		$0
PAPER PROD	06/2005		NET 30		$0
PETRO EQP	11/2007		NET 30	$1,100	$0
-RESTR SUPL	07/2006	04/2006	VARIED	$900	$100					100%	CUST 1 YR
SOAP	05/2006		2/10N30	$200	$0
TELECOM	05/2007	04/2007	NET 30	$100	$0						CUST 4 YR
TELECOM	10/2006		ROI	$200	$0						CUST 6 YR
TEMP HELP	05/2006		NET 7		$0

Monthly Payment Trends

Payment Trends Analysis
INORGANIC PIGMENTS INDUSTRY SIC: 2816

Account Status
Days Beyond Terms

Date Reported

Industry

Cur

DBT

Business
DBT

Balance

Cur

1-30

31-60

61-90

91+

CURRENT

N/A

N/A

3

+$1,164,400

94%

3%

1%

2%

DEC07

84%

5

24

$1,613,000

74%

3%

1%

22%

NOV07

84%

5

4

$1,431,600

93%

4%

3%

OCT07

80%

6

4

$1,301,200

94%

1%

1%

2%

2%

SEP07

80%

6

8

+$1,464,500

88%

4%

2%

6%

AUG07

83%

5

9

+$1,584,500

84%

7%

2%

2%

5%

JUL07

83%

5

9

+$1,719,800

86%

4%

3%

2%

5%

Quarterly Payment Trends

Payment History - Quarterly Averages				Account Status Days Beyond Terms
Quarter	Months	DBT	Balance	Cur	1-30	31-60	61-90	91+
Q4 - 07	OCT-DEC	12	+$1,339,000	85%	3%	1%	1%	10%
Q3 - 07	JUL-SEP	8	+$1,456,700	86%	5%	2%	2%	5%
Q2 - 07	APR-JUN	11	+$1,425,600	84%	5%	2%	1%	8%
Q1 - 07	JAN-MAR	24	+$621,200	64%	10%	6%	4%	16%
Q4 - 06	OCT-DEC	18	+$703,800	79%	3%	1%	2%	15%

Inquiries

Summary of Inquiries
Business Category	FEB08	JAN08	DEC07	NOV07	OCT07	SEP07	AUG07	JUL07	JUN07
AUTO LEASE			1
ELEC EQUIP						1
FINCL SVCS									1
GENERAL					2
SERVICES				1
Totals			1	1	2	1			1

UCC Profile

The number of UCC Filings is summarized with the 10 most recent listed below.

A full UCC detail report is available the same business day by entering UCC-840924855-C032644259
into the Business ID Number field on the BizApps order page.

UCC Summary		Filings
Date Range	Year	Cautionary UCCs^**	Total Filed	Released/ Term'd	Cont	Amended/ Assigned
JAN - PRESENT	2008
JUL - DEC	2007
JAN - JUN	2007	6	9
JUL - DEC	2006	3	3
JAN - JUN	2006	3	4
PRIOR TO JAN	2006	14	22		1	1
Total		26	38		1	1

** Cautionary UCC Filings include one or more of the following collateral: Accounts, Accounts Receivables, Contract Rights, Hereafter Acquired Property, Inventory, Leases, Notes Receivable or Proceeds.

  UCC Filings

UCC FILED Date: 06/12/2007

Filing Number: 2007 2197621

Jurisdiction: SEC OF STATE DELAWAR

Secured Party: IBM CREDIT LLC NY ARMONK 10504 1 NORTH CASTLE DRIVE

Collateral: EQUIP, HEREAFTER AQUIRED PROP, UNDEFINED

UCC FILED Date: 05/30/2007

Filing Number: 2007 2017696

Jurisdiction: SEC OF STATE DELAWAR

Secured Party: AIR LIQUIDE INDUSTRIAL US LP TX HOUSTON 77041 12800 WEST LIT

Collateral: EQUIP, UNDEFINED

UCC FILED Date: 04/04/2007

Filing Number: 2007 1252807

Jurisdiction: SEC OF STATE DELAWAR

Secured Party: OLYMPUS AMERICA INC. PA CENTER VALLEY 18034 3500 CORPORATE P

Collateral: EQUIP, HEREAFTER AQUIRED PROP, UNDEFINED

UCC FILED Date: 03/30/2007

Filing Number: 2007 1191815

Jurisdiction: SEC OF STATE DELAWAR

Secured Party: IBM CREDIT LLC NY ARMONK 10504 1 NORTH CASTLE DRIVE

Collateral: EQUIP, HEREAFTER AQUIRED PROP, UNDEFINED

UCC FILED Date: 03/29/2007

Filing Number: 2007 1172831

Jurisdiction: SEC OF STATE DELAWAR

Secured Party: IBM CREDIT LLC NY ARMONK 10504 1 NORTH CASTLE DRIVE

Collateral: EQUIP, HEREAFTER AQUIRED PROP, UNDEFINED

UCC FILED Date: 03/29/2007

Filing Number: 2007 1174290

Jurisdiction: SEC OF STATE DELAWAR

Secured Party: YAMAHA MOTOR CORPORATION, U.S.A. CA CYPRESS 90630 6555 KATEL

Collateral: UNDEFINED

UCC FILED Date: 03/20/2007

Filing Number: 2007 1037976

Jurisdiction: SEC OF STATE DELAWAR

Secured Party: IBM CREDIT LLC NY ARMONK 10504 1 NORTH CASTLE DRIVE

Collateral: EQUIP, HEREAFTER AQUIRED PROP, UNDEFINED

UCC FILED Date: 03/20/2007

Filing Number: 2007 1040202

Jurisdiction: SEC OF STATE DELAWAR

Secured Party: YAMAHA MOTOR CORPORATION, USA CA CYPRESS 90630 6555 KATELLA

Collateral: EQUIP, UNDEFINED

UCC FILED Date: 01/26/2007

Filing Number: 2007 0341973

Jurisdiction: SEC OF STATE DELAWAR

Secured Party: IBM CREDIT LLC NY ARMONK 10504 1 NORTH CASTLE DRIVE

Collateral: EQUIP, HEREAFTER AQUIRED PROP, UNDEFINED

UCC FILED Date: 12/26/2006

Filing Number: 6452299 1

Jurisdiction: SEC OF STATE DELAWAR

Secured Party: FORTIS CAPITAL CORP. NY NEW YORK 10022 520 MADISON AVENUE

Collateral: HEREAFTER AQUIRED PROP, UNDEFINED

Commercial Finance Relationships

  Banking Relationships

Financial Institution: CHASE MANHATTAN BANK

Address: 4 METROTECH CENTER BROOKLYN NY11245

Phone: (212) 552-2222

Account Type: CHECKING ACCOUNT

Account Rating: NO COMMENT AS OF 01/02/2007

Company Background Information

  Corporate Registration

THE FOLLOWING INFORMATION WAS PROVIDED BY THE STATE OF MONTANA

State of Origin: MT

Date of Incorporation: 09/04/1915

Current Status: Active - IN GOOD STANDING

Business Type: Institutions - Unknown

Charter Number: F001316

Agent: C T CORPORATION SYSTEM

Agent Address: 40 W LAWRENCE ST STE A HELENA, MT

  Additional Company Background Information

Operating Information

Business Type: Institutions

Primary SIC Code: INORGANIC PIGMENTS - 2816

Number of Employees: 60,000

Sales: $27,995,000,000

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
NR		In view of the lack of information, we have no basis upon which to recommend credit dealings	No Rating

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions