MIRA
INFORM REPORT
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Report Date : |
14.02.2008 |
IDENTIFICATION
DETAILS
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Name : |
SHAY MOSHE MARZIANO |
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Registered Office : |
P.O.Box 206, 15 Harif Street, D.N. Harei Yehuda, Kiryat
Ye'arim/ Telzstone 90838, |
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Country : |
Israel |
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Date of Incorporation : |
1999 |
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Legal Form : |
Sole Proprietorship |
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Line of Business : |
Importers and marketers of fashion accessories: scarves, kerchiefs,
shawls, |
RATING &
COMMENTS
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MIRA’s Rating : |
B |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
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Status : |
Small Company |
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Payment Behaviour : |
No Complaints |
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Litigation : |
Clear |
COMPANY NAME &
ADDRESS
SHAY MOSHE MARZIANO
P.O. Box 206
15 Harif Street
D.N. Harei Yehuda
KIRYAT YE'ARIM/ TELZSTONE 90838
Israel
Telephone 972 2 533 68 12
Fax 972 2 533 68
12
HISTORY
A sole proprietorship, established in 1999.
Operating under License Dealer No. 22364301.
OWNERSHIP
Shay Moshe Marziano.
("Shay Moshe" is the first name).
GENERAL MANAGER
Shay Moshe Marziano, born 1969.
BUSINESS
Importers and marketers of fashion accessories: scarves, kerchiefs,
shawls, etc.
Operating from an office and small warehouse at the residence of the
owner (owned house), in 15 Harif Street, Kiryat Ye'arim/ Telzstone, situated west
of Jerusalem.
Having no employees.
MEANS
Financial data not forthcoming.
ANNUAL SALES
Sales figures not forthcoming.
BANKERS
Mizrahi Tefahot Bank Ltd., Geula Branch (No. 417), Jerusalem.
CHARACTER AND
REPUTATION
Nothing unfavorable learned on subject or its owner.
Subject is a very small business.
The data on subject was given to us by Mr. Marziano's wife
(she did not care to tell us her private name), as we could not get hold of Mr.
Marziano. We got the impression that Mrs. Marziano is well involved in
subject's affairs.
SUMMARY
Being subject is very small and financial data not obtainable, dealings
are recommended on a secured basis.
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit consideration.
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)